FRST (Primis Financial) Risk Assessment

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRST Primis Financial Corp FRST
57 GF Score
Price $16.11
GF Value $12.46
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Primis Financial Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Primis Financial is: High Risk: High uncertainty with risk-return tradeoff.

Primis Financial  (NAS:FRST) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Primis Financial Risk Assessment Related Terms

FRST vs FCBM, RVRF, MVBF: Risk Assessment Comparison

For the Banks - Regional subindustry, Primis Financial's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Primis Financial Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Primis Financial's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Primis Financial's Risk Assessment falls into.


FRST
57GF Score
Primis Financial Corp FRST
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Primis Financial (FRST) Overvalued in 2026?

Based on GuruFocus' analysis, Primis Financial stock appears to be overvalued. The current stock price of $16.11 is trading 29.3% above its estimated GF Value™ of $12.46. GuruFocus considers Primis Financial to be Modestly Overvalued.

Key valuation signals for FRST:

  • Risk Assessment:
  • GF Value™: $12.46 vs. price of $16.11 (29.3% above fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the FRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Primis Financial Business Description

Other Exchanges 7H80:Germany
Address 1676 International Drive, Suite 900, McLean, VA, USA, 22102
Primis Financial Corp is the bank holding company for Primis Bank, providing financial services to individuals and small and medium-sized businesses. Primis Bank offers a wide range of commercial banking services, It focuses on making loans secured mainly by commercial real estate and other types of secured and unsecured commercial loans to small and medium-sized businesses in several industries, as well as loans to individuals for a variety of purposes. The company has two reportable segments: Primis Bank. This segment specializes in providing financing services to businesses in various industries along with consumer and residential loans to individuals. Primis Mortgage. This segment specializes in originating mortgages in a majority of the U.S. The revenue is from Primis Bank.
57GF Score

Get the complete analysis for FRST

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.11
Price
$12.46
GF Value