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Primis FinancialFRST -0.34%57 Pretax Margin % is 21.90% as of Jun. 2026, which is 25% below its 10-year median of 29.01. GuruFocus rates FRST with a GF Score™ of 57/100 and a GF Value™ of $12.46 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,523 Banks companies, Primis Financial ranks better than 58.96% on this metric.
Primis Financial (NAS:FRST) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Primis Financial Pretax Margin % Related Terms
Primis Financial Pretax Margin % Historical Data
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The historical data trend for Primis Financial's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRST vs FCBM, RVRF, MVBF: Pretax Margin % Comparison
For the Banks - Regional subindustry, Primis Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Primis Financial Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Primis Financial's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Primis Financial's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Primis Financial (FRST) has a Pretax Margin % of 21.90% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Primis Financial and its competitors. This is 25% below median its historical median of 29.01. According to the industry distribution chart, Primis Financial ranks #625 out of 1523 companies in the Banks industry, placing it in the top 41%.
Is Primis Financial's Pretax Margin % too high?
Primis Financial's current Pretax Margin % of 21.90% is 25% below median its 10-year median of 29.01. The Banks industry median Pretax Margin % is 35.62. Primis Financial's value of 21.90% is 38.5% below this industry median. Based on the distribution chart, Primis Financial ranks #625 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Primis Financial has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primis Financial's Pretax Margin % compare to FCBM and RVRF?
According to the Banks industry distribution chart, Primis Financial ranks #625 out of 1523 companies for Pretax Margin %. This puts Primis Financial in the upper half of its industry. The industry median Pretax Margin % is 35.62. Primis Financial's value of 21.90% is 38.5% below this benchmark. While the company's 10-year median is 29.01 vs. the industry median of 35.62, Primis Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.62, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Primis Financial's current Pretax Margin % of 21.90% is 38.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Primis Financial and its competitors. For the Banks industry, the median Pretax Margin % is 35.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Primis Financial's current Pretax Margin % is 21.90%, which is 25% below median its own 10-year median of 29.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primis Financial stock overvalued right now?
Based on GuruFocus' analysis, Primis Financial (FRST) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.46, compared to a current price of $16.01 — trading 28.5% above its estimated fair value. The current Pretax Margin % is 21.90%, which is 25% below median its 10-year median of 29.01 and 38.5% below the Banks industry median of 35.62. Primis Financial's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Primis Financial (FRST), the current Pretax Margin % is 21.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Primis Financial (FRST) Overvalued in 2026?
Based on GuruFocus' analysis, Primis Financial stock appears to be overvalued.
The current stock price of $16.01 is trading 28.5% above its estimated GF Value™ of $12.46.
GuruFocus considers Primis Financial to be Modestly Overvalued.
Key valuation signals for FRST:
Pretax Margin %: 21.90% (25% below median its 10-year median of 29.01)
GF Value™: $12.46 vs. price of $16.01 (28.5% above fair value)
Industry Position: 38.5% below the Banks median (#625 of 1523)
No single metric tells the full story. See the FRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Primis Financial Corp is the bank holding company for Primis Bank, providing financial services to individuals and small and medium-sized businesses. Primis Bank offers a wide range of commercial banking services, It focuses on making loans secured mainly by commercial real estate and other types of secured and unsecured commercial loans to small and medium-sized businesses in several industries, as well as loans to individuals for a variety of purposes. The company has two reportable segments: Primis Bank. This segment specializes in providing financing services to businesses in various industries along with consumer and residential loans to individuals. Primis Mortgage. This segment specializes in originating mortgages in a majority of the U.S. The revenue is from Primis Bank.
57GF Score
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