Yangzhou Guangling District Taihe Rural Micro-finance Co (HKSE:01915) PB Ratio: 0.17 (As of Aug. 20, 2026)

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HKSE:01915 Yangzhou Guangling District Taihe Rural Micro-finance Co Ltd HKSE:01915
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Price HK$0.27
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What is Yangzhou Guangling District Taihe Rural Micro-finance Co PB Ratio?

Yangzhou Guangling District Taihe Rural Micro-finance Co HKSE:01915 4 PB Ratio is 0.17 as of Aug. 20, 2026. GuruFocus rates HKSE:01915 with a GF Score™ of 4/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-20), Yangzhou Guangling District Taihe Rural Micro-finance Co's share price is HK$0.265. Yangzhou Guangling District Taihe Rural Micro-finance Co's Book Value per Share for the quarter that ended in Jun. 2024 was HK$1.54. Hence, Yangzhou Guangling District Taihe Rural Micro-finance Co's PB Ratio of today is 0.17.

The historical rank and industry rank for Yangzhou Guangling District Taihe Rural Micro-finance Co's PB Ratio or its related term are showing as below:

HKSE:01915's PB Ratio is not ranked *
in the Credit Services industry.
Industry Median: 1.06
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Yangzhou Guangling District Taihe Rural Micro-finance Co  (HKSE:01915) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Yangzhou Guangling District Taihe Rural Micro-finance Co PB Ratio Related Terms


Yangzhou Guangling District Taihe Rural Micro-finance Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Yangzhou Guangling District Taihe Rural Micro-finance Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yangzhou Guangling District Taihe Rural Micro-finance Co PB Ratio Chart

Yangzhou Guangling District Taihe Rural Micro-finance Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.90 0.61 1.07 1.31 0.34

Yangzhou Guangling District Taihe Rural Micro-finance Co Semi-Annual Data
Dec14 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 1.31 0.37 0.34 0.34

HKSE:01915 vs V, MA, AXP: PB Ratio Comparison

For the Credit Services subindustry, Yangzhou Guangling District Taihe Rural Micro-finance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yangzhou Guangling District Taihe Rural Micro-finance Co PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Yangzhou Guangling District Taihe Rural Micro-finance Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Yangzhou Guangling District Taihe Rural Micro-finance Co's PB Ratio falls into.


HKSE:01915
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Yangzhou Guangling District Taihe Rural Micro-finance Co Ltd HKSE:01915
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Yangzhou Guangling District Taihe Rural Micro-finance Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Yangzhou Guangling District Taihe Rural Micro-finance Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2024)
=0.265/1.544
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.17 mean?
Yangzhou Guangling District Taihe Rural Micro-finance Co (HKSE:01915) has a PB Ratio of 0.17 as of Aug. 20, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Yangzhou Guangling District Taihe Rural Micro-finance Co and its competitors.
Is Yangzhou Guangling District Taihe Rural Micro-finance Co's PB Ratio too high?
Yangzhou Guangling District Taihe Rural Micro-finance Co's current PB Ratio is 0.17. The Credit Services industry median PB Ratio is 1.06. Yangzhou Guangling District Taihe Rural Micro-finance Co's value of 0.17 is 84% below this industry median. Overall, Yangzhou Guangling District Taihe Rural Micro-finance Co has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Yangzhou Guangling District Taihe Rural Micro-finance Co's PB Ratio compare to V and MA?
Yangzhou Guangling District Taihe Rural Micro-finance Co's PB Ratio of 0.17 can be compared against companies in the Credit Services industry. The industry median PB Ratio is 1.06. Yangzhou Guangling District Taihe Rural Micro-finance Co's value of 0.17 is 84% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 527 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yangzhou Guangling District Taihe Rural Micro-finance Co's current PB Ratio of 0.17 is 84% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Yangzhou Guangling District Taihe Rural Micro-finance Co and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yangzhou Guangling District Taihe Rural Micro-finance Co's current PB Ratio is 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yangzhou Guangling District Taihe Rural Micro-finance Co stock overvalued right now?
Yangzhou Guangling District Taihe Rural Micro-finance Co (HKSE:01915) has a current PB Ratio of 0.17. The current PB Ratio is 0.17 and 84% below the Credit Services industry median of 1.06. Yangzhou Guangling District Taihe Rural Micro-finance Co's overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Yangzhou Guangling District Taihe Rural Micro-finance Co (HKSE:01915), the current PB Ratio is 0.17 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Yangzhou Guangling District Taihe Rural Micro-finance Co Business Description

Address Beizhou Road, Lidian Town, Guangling District, Jiangsu Province, Yangzhou, CHN
Yangzhou Guangling District Taihe Rural Micro-finance Co Ltd is engaged in the microfinance business. The company offers micro and small loans in two formats, term loans, and loans under the credit facility to its customers. Its services are the granting of loans to Agriculture, Rural Areas, and Farmers, provision of financial guarantees, acting as a financial institution agent, and other financial businesses. The group's revenue is generated from the provision of loans to small and medium-sized and micro enterprises located in Yangzhou, Jiangsu Province in the PRC.
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PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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