Yangzhou Guangling District Taihe Rural Micro-finance Co (HKSE:01915) Pretax Margin %: -47.34% (As of Jun. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:01915 Yangzhou Guangling District Taihe Rural Micro-finance Co Ltd HKSE:01915
4 GF Score
Price HK$0.27
View Full Analysis

What is Yangzhou Guangling District Taihe Rural Micro-finance Co Pretax Margin %?

Yangzhou Guangling District Taihe Rural Micro-finance Co HKSE:01915 4 Pretax Margin % is -47.34% as of Jun. 2024. GuruFocus rates HKSE:01915 with a GF Score™ of 4/100.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Yangzhou Guangling District Taihe Rural Micro-finance Co's Pre-Tax Income for the six months ended in Jun. 2024 was HK$-13.26 Mil. Yangzhou Guangling District Taihe Rural Micro-finance Co's Revenue for the six months ended in Jun. 2024 was HK$28.01 Mil. Therefore, Yangzhou Guangling District Taihe Rural Micro-finance Co's pretax margin for the quarter that ended in Jun. 2024 was -47.34%.

The historical rank and industry rank for Yangzhou Guangling District Taihe Rural Micro-finance Co's Pretax Margin % or its related term are showing as below:


HKSE:01915's Pretax Margin % is not ranked *
in the Credit Services industry.
Industry Median: 20.55
* Ranked among companies with meaningful Pretax Margin % only.

Yangzhou Guangling District Taihe Rural Micro-finance Co  (HKSE:01915) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Yangzhou Guangling District Taihe Rural Micro-finance Co Pretax Margin % Related Terms


Yangzhou Guangling District Taihe Rural Micro-finance Co Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Yangzhou Guangling District Taihe Rural Micro-finance Co's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yangzhou Guangling District Taihe Rural Micro-finance Co Pretax Margin % Chart

Yangzhou Guangling District Taihe Rural Micro-finance Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 72.18 64.39 10.25 -21.11 -19.83

Yangzhou Guangling District Taihe Rural Micro-finance Co Semi-Annual Data
Dec14 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.27 -33.33 -60.02 22.74 -47.34

HKSE:01915 vs V, MA, AXP: Pretax Margin % Comparison

For the Credit Services subindustry, Yangzhou Guangling District Taihe Rural Micro-finance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yangzhou Guangling District Taihe Rural Micro-finance Co Pretax Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Yangzhou Guangling District Taihe Rural Micro-finance Co's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Yangzhou Guangling District Taihe Rural Micro-finance Co's Pretax Margin % falls into.


HKSE:01915
4GF Score
Yangzhou Guangling District Taihe Rural Micro-finance Co Ltd HKSE:01915
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yangzhou Guangling District Taihe Rural Micro-finance Co Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Yangzhou Guangling District Taihe Rural Micro-finance Co's Pretax Margin for the fiscal year that ended in Dec. 2023 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=-11.367/57.315
=-19.83 %

Yangzhou Guangling District Taihe Rural Micro-finance Co's Pretax Margin for the quarter that ended in Jun. 2024 is calculated as

Pretax Margin=Pre-Tax Income (Q: Jun. 2024 )/Revenue (Q: Jun. 2024 )
=-13.262/28.014
=-47.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of -47.34% mean?
Yangzhou Guangling District Taihe Rural Micro-finance Co (HKSE:01915) has a Pretax Margin % of -47.34% as of Jun. 2024. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Yangzhou Guangling District Taihe Rural Micro-finance Co and its competitors.
Is Yangzhou Guangling District Taihe Rural Micro-finance Co's Pretax Margin % too high?
Yangzhou Guangling District Taihe Rural Micro-finance Co's current Pretax Margin % is -47.34%. Overall, Yangzhou Guangling District Taihe Rural Micro-finance Co has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Yangzhou Guangling District Taihe Rural Micro-finance Co's Pretax Margin % compare to V and MA?
Yangzhou Guangling District Taihe Rural Micro-finance Co's Pretax Margin % of -47.34% can be compared against companies in the Credit Services industry. The industry median Pretax Margin % is 20.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.55, based on 539 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Yangzhou Guangling District Taihe Rural Micro-finance Co and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yangzhou Guangling District Taihe Rural Micro-finance Co's current Pretax Margin % is -47.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yangzhou Guangling District Taihe Rural Micro-finance Co stock overvalued right now?
Yangzhou Guangling District Taihe Rural Micro-finance Co (HKSE:01915) has a current Pretax Margin % of -47.34%. The current Pretax Margin % is -47.34%. Yangzhou Guangling District Taihe Rural Micro-finance Co's overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Yangzhou Guangling District Taihe Rural Micro-finance Co (HKSE:01915), the current Pretax Margin % is -47.34% as of Jun. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Yangzhou Guangling District Taihe Rural Micro-finance Co Business Description

Address Beizhou Road, Lidian Town, Guangling District, Jiangsu Province, Yangzhou, CHN
Yangzhou Guangling District Taihe Rural Micro-finance Co Ltd is engaged in the microfinance business. The company offers micro and small loans in two formats, term loans, and loans under the credit facility to its customers. Its services are the granting of loans to Agriculture, Rural Areas, and Farmers, provision of financial guarantees, acting as a financial institution agent, and other financial businesses. The group's revenue is generated from the provision of loans to small and medium-sized and micro enterprises located in Yangzhou, Jiangsu Province in the PRC.
4GF Score

Get the complete analysis for HKSE:01915

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.27
Price