Al-Qabidh Islamic Bank For Finance & Investment (IQS:BQAB) PB Ratio: 0.07 (As of Jul. 27, 2026) — 72% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Al-Qabidh Islamic Bank For Finance & Investment PB Ratio?

Al-Qabidh Islamic Bank For Finance & Investment IQS:BQAB PB Ratio is 0.07 as of Jul. 27, 2026, which is 72% below its 10-year median of 0.25. The stock has 1 warning sign investors should review. Among 1,516 Banks companies, Al-Qabidh Islamic Bank For Finance & Investment ranks better than 99.6% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-27), Al-Qabidh Islamic Bank For Finance & Investment's share price is ع.د0.07. Al-Qabidh Islamic Bank For Finance & Investment's Book Value per Share for the quarter that ended in Dec. 2024 was ع.د0.94. Hence, Al-Qabidh Islamic Bank For Finance & Investment's PB Ratio of today is 0.07.

Good Sign:

Al-Qabidh Islamic Bank For Finance & Investment stock PB Ratio (=0.07) is close to 3-year low of 0.07.

The historical rank and industry rank for Al-Qabidh Islamic Bank For Finance & Investment's PB Ratio or its related term are showing as below:

IQS:BQAB' s PB Ratio Range Over the Past 10 Years
Min: 0.07   Med: 0.25   Max: 0.25
Current: 0.07

During the past 3 years, Al-Qabidh Islamic Bank For Finance & Investment's highest PB Ratio was 0.25. The lowest was 0.07. And the median was 0.25.

IQS:BQAB's PB Ratio is ranked better than
99.6% of 1516 companies
in the Banks industry
Industry Median: 1.12 vs IQS:BQAB: 0.07

During the past 12 months, Al-Qabidh Islamic Bank For Finance & Investment's average Book Value Per Share Growth Rate was -1.90% per year.

Back to Basics: PB Ratio


Al-Qabidh Islamic Bank For Finance & Investment  (IQS:BQAB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Al-Qabidh Islamic Bank For Finance & Investment PB Ratio Related Terms


Al-Qabidh Islamic Bank For Finance & Investment PB Ratio Historical Data

* Premium members only.

The historical data trend for Al-Qabidh Islamic Bank For Finance & Investment's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Qabidh Islamic Bank For Finance & Investment PB Ratio Chart

Al-Qabidh Islamic Bank For Finance & Investment Annual Data
Trend Dec22 Dec23 Dec24
PB Ratio
0.00 0.25 0.25

Al-Qabidh Islamic Bank For Finance & Investment Semi-Annual Data
Dec22 Dec23 Dec24
PB Ratio 0.00 0.25 0.25

IQS:BQAB vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Al-Qabidh Islamic Bank For Finance & Investment's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Qabidh Islamic Bank For Finance & Investment PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Al-Qabidh Islamic Bank For Finance & Investment's PB Ratio distribution charts can be found below:

* The bar in red indicates where Al-Qabidh Islamic Bank For Finance & Investment's PB Ratio falls into.



Al-Qabidh Islamic Bank For Finance & Investment PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Al-Qabidh Islamic Bank For Finance & Investment's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=0.07/0.943
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.07 mean?
Al-Qabidh Islamic Bank For Finance & Investment (IQS:BQAB) has a PB Ratio of 0.07 as of Jul. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al-Qabidh Islamic Bank For Finance & Investment and its competitors. This is 72% below median its historical median of 0.25. Over the past decade, Al-Qabidh Islamic Bank For Finance & Investment's PB Ratio has ranged from 0.07 to 0.25. According to the industry distribution chart, Al-Qabidh Islamic Bank For Finance & Investment ranks #6 out of 1516 companies in the Banks industry, placing it in the top 0.40000000000001%.
Is Al-Qabidh Islamic Bank For Finance & Investment's PB Ratio too high?
Al-Qabidh Islamic Bank For Finance & Investment's current PB Ratio of 0.07 is 72% below median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.25. The Banks industry median PB Ratio is 1.12. Al-Qabidh Islamic Bank For Finance & Investment's value of 0.07 is 93.8% below this industry median. Based on the distribution chart, Al-Qabidh Islamic Bank For Finance & Investment ranks #6 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Al-Qabidh Islamic Bank For Finance & Investment's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Al-Qabidh Islamic Bank For Finance & Investment ranks #6 out of 1516 companies for PB Ratio. This places Al-Qabidh Islamic Bank For Finance & Investment in the top 0% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Al-Qabidh Islamic Bank For Finance & Investment's value of 0.07 is 93.8% below this benchmark. Historically, Al-Qabidh Islamic Bank For Finance & Investment's own PB Ratio has ranged from 0.07 to 0.25 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 1.12, Al-Qabidh Islamic Bank For Finance & Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Qabidh Islamic Bank For Finance & Investment's current PB Ratio of 0.07 is 93.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al-Qabidh Islamic Bank For Finance & Investment and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Qabidh Islamic Bank For Finance & Investment's current PB Ratio is 0.07, which is 72% below median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Qabidh Islamic Bank For Finance & Investment stock overvalued right now?
Al-Qabidh Islamic Bank For Finance & Investment (IQS:BQAB) has a current PB Ratio of 0.07. The current PB Ratio is 0.07, which is 72% below median its 10-year median of 0.25 and 93.8% below the Banks industry median of 1.12. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Al-Qabidh Islamic Bank For Finance & Investment (IQS:BQAB), the current PB Ratio is 0.07 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al-Qabidh Islamic Bank For Finance & Investment Business Description

Address Al Sheikh Omar Street, Opposite of al Sheikh Omar Petrol Street, Baghdad, IRQ
Al-Qabidh Islamic Bank For Finance & Investment is a financial institution that provides banking services in IRAQ.