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IQS:BTRU'
s PB Ratio Range Over the Past 10 Years
Min: 0.34 Med: 0.64 Max: 0.75
Current: 0.72
During the past 8 years, Trust International Islamic Bank's highest PB Ratio was 0.75. The lowest was 0.34. And the median was 0.64.
IQS:BTRU's PB Ratio is not ranked
in the Banks industry.
Industry Median: 1.12
vs IQS:BTRU: 0.72
During the past 3 years, the average Book Value Per Share Growth Rate was 1.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 0.40% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of Trust International Islamic Bank was 2.30% per year. The lowest was -0.10% per year. And the median was 0.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Trust International Islamic Bank PB Ratio Related Terms
Trust International Islamic Bank PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Trust International Islamic Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trust International Islamic Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Trust International Islamic Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Trust International Islamic Bank's PB Ratio falls into.
Trust International Islamic Bank PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Trust International Islamic Bank (IQS:BTRU) has a PB Ratio of 0.72 as of Aug. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Trust International Islamic Bank and its competitors. This is 13% above median its historical median of 0.64. Over the past decade, Trust International Islamic Bank's PB Ratio has ranged from 0.34 to 0.75.
Is Trust International Islamic Bank's PB Ratio too high?
Trust International Islamic Bank's current PB Ratio of 0.72 is 13% above median its 10-year median of 0.64. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 0.75. The Banks industry median PB Ratio is 1.12. Trust International Islamic Bank's value of 0.72 is 35.7% below this industry median. Overall, Trust International Islamic Bank has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Trust International Islamic Bank's PB Ratio compare to PNC and USB?
Trust International Islamic Bank's PB Ratio of 0.72 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.12. Trust International Islamic Bank's value of 0.72 is 35.7% below this benchmark. Historically, Trust International Islamic Bank's own PB Ratio has ranged from 0.34 to 0.75 over the past decade. While the company's 10-year median is 0.64 vs. the industry median of 1.12, Trust International Islamic Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust International Islamic Bank's current PB Ratio of 0.72 is 35.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Trust International Islamic Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust International Islamic Bank's current PB Ratio is 0.72, which is 13% above median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust International Islamic Bank stock overvalued right now?
Trust International Islamic Bank (IQS:BTRU) has a current PB Ratio of 0.72. The stock's GF Value™ is ع.د0.80, compared to a current price of ع.د0.75 — trading 6.3% below its estimated fair value. The current PB Ratio is 0.72, which is 13% above median its 10-year median of 0.64 and 35.7% below the Banks industry median of 1.12. Trust International Islamic Bank's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Trust International Islamic Bank (IQS:BTRU), the current PB Ratio is 0.72 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trust International Islamic Bank (IQS:BTRU) Overvalued in 2026?
Based on GuruFocus' analysis, Trust International Islamic Bank stock appears to be undervalued.
The current stock price of ع.د0.75 is trading 6.3% below its estimated GF Value™ of ع.د0.80.
Key valuation signals for IQS:BTRU:
PB Ratio: 0.72 (13% above median its 10-year median of 0.64)
GF Value™: ع.د0.80 vs. price of ع.د0.75 (6.3% below fair value)
No single metric tells the full story. See the IQS:BTRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trust International Islamic Bank provides financial and banking services in Iraq. The bank provides all of the financial, banking, and import buying and selling of valuable minerals and stores according to Islamic Sharia.
53GF Score
Get the complete analysis for IQS:BTRU
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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