Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB) PB Ratio: 0.74 (As of Jun. 27, 2026) — Near Median


IST:TSKB Turkiye Sinai Kalkinma Bankasi AS IST:TSKB
61 GF Score
Price ₺12.21
GF Value ₺15.69
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Turkiye Sinai Kalkinma Bankasi AS PB Ratio?

Turkiye Sinai Kalkinma Bankasi AS IST:TSKB +3.74% 61 PB Ratio is 0.74 as of Jun. 27, 2026, which is 9% below its 10-year median of 0.81. GuruFocus rates IST:TSKB with a GF Score™ of 61/100 and a GF Value™ of ₺15.69 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,516 Banks companies, Turkiye Sinai Kalkinma Bankasi AS ranks better than 78.23% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-27), Turkiye Sinai Kalkinma Bankasi AS's share price is ₺12.21. Turkiye Sinai Kalkinma Bankasi AS's Book Value per Share for the quarter that ended in Mar. 2026 was ₺16.58. Hence, Turkiye Sinai Kalkinma Bankasi AS's PB Ratio of today is 0.74.

The historical rank and industry rank for Turkiye Sinai Kalkinma Bankasi AS's PB Ratio or its related term are showing as below:

IST:TSKB' s PB Ratio Range Over the Past 10 Years
Min: 0.44   Med: 0.81   Max: 2.45
Current: 0.75

During the past 13 years, Turkiye Sinai Kalkinma Bankasi AS's highest PB Ratio was 2.45. The lowest was 0.44. And the median was 0.81.

IST:TSKB's PB Ratio is ranked better than
78.23% of 1516 companies
in the Banks industry
Industry Median: 1.09 vs IST:TSKB: 0.75

During the past 12 months, Turkiye Sinai Kalkinma Bankasi AS's average Book Value Per Share Growth Rate was 31.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 52.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 54.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 32.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Turkiye Sinai Kalkinma Bankasi AS was 67.50% per year. The lowest was -12.00% per year. And the median was 17.70% per year.

Back to Basics: PB Ratio


Turkiye Sinai Kalkinma Bankasi AS  (IST:TSKB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Turkiye Sinai Kalkinma Bankasi AS PB Ratio Related Terms


Turkiye Sinai Kalkinma Bankasi AS PB Ratio Historical Data

* Premium members only.

The historical data trend for Turkiye Sinai Kalkinma Bankasi AS's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turkiye Sinai Kalkinma Bankasi AS PB Ratio Chart

Turkiye Sinai Kalkinma Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.58 0.96 0.86 1.05 0.76

Turkiye Sinai Kalkinma Bankasi AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.87 0.88 0.87 0.76 0.67

IST:TSKB vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Turkiye Sinai Kalkinma Bankasi AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turkiye Sinai Kalkinma Bankasi AS PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Turkiye Sinai Kalkinma Bankasi AS's PB Ratio distribution charts can be found below:

* The bar in red indicates where Turkiye Sinai Kalkinma Bankasi AS's PB Ratio falls into.


IST:TSKB
61GF Score
Turkiye Sinai Kalkinma Bankasi AS IST:TSKB
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Turkiye Sinai Kalkinma Bankasi AS PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Turkiye Sinai Kalkinma Bankasi AS's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=12.21/16.578
=0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.74 mean?
Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB) has a PB Ratio of 0.74 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Turkiye Sinai Kalkinma Bankasi AS and its competitors. This is near median its historical median of 0.81. Over the past decade, Turkiye Sinai Kalkinma Bankasi AS's PB Ratio has ranged from 0.44 to 2.45. According to the industry distribution chart, Turkiye Sinai Kalkinma Bankasi AS ranks #330 out of 1516 companies in the Banks industry, placing it in the top 21.8%.
Is Turkiye Sinai Kalkinma Bankasi AS's PB Ratio too high?
Turkiye Sinai Kalkinma Bankasi AS's current PB Ratio of 0.74 is near median its 10-year median of 0.81. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 2.45. The Banks industry median PB Ratio is 1.09. Turkiye Sinai Kalkinma Bankasi AS's value of 0.74 is 32.1% below this industry median. Based on the distribution chart, Turkiye Sinai Kalkinma Bankasi AS ranks #330 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Turkiye Sinai Kalkinma Bankasi AS has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Sinai Kalkinma Bankasi AS's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Turkiye Sinai Kalkinma Bankasi AS ranks #330 out of 1516 companies for PB Ratio. This places Turkiye Sinai Kalkinma Bankasi AS in the top 22% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.09. Turkiye Sinai Kalkinma Bankasi AS's value of 0.74 is 32.1% below this benchmark. Historically, Turkiye Sinai Kalkinma Bankasi AS's own PB Ratio has ranged from 0.44 to 2.45 over the past decade. While the company's 10-year median is 0.81 vs. the industry median of 1.09, Turkiye Sinai Kalkinma Bankasi AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Sinai Kalkinma Bankasi AS's current PB Ratio of 0.74 is 32.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Turkiye Sinai Kalkinma Bankasi AS and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Sinai Kalkinma Bankasi AS's current PB Ratio is 0.74, which is near median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Sinai Kalkinma Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺15.69, compared to a current price of ₺12.21 — trading 22.2% below its estimated fair value. The current PB Ratio is 0.74, which is near median its 10-year median of 0.81 and 32.1% below the Banks industry median of 1.09. Turkiye Sinai Kalkinma Bankasi AS's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB), the current PB Ratio is 0.74 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turkiye Sinai Kalkinma Bankasi AS (IST:TSKB) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Sinai Kalkinma Bankasi AS stock appears to be undervalued. The current stock price of ₺12.21 is trading 22.2% below its estimated GF Value™ of ₺15.69. GuruFocus considers Turkiye Sinai Kalkinma Bankasi AS to be Modestly Undervalued.

Key valuation signals for IST:TSKB:

  • PB Ratio: 0.74 (near median its 10-year median of 0.81)
  • GF Value™: ₺15.69 vs. price of ₺12.21 (22.2% below fair value)
  • GF Score™: 61/100 with 2 warning signs
  • Industry Position: 32.1% below the Banks median (#330 of 1516)

No single metric tells the full story. See the IST:TSKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turkiye Sinai Kalkinma Bankasi AS Business Description

Address Meclisi Mebusan Cad. No. 81 Findikli, Beyoglu, Istanbul, TUR, 34427
Turkiye Sinai Kalkinma Bankasi AS is an investment and development bank principally operating in Turkey. The company provides a broad array of corporate banking, investment banking, and consultancy services.
61GF Score

Get the complete analysis for IST:TSKB

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺12.21
Price
₺15.69
GF Value