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Vakif Faktoring ASIST:VAKFA -1.56%12 PB Ratio is 1,418.75 as of Jul. 21, 2026, which is 10% below its 10-year median of 1,578.75. GuruFocus rates IST:VAKFA with a GF Score™ of 12/100. The stock has 3 warning signs investors should review. Among 526 Credit Services companies, Vakif Faktoring AS ranks worse than 100% on this metric.
Vakif Faktoring AS stock PB Ratio (=1441.25) is close to 1-year low of 1437.5.
The historical rank and industry rank for Vakif Faktoring AS's PB Ratio or its related term are showing as below:
IST:VAKFA'
s PB Ratio Range Over the Past 10 Years
Min: 1418.75 Med: 1578.75 Max: 3436
Current: 1418.75
During the past 5 years, Vakif Faktoring AS's highest PB Ratio was 3436.00. The lowest was 1418.75. And the median was 1578.75.
IST:VAKFA's PB Ratio is ranked worse than 100% of 526
companies
in the Credit Services industry
Industry Median: 1.06
vs IST:VAKFA: 1418.75
During the past 12 months, Vakif Faktoring AS's average Book Value Per Share Growth Rate was 60.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 100.00% per year.
During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of Vakif Faktoring AS was 100.00% per year. The lowest was 71.00% per year. And the median was 85.50% per year.
Back to Basics: PB Ratio
Vakif Faktoring AS (IST:VAKFA) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Vakif Faktoring AS PB Ratio Related Terms
Vakif Faktoring AS PB Ratio Historical Data
* Premium members only.
The historical data trend for Vakif Faktoring AS's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Vakif Faktoring AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vakif Faktoring AS PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Vakif Faktoring AS's PB Ratio distribution charts can be found below:
* The bar in red indicates where Vakif Faktoring AS's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Vakif Faktoring AS (IST:VAKFA) has a PB Ratio of 1,418.75 as of Jul. 21, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Vakif Faktoring AS and its competitors. This is 10% below median its historical median of 1,578.75. Over the past decade, Vakif Faktoring AS's PB Ratio has ranged from 1,418.75 to 3,436.00. According to the industry distribution chart, Vakif Faktoring AS ranks #526 out of 526 companies in the Credit Services industry.
Is Vakif Faktoring AS's PB Ratio too high?
Vakif Faktoring AS's current PB Ratio of 1,418.75 is 10% below median its 10-year median of 1,578.75. Over the past 10 years, this metric has ranged from a low of 1,418.75 to a high of 3,436.00. The Credit Services industry median PB Ratio is 1.06. Vakif Faktoring AS's value of 1,418.75 is 133744.3% above this industry median. Based on the distribution chart, Vakif Faktoring AS ranks #526 out of 526 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Vakif Faktoring AS has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Vakif Faktoring AS's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Vakif Faktoring AS ranks #526 out of 526 companies for PB Ratio. This places Vakif Faktoring AS in the lower half of its industry. The industry median PB Ratio is 1.06. Vakif Faktoring AS's value of 1,418.75 is 133744.3% above this benchmark. Historically, Vakif Faktoring AS's own PB Ratio has ranged from 1,418.75 to 3,436.00 over the past decade. While the company's 10-year median is 1,578.75 vs. the industry median of 1.06, Vakif Faktoring AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vakif Faktoring AS's current PB Ratio of 1,418.75 is 133744.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Vakif Faktoring AS and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vakif Faktoring AS's current PB Ratio is 1,418.75, which is 10% below median its own 10-year median of 1,578.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vakif Faktoring AS stock overvalued right now?
Vakif Faktoring AS (IST:VAKFA) has a current PB Ratio of 1,418.75. The current PB Ratio is 1,418.75, which is 10% below median its 10-year median of 1,578.75 and 133744.3% above the Credit Services industry median of 1.06. Vakif Faktoring AS's overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Vakif Faktoring AS (IST:VAKFA), the current PB Ratio is 1,418.75 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Vakif Faktoring AS is engaged in Factoring sector. It provides services to wider range of clients ranging from SME's to corporate firms with international scale. Domestically its services involve: Funding, Guarantee, and Commercial Collection Management; whereas in Foreign Trade it involves Export Factoring, and Import Factoring.
12GF Score
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