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The historical rank and industry rank for Vakif Faktoring AS's ROE % or its related term are showing as below:
IST:VAKFA'
s ROE % Range Over the Past 10 Years
Min: 19.63 Med: 48.33 Max: 78.65
Current: 29.95
During the past 5 years, Vakif Faktoring AS's highest ROE % was 78.65%. The lowest was 19.63%. And the median was 48.33%.
IST:VAKFA's ROE % is ranked better than 93.4% of 530
companies
in the Credit Services industry
Industry Median: 6.61
vs IST:VAKFA: 29.95
Vakif Faktoring AS (IST:VAKFA) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Vakif Faktoring AS ROE % Related Terms
Vakif Faktoring AS ROE % Historical Data
* Premium members only.
The historical data trend for Vakif Faktoring AS's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Vakif Faktoring AS's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vakif Faktoring AS ROE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Vakif Faktoring AS's ROE % distribution charts can be found below:
* The bar in red indicates where Vakif Faktoring AS's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Vakif Faktoring AS (IST:VAKFA) has a ROE % of 0.00% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Vakif Faktoring AS and its competitors. Over the past decade, Vakif Faktoring AS's ROE % has ranged from 19.63 to 78.65. According to the industry distribution chart, Vakif Faktoring AS ranks #35 out of 530 companies in the Credit Services industry, placing it in the top 6.6%.
Is Vakif Faktoring AS's ROE % too high?
Vakif Faktoring AS's current ROE % is 0.00%. Over the past 10 years, this metric has ranged from a low of 19.63 to a high of 78.65. Based on the distribution chart, Vakif Faktoring AS ranks #35 out of 530 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Vakif Faktoring AS has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Vakif Faktoring AS's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Vakif Faktoring AS ranks #35 out of 530 companies for ROE %. This places Vakif Faktoring AS in the top 7% of its industry — outperforming the majority of peers. The industry median ROE % is 6.61. Historically, Vakif Faktoring AS's own ROE % has ranged from 19.63 to 78.65 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Vakif Faktoring AS and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vakif Faktoring AS's current ROE % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vakif Faktoring AS stock overvalued right now?
Vakif Faktoring AS (IST:VAKFA) has a current ROE % of 0.00%. The current ROE % is 0.00%. Vakif Faktoring AS's overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Vakif Faktoring AS (IST:VAKFA), the current ROE % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Vakif Faktoring AS is engaged in Factoring sector. It provides services to wider range of clients ranging from SME's to corporate firms with international scale. Domestically its services involve: Funding, Guarantee, and Commercial Collection Management; whereas in Foreign Trade it involves Export Factoring, and Import Factoring.
12GF Score
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