Vakif Faktoring AS (IST:VAKFA) Quick Ratio: 1.19 (As of Dec. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:VAKFA Vakif Faktoring AS IST:VAKFA
12 GF Score
Price ₺11.35
! 3 Warning Signs
View Full Analysis

What is Vakif Faktoring AS Quick Ratio?

Vakif Faktoring AS IST:VAKFA -1.56% 12 Quick Ratio is 1.19 as of Dec. 2025, which is 3% above its 10-year median of 1.15. GuruFocus rates IST:VAKFA with a GF Score™ of 12/100. The stock has 3 warning signs investors should review. Among 397 Credit Services companies, Vakif Faktoring AS ranks worse than 82.12% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Vakif Faktoring AS's quick ratio for the quarter that ended in Dec. 2025 was 1.19.

Vakif Faktoring AS has a quick ratio of 1.19. It generally indicates good short-term financial strength.

The historical rank and industry rank for Vakif Faktoring AS's Quick Ratio or its related term are showing as below:

IST:VAKFA' s Quick Ratio Range Over the Past 10 Years
Min: 1.13   Med: 1.15   Max: 1.29
Current: 1.19

During the past 5 years, Vakif Faktoring AS's highest Quick Ratio was 1.29. The lowest was 1.13. And the median was 1.15.

IST:VAKFA's Quick Ratio is ranked worse than
82.12% of 397 companies
in the Credit Services industry
Industry Median: 4 vs IST:VAKFA: 1.19

Vakif Faktoring AS  (IST:VAKFA) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Vakif Faktoring AS Quick Ratio Related Terms


Vakif Faktoring AS Quick Ratio Historical Data

* Premium members only.

The historical data trend for Vakif Faktoring AS's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vakif Faktoring AS Quick Ratio Chart

Vakif Faktoring AS Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
1.29 1.15 1.15 1.13 1.19

Vakif Faktoring AS Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Dec25
Quick Ratio Get a 7-Day Free Trial 0.00 1.15 1.10 1.13 1.19

IST:VAKFA vs V, MA, AXP: Quick Ratio Comparison

For the Credit Services subindustry, Vakif Faktoring AS's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vakif Faktoring AS Quick Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Vakif Faktoring AS's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Vakif Faktoring AS's Quick Ratio falls into.


IST:VAKFA
12GF Score
Vakif Faktoring AS IST:VAKFA
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vakif Faktoring AS Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Vakif Faktoring AS's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(41.348-0)/34.768
=1.19

Vakif Faktoring AS's Quick Ratio for the quarter that ended in Dec. 2025 is calculated as

Quick Ratio (Q: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(41.348-0)/34.768
=1.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.19 mean?
Vakif Faktoring AS (IST:VAKFA) has a Quick Ratio of 1.19 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Vakif Faktoring AS and its competitors. This is near median its historical median of 1.15. Over the past decade, Vakif Faktoring AS's Quick Ratio has ranged from 1.13 to 1.29. According to the industry distribution chart, Vakif Faktoring AS ranks #326 out of 397 companies in the Credit Services industry, placing it in the top 82.1%.
Is Vakif Faktoring AS's Quick Ratio too high?
Vakif Faktoring AS's current Quick Ratio of 1.19 is near median its 10-year median of 1.15. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 1.29. The Credit Services industry median Quick Ratio is 4.00. Vakif Faktoring AS's value of 1.19 is 70.3% below this industry median. Based on the distribution chart, Vakif Faktoring AS ranks #326 out of 397 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Vakif Faktoring AS has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Vakif Faktoring AS's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Vakif Faktoring AS ranks #326 out of 397 companies for Quick Ratio. This places Vakif Faktoring AS in the lower half of its industry. The industry median Quick Ratio is 4.00. Vakif Faktoring AS's value of 1.19 is 70.3% below this benchmark. Historically, Vakif Faktoring AS's own Quick Ratio has ranged from 1.13 to 1.29 over the past decade. While the company's 10-year median is 1.15 vs. the industry median of 4.00, Vakif Faktoring AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.00, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vakif Faktoring AS's current Quick Ratio of 1.19 is 70.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Vakif Faktoring AS and its competitors. For the Credit Services industry, the median Quick Ratio is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vakif Faktoring AS's current Quick Ratio is 1.19, which is near median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vakif Faktoring AS stock overvalued right now?
Vakif Faktoring AS (IST:VAKFA) has a current Quick Ratio of 1.19. The current Quick Ratio is 1.19, which is near median its 10-year median of 1.15 and 70.3% below the Credit Services industry median of 4.00. Vakif Faktoring AS's overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Vakif Faktoring AS (IST:VAKFA), the current Quick Ratio is 1.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vakif Faktoring AS Business Description

Address Inkilap Mahallesi Dr. Adnan Buyukdeniz, Caddesi Akyaka Park No:7/A Kat:16, Umraniye, Istanbul, TUR
Vakif Faktoring AS is engaged in Factoring sector. It provides services to wider range of clients ranging from SME's to corporate firms with international scale. Domestically its services involve: Funding, Guarantee, and Commercial Collection Management; whereas in Foreign Trade it involves Export Factoring, and Import Factoring.
12GF Score

Get the complete analysis for IST:VAKFA

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺11.35
Price