Capitec Bank Holdings (JSE:CPIP.PFD) PB Ratio: (As of Jul. 01, 2026)


JSE:CPIP.PFD Capitec Bank Holdings Ltd JSE:CPIP.PFD
87 GF Score
Price R110.05
! 1 Warning Sign
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What is Capitec Bank Holdings PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-01), Capitec Bank Holdings's share price is R110.05. Capitec Bank Holdings's Book Value per Share for the fiscal year that ended in Feb. 2026 was R0.00. Hence, Capitec Bank Holdings's PB Ratio of today is .

The historical rank and industry rank for Capitec Bank Holdings's PB Ratio or its related term are showing as below:

JSE:CPIP.PFD' s PB Ratio Range Over the Past 10 Years
Min: 3.66   Med: 6.44   Max: 11.2
Current: 9.11

During the past 13 years, Capitec Bank Holdings's highest PB Ratio was 11.20. The lowest was 3.66. And the median was 6.44.

JSE:CPIP.PFD's PB Ratio is ranked worse than
99.41% of 1517 companies
in the Banks industry
Industry Median: 1.09 vs JSE:CPIP.PFD: 9.11

During the past 12 months, Capitec Bank Holdings's average Book Value Per Share Growth Rate was 16.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 16.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 14.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 15.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Capitec Bank Holdings was 60.80% per year. The lowest was 3.90% per year. And the median was 16.95% per year.

Back to Basics: PB Ratio


Capitec Bank Holdings  (JSE:CPIP.PFD) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Capitec Bank Holdings PB Ratio Related Terms


Capitec Bank Holdings PB Ratio Historical Data

* Premium members only.

The historical data trend for Capitec Bank Holdings's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capitec Bank Holdings PB Ratio Chart

Capitec Bank Holdings Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Capitec Bank Holdings Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

JSE:CPIP.PFD vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Capitec Bank Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capitec Bank Holdings PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Capitec Bank Holdings's PB Ratio distribution charts can be found below:

* The bar in red indicates where Capitec Bank Holdings's PB Ratio falls into.


JSE:CPIP.PFD
87GF Score
Capitec Bank Holdings Ltd JSE:CPIP.PFD
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Capitec Bank Holdings PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Capitec Bank Holdings's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (A: Feb. 2026)
=110.05/0
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Capitec Bank Holdings Business Description

Other Exchanges CPI:South AfricaCKHGY:USA
Address 5 Neutron Road, Techno Park, Stellenbosch, WC, ZAF, 7600
Capitec Bank Holdings Ltd is a bank holding company along with its subsidiary, which conducts personal and business banking, online consumer lending, rental financing, holds an insurance cell captive, and has an insurance licence for life products. Its segments are Personal Banking, Business Banking, and the Insurance business.
87GF Score

Get the complete analysis for JSE:CPIP.PFD

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R110.05
Price