Patria BankLTS:0DPO 37 PB Ratio is 0.67 as of Jul. 05, 2026, which is 21% below its 10-year median of 0.85. GuruFocus rates LTS:0DPO with a GF Score™ of 37/100 and a GF Value™ of lei0.07. The stock has 6 warning signs investors should review. Among 1,518 Banks companies, Patria Bank ranks better than 66.86% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-05), Patria Bank's share price is lei0.101. Patria Bank's Book Value per Share for the quarter that ended in Mar. 2026 was lei0.15. Hence, Patria Bank's PB Ratio of today is 0.67.
Warning Sign:
Patria Bank SA stock PB Ratio (=0.9) is close to 5-year high of 0.96.
The historical rank and industry rank for Patria Bank's PB Ratio or its related term are showing as below:
LTS:0DPO'
s PB Ratio Range Over the Past 10 Years
Min: 0.6 Med: 0.85 Max: 1.72
Current: 0.9
During the past 13 years, Patria Bank's highest PB Ratio was 1.72. The lowest was 0.60. And the median was 0.85.
LTS:0DPO's PB Ratio is ranked better than 66.86% of 1518
companies
in the Banks industry
Industry Median: 1.1
vs LTS:0DPO: 0.90
During the past 12 months, Patria Bank's average Book Value Per Share Growth Rate was 14.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Patria Bank was 20.90% per year. The lowest was -14.30% per year. And the median was 2.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Patria Bank PB Ratio Related Terms
Patria Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for Patria Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Patria Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Patria Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Patria Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Patria Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Patria Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Patria Bank (LTS:0DPO) has a PB Ratio of 0.67 as of Jul. 05, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Patria Bank and its competitors. This is 21% below median its historical median of 0.85. Over the past decade, Patria Bank's PB Ratio has ranged from 0.60 to 1.72. According to the industry distribution chart, Patria Bank ranks #503 out of 1518 companies in the Banks industry, placing it in the top 33.1%.
Is Patria Bank's PB Ratio too high?
Patria Bank's current PB Ratio of 0.67 is 21% below median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 1.72. The Banks industry median PB Ratio is 1.10. Patria Bank's value of 0.67 is 39.1% below this industry median. Based on the distribution chart, Patria Bank ranks #503 out of 1518 companies in the Banks industry, which is above the industry midpoint. Overall, Patria Bank has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Patria Bank's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Patria Bank ranks #503 out of 1518 companies for PB Ratio. This puts Patria Bank in the upper half of its industry. The industry median PB Ratio is 1.10. Patria Bank's value of 0.67 is 39.1% below this benchmark. Historically, Patria Bank's own PB Ratio has ranged from 0.60 to 1.72 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 1.10, Patria Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Patria Bank's current PB Ratio of 0.67 is 39.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Patria Bank and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Patria Bank's current PB Ratio is 0.67, which is 21% below median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Patria Bank stock overvalued right now?
Patria Bank (LTS:0DPO) has a current PB Ratio of 0.67. The stock's GF Value™ is lei0.07, compared to a current price of lei0.10 — trading 44.3% above its estimated fair value. The current PB Ratio is 0.67, which is 21% below median its 10-year median of 0.85 and 39.1% below the Banks industry median of 1.10. Patria Bank's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Patria Bank (LTS:0DPO), the current PB Ratio is 0.67 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Patria Bank (LTS:0DPO) Overvalued in 2026?
Based on GuruFocus' analysis, Patria Bank stock appears to be overvalued.
The current stock price of lei0.10 is trading 44.3% above its estimated GF Value™ of lei0.07.
Key valuation signals for LTS:0DPO:
PB Ratio: 0.67 (21% below median its 10-year median of 0.85)
GF Value™: lei0.07 vs. price of lei0.10 (44.3% above fair value)
Industry Position: 39.1% below the Banks median (#503 of 1518)
No single metric tells the full story. See the LTS:0DPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Patria Bank SA provides the whole range of banking services for individuals and legal entities, including deposits, cash management, lending and foreign exchange operations. It provides traditional banking services and products, including payment orders, documentary transactions and issuance of letters of credit and guarantees. The company carries out its activity in Romania.
37GF Score
Get the complete analysis for LTS:0DPO
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0DPO has been successfully added to your 
