MSHHF (Mensch und Maschine Software SE) PB Ratio: 6.75 (As of Jun. 26, 2026) — 30% Below Median


MSHHF Mensch und Maschine Software SE MSHHF
65 GF Score
Price $39.42
GF Value $57.56
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Mensch und Maschine Software SE PB Ratio?

Mensch und Maschine Software SE MSHHF 65 PB Ratio is 6.75 as of Jun. 26, 2026, which is 30% below its 10-year median of 9.63. GuruFocus rates MSHHF with a GF Score™ of 65/100 and a GF Value™ of $57.56 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,624 Software companies, Mensch und Maschine Software SE ranks worse than 85.29% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Mensch und Maschine Software SE's share price is $39.42. Mensch und Maschine Software SE's Book Value per Share for the quarter that ended in Mar. 2026 was $5.84. Hence, Mensch und Maschine Software SE's PB Ratio of today is 6.75.

Good Sign:

Mensch und Maschine Software SE stock PB Ratio (=6.91) is close to 5-year low of 6.81.

The historical rank and industry rank for Mensch und Maschine Software SE's PB Ratio or its related term are showing as below:

MSHHF' s PB Ratio Range Over the Past 10 Years
Min: 5.09   Med: 9.63   Max: 15.25
Current: 6.92

During the past 13 years, Mensch und Maschine Software SE's highest PB Ratio was 15.25. The lowest was 5.09. And the median was 9.63.

MSHHF's PB Ratio is ranked worse than
85.29% of 2624 companies
in the Software industry
Industry Median: 2.32 vs MSHHF: 6.92

During the past 12 months, Mensch und Maschine Software SE's average Book Value Per Share Growth Rate was -12.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 0.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 10.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Mensch und Maschine Software SE was 38.50% per year. The lowest was -30.00% per year. And the median was 5.50% per year.

Back to Basics: PB Ratio


Mensch und Maschine Software SE  (OTCPK:MSHHF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Mensch und Maschine Software SE PB Ratio Related Terms


Mensch und Maschine Software SE PB Ratio Historical Data

* Premium members only.

The historical data trend for Mensch und Maschine Software SE's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mensch und Maschine Software SE PB Ratio Chart

Mensch und Maschine Software SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 7.49 7.38 8.64

Mensch und Maschine Software SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.20 8.18 8.29 8.64 8.27

MSHHF vs CRM, SHOP, UBER: PB Ratio Comparison

For the Software - Application subindustry, Mensch und Maschine Software SE's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mensch und Maschine Software SE PB Ratio vs Software Industry

For the Software industry and Technology sector, Mensch und Maschine Software SE's PB Ratio distribution charts can be found below:

* The bar in red indicates where Mensch und Maschine Software SE's PB Ratio falls into.


MSHHF
65GF Score
Mensch und Maschine Software SE MSHHF
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mensch und Maschine Software SE PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Mensch und Maschine Software SE's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=39.42/5.842
=6.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 6.75 mean?
Mensch und Maschine Software SE (MSHHF) has a PB Ratio of 6.75 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mensch und Maschine Software SE and its competitors. This is 30% below median its historical median of 9.63. Over the past decade, Mensch und Maschine Software SE's PB Ratio has ranged from 5.09 to 15.25. According to the industry distribution chart, Mensch und Maschine Software SE ranks #2238 out of 2624 companies in the Software industry, placing it in the top 85.3%.
Is Mensch und Maschine Software SE's PB Ratio too high?
Mensch und Maschine Software SE's current PB Ratio of 6.75 is 30% below median its 10-year median of 9.63. Over the past 10 years, this metric has ranged from a low of 5.09 to a high of 15.25. The Software industry median PB Ratio is 2.32. Mensch und Maschine Software SE's value of 6.75 is 190.9% above this industry median. Based on the distribution chart, Mensch und Maschine Software SE ranks #2238 out of 2624 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Mensch und Maschine Software SE has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mensch und Maschine Software SE's PB Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Mensch und Maschine Software SE ranks #2238 out of 2624 companies for PB Ratio. This places Mensch und Maschine Software SE in the lower half of its industry. The industry median PB Ratio is 2.32. Mensch und Maschine Software SE's value of 6.75 is 190.9% above this benchmark. Historically, Mensch und Maschine Software SE's own PB Ratio has ranged from 5.09 to 15.25 over the past decade. While the company's 10-year median is 9.63 vs. the industry median of 2.32, Mensch und Maschine Software SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.32, based on 2,624 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mensch und Maschine Software SE's current PB Ratio of 6.75 is 190.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mensch und Maschine Software SE and its competitors. For the Software industry, the median PB Ratio is 2.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mensch und Maschine Software SE's current PB Ratio is 6.75, which is 30% below median its own 10-year median of 9.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mensch und Maschine Software SE stock overvalued right now?
Based on GuruFocus' analysis, Mensch und Maschine Software SE (MSHHF) is currently considered Significantly Undervalued. The stock's GF Value™ is $57.56, compared to a current price of $39.42 — trading 31.5% below its estimated fair value. The current PB Ratio is 6.75, which is 30% below median its 10-year median of 9.63 and 190.9% above the Software industry median of 2.32. Mensch und Maschine Software SE's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Mensch und Maschine Software SE (MSHHF), the current PB Ratio is 6.75 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mensch und Maschine Software SE (MSHHF) Overvalued in 2026?

Based on GuruFocus' analysis, Mensch und Maschine Software SE stock appears to be undervalued. The current stock price of $39.42 is trading 31.5% below its estimated GF Value™ of $57.56. GuruFocus considers Mensch und Maschine Software SE to be Significantly Undervalued.

Key valuation signals for MSHHF:

  • PB Ratio: 6.75 (30% below median its 10-year median of 9.63)
  • GF Value™: $57.56 vs. price of $39.42 (31.5% below fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 190.9% above the Software median (#2238 of 2624)

No single metric tells the full story. See the MSHHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mensch und Maschine Software SE Business Description

Address Argelsrieder Feld 5, Wessling, BY, DEU, 82234
Mensch und Maschine Software SE is a Germany-based company engaged in the provision of technical software and digitization solutions in the CAD/CAM/CAE (Computer Aided Design, Manufacturing & Engineering) and PDM/PLM (Product Data /Lifecycle Management) and BIM (Building Information Modeling / Management) areas. The company's business model is based on two segments: i) M+M Digitization: It develops software solutions for customers in several European countries, and ii) M+M software: The M+M software segment develops standard software for CAD/CAM, BIM/Engineering, Garden/ Landscaping, and CAE. The majority of the company's revenue is generated from the M+M Digitization segment.
65GF Score

Get the complete analysis for MSHHF

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.42
Price
$57.56
GF Value