Oman Qatar Insurance CoOG (MUS:OQIC) PB Ratio: 0.70 (As of Jul. 17, 2026) — 13% Below Median

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MUS:OQIC Oman Qatar Insurance Co SAOG MUS:OQIC
64 GF Score
Price ر.ع0.18
GF Value ر.ع0.37
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Oman Qatar Insurance CoOG PB Ratio?

Oman Qatar Insurance CoOG MUS:OQIC -9.28% 64 PB Ratio is 0.70 as of Jul. 17, 2026, which is 13% below its 10-year median of 0.80. GuruFocus rates MUS:OQIC with a GF Score™ of 64/100 and a GF Value™ of ر.ع0.37 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 497 Insurance companies, Oman Qatar Insurance CoOG ranks better than 83.3% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-17), Oman Qatar Insurance CoOG's share price is ر.ع0.176. Oman Qatar Insurance CoOG's Book Value per Share for the quarter that ended in Dec. 2025 was ر.ع0.25. Hence, Oman Qatar Insurance CoOG's PB Ratio of today is 0.70.

The historical rank and industry rank for Oman Qatar Insurance CoOG's PB Ratio or its related term are showing as below:

MUS:OQIC' s PB Ratio Range Over the Past 10 Years
Min: 0.48   Med: 0.8   Max: 1.19
Current: 0.7

During the past 10 years, Oman Qatar Insurance CoOG's highest PB Ratio was 1.19. The lowest was 0.48. And the median was 0.80.

MUS:OQIC's PB Ratio is ranked better than
83.3% of 497 companies
in the Insurance industry
Industry Median: 1.41 vs MUS:OQIC: 0.70

During the past 12 months, Oman Qatar Insurance CoOG's average Book Value Per Share Growth Rate was 7.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 7.50% per year.

During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Oman Qatar Insurance CoOG was 17.00% per year. The lowest was 5.80% per year. And the median was 8.20% per year.

Back to Basics: PB Ratio


Oman Qatar Insurance CoOG  (MUS:OQIC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Oman Qatar Insurance CoOG PB Ratio Related Terms


Oman Qatar Insurance CoOG PB Ratio Historical Data

* Premium members only.

The historical data trend for Oman Qatar Insurance CoOG's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oman Qatar Insurance CoOG PB Ratio Chart

Oman Qatar Insurance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.19 0.95 0.82 0.92 0.76

Oman Qatar Insurance CoOG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.93 0.81 0.69 0.76

MUS:OQIC vs BRK.A, AIG, HIG: PB Ratio Comparison

For the Insurance - Diversified subindustry, Oman Qatar Insurance CoOG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oman Qatar Insurance CoOG PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Oman Qatar Insurance CoOG's PB Ratio distribution charts can be found below:

* The bar in red indicates where Oman Qatar Insurance CoOG's PB Ratio falls into.


MUS:OQIC
64GF Score
Oman Qatar Insurance Co SAOG MUS:OQIC
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oman Qatar Insurance CoOG PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Oman Qatar Insurance CoOG's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=0.176/0.252
=0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.70 mean?
Oman Qatar Insurance CoOG (MUS:OQIC) has a PB Ratio of 0.70 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Oman Qatar Insurance CoOG and its competitors. This is 13% below median its historical median of 0.80. Over the past decade, Oman Qatar Insurance CoOG's PB Ratio has ranged from 0.48 to 1.19. According to the industry distribution chart, Oman Qatar Insurance CoOG ranks #83 out of 497 companies in the Insurance industry, placing it in the top 16.7%.
Is Oman Qatar Insurance CoOG's PB Ratio too high?
Oman Qatar Insurance CoOG's current PB Ratio of 0.70 is 13% below median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 1.19. The Insurance industry median PB Ratio is 1.41. Oman Qatar Insurance CoOG's value of 0.70 is 50.4% below this industry median. Based on the distribution chart, Oman Qatar Insurance CoOG ranks #83 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Oman Qatar Insurance CoOG has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Oman Qatar Insurance CoOG's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Oman Qatar Insurance CoOG ranks #83 out of 497 companies for PB Ratio. This places Oman Qatar Insurance CoOG in the top 17% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.41. Oman Qatar Insurance CoOG's value of 0.70 is 50.4% below this benchmark. Historically, Oman Qatar Insurance CoOG's own PB Ratio has ranged from 0.48 to 1.19 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 1.41, Oman Qatar Insurance CoOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oman Qatar Insurance CoOG's current PB Ratio of 0.70 is 50.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Oman Qatar Insurance CoOG and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oman Qatar Insurance CoOG's current PB Ratio is 0.70, which is 13% below median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oman Qatar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Oman Qatar Insurance CoOG (MUS:OQIC) is currently considered Possible Value Trap. The stock's GF Value™ is ر.ع0.37, compared to a current price of ر.ع0.18 — trading 52.4% below its estimated fair value. The current PB Ratio is 0.70, which is 13% below median its 10-year median of 0.80 and 50.4% below the Insurance industry median of 1.41. Oman Qatar Insurance CoOG's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Oman Qatar Insurance CoOG (MUS:OQIC), the current PB Ratio is 0.70 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oman Qatar Insurance CoOG (MUS:OQIC) Overvalued in 2026?

Based on GuruFocus' analysis, Oman Qatar Insurance CoOG stock appears to be undervalued. The current stock price of ر.ع0.18 is trading 52.4% below its estimated GF Value™ of ر.ع0.37. GuruFocus considers Oman Qatar Insurance CoOG to be Possible Value Trap.

Key valuation signals for MUS:OQIC:

  • PB Ratio: 0.70 (13% below median its 10-year median of 0.80)
  • GF Value™: ر.ع0.37 vs. price of ر.ع0.18 (52.4% below fair value)
  • GF Score™: 64/100 with 2 warning signs
  • Industry Position: 50.4% below the Insurance median (#83 of 497)

No single metric tells the full story. See the MUS:OQIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oman Qatar Insurance CoOG Business Description

Address Street Number - 281, 4th Floor, Al Nawras Commercial Center Building, Near Sohar International Bank, Muscat Governorate, Al Khuwair, OMN, 112
Oman Qatar Insurance Co SAOG is a life insurance company. It is engaged in the business of life and general insurance within the Sultanate of Oman. The company's segments include: Marine and aviation insurance includes marine cargo, marine hull, and machinery and aviation; Property & Casualty includes fire, engineering, general accident, third party liability, workmen compensation, motor, travel and home insurance; and Medical and Life includes health, group life and credit life insurance. The Property and Casualty segments derives maximum revenue.
64GF Score

Get the complete analysis for MUS:OQIC

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.18
Price
ر.ع0.37
GF Value