RTO (NZSE:RTO) PB Ratio: 7.21 (As of Jun. 26, 2026)


NZSE:RTO RTO Ltd NZSE:RTO
31 GF Score
Price NZ$0.14
! 1 Warning Sign
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What is RTO PB Ratio?

RTO NZSE:RTO 31 PB Ratio is 7.21 as of Jun. 26, 2026. GuruFocus rates NZSE:RTO with a GF Score™ of 31/100. The stock has 1 warning sign investors should review. Among 472 Diversified Financial Services companies, RTO ranks worse than 90.68% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), RTO's share price is NZ$0.137. RTO's Book Value per Share for the quarter that ended in Sep. 2025 was NZ$0.02. Hence, RTO's PB Ratio of today is 7.21.

The historical rank and industry rank for RTO's PB Ratio or its related term are showing as below:

NZSE:RTO' s PB Ratio Range Over the Past 10 Years
Min: 0   Med: 0   Max: 7.21
Current: 7.21

During the past 13 years, RTO's highest PB Ratio was 7.21. The lowest was 0.00. And the median was 0.00.

NZSE:RTO's PB Ratio is ranked worse than
90.68% of 472 companies
in the Diversified Financial Services industry
Industry Median: 1.385 vs NZSE:RTO: 7.21

During the past 12 months, RTO's average Book Value Per Share Growth Rate was 3000.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -19.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of RTO was 244.10% per year. The lowest was -48.90% per year. And the median was -8.20% per year.

Back to Basics: PB Ratio


RTO  (NZSE:RTO) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


RTO PB Ratio Related Terms


RTO PB Ratio Historical Data

* Premium members only.

The historical data trend for RTO's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RTO PB Ratio Chart

RTO Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.82 4.91 12.27 4.67 7.79

RTO Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.27 285.00 4.67 4.45 7.79

NZSE:RTO vs XXI, DMII, BCSS: PB Ratio Comparison

For the Shell Companies subindustry, RTO's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RTO PB Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, RTO's PB Ratio distribution charts can be found below:

* The bar in red indicates where RTO's PB Ratio falls into.


NZSE:RTO
31GF Score
RTO Ltd NZSE:RTO
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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RTO PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

RTO's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2025)
=0.137/0.019
=7.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 7.21 mean?
RTO (NZSE:RTO) has a PB Ratio of 7.21 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on RTO and its competitors. According to the industry distribution chart, RTO ranks #428 out of 472 companies in the Diversified Financial Services industry, placing it in the top 90.7%.
Is RTO's PB Ratio too high?
RTO's current PB Ratio is 7.21. The Diversified Financial Services industry median PB Ratio is 1.39. RTO's value of 7.21 is 420.6% above this industry median. Based on the distribution chart, RTO ranks #428 out of 472 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, RTO has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does RTO's PB Ratio compare to XXI and DMII?
According to the Diversified Financial Services industry distribution chart, RTO ranks #428 out of 472 companies for PB Ratio. This places RTO in the lower half of its industry. The industry median PB Ratio is 1.39. RTO's value of 7.21 is 420.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Diversified Financial Services company?
The median PB Ratio among Diversified Financial Services companies is 1.39, based on 472 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RTO's current PB Ratio of 7.21 is 420.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on RTO and its competitors. For the Diversified Financial Services industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RTO's current PB Ratio is 7.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RTO stock overvalued right now?
RTO (NZSE:RTO) has a current PB Ratio of 7.21. The current PB Ratio is 7.21 and 420.6% above the Diversified Financial Services industry median of 1.39. RTO's overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For RTO (NZSE:RTO), the current PB Ratio is 7.21 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

RTO Business Description

Address 84 Coates Avenue, Auckland, NZL, 1071
RTO Ltd was previously engaged in mortgage lending services. The group has discontinued its operations and is currently not involved in any business activities.
31GF Score

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PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.14
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