TextMagic AS (OTSE:MAGIC) PB Ratio: 0.50 (As of Jul. 17, 2026) — 50% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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OTSE:MAGIC TextMagic AS OTSE:MAGIC
58 GF Score
Price €1.77
GF Value €3.78
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is TextMagic AS PB Ratio?

TextMagic AS OTSE:MAGIC 58 PB Ratio is 0.50 as of Jul. 17, 2026, which is 50% below its 10-year median of 1.01. GuruFocus rates OTSE:MAGIC with a GF Score™ of 58/100 and a GF Value™ of €3.78 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,629 Software companies, TextMagic AS ranks better than 93.95% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-17), TextMagic AS's share price is €1.77. TextMagic AS's Book Value per Share for the quarter that ended in Dec. 2025 was €3.54. Hence, TextMagic AS's PB Ratio of today is 0.50.

The historical rank and industry rank for TextMagic AS's PB Ratio or its related term are showing as below:

OTSE:MAGIC' s PB Ratio Range Over the Past 10 Years
Min: 0.43   Med: 1.01   Max: 1.4
Current: 0.51

During the past 5 years, TextMagic AS's highest PB Ratio was 1.40. The lowest was 0.43. And the median was 1.01.

OTSE:MAGIC's PB Ratio is ranked better than
93.95% of 2629 companies
in the Software industry
Industry Median: 2.39 vs OTSE:MAGIC: 0.51

During the past 12 months, TextMagic AS's average Book Value Per Share Growth Rate was -10.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -18.40% per year.

During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of TextMagic AS was -18.40% per year. The lowest was -18.40% per year. And the median was -18.40% per year.

Back to Basics: PB Ratio


TextMagic AS  (OTSE:MAGIC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


TextMagic AS PB Ratio Related Terms


TextMagic AS PB Ratio Historical Data

* Premium members only.

The historical data trend for TextMagic AS's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TextMagic AS PB Ratio Chart

TextMagic AS Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
0.00 1.10 1.00 1.02 0.49

TextMagic AS Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only 1.00 0.96 1.02 1.03 0.49

OTSE:MAGIC vs UBER, SHOP, CRM: PB Ratio Comparison

For the Software - Application subindustry, TextMagic AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TextMagic AS PB Ratio vs Software Industry

For the Software industry and Technology sector, TextMagic AS's PB Ratio distribution charts can be found below:

* The bar in red indicates where TextMagic AS's PB Ratio falls into.


OTSE:MAGIC
58GF Score
TextMagic AS OTSE:MAGIC
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TextMagic AS PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

TextMagic AS's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=1.77/3.541
=0.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.50 mean?
TextMagic AS (OTSE:MAGIC) has a PB Ratio of 0.50 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on TextMagic AS and its competitors. This is 50% below median its historical median of 1.01. Over the past decade, TextMagic AS's PB Ratio has ranged from 0.43 to 1.40. According to the industry distribution chart, TextMagic AS ranks #159 out of 2629 companies in the Software industry, placing it in the top 6%.
Is TextMagic AS's PB Ratio too high?
TextMagic AS's current PB Ratio of 0.50 is 50% below median its 10-year median of 1.01. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 1.40. The Software industry median PB Ratio is 2.39. TextMagic AS's value of 0.50 is 79.1% below this industry median. Based on the distribution chart, TextMagic AS ranks #159 out of 2629 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, TextMagic AS has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does TextMagic AS's PB Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, TextMagic AS ranks #159 out of 2629 companies for PB Ratio. This places TextMagic AS in the top 6% of its industry — outperforming the majority of peers. The industry median PB Ratio is 2.39. TextMagic AS's value of 0.50 is 79.1% below this benchmark. Historically, TextMagic AS's own PB Ratio has ranged from 0.43 to 1.40 over the past decade. While the company's 10-year median is 1.01 vs. the industry median of 2.39, TextMagic AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.39, based on 2,629 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TextMagic AS's current PB Ratio of 0.50 is 79.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on TextMagic AS and its competitors. For the Software industry, the median PB Ratio is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TextMagic AS's current PB Ratio is 0.50, which is 50% below median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TextMagic AS stock overvalued right now?
Based on GuruFocus' analysis, TextMagic AS (OTSE:MAGIC) is currently considered Possible Value Trap. The stock's GF Value™ is €3.78, compared to a current price of €1.77 — trading 53.2% below its estimated fair value. The current PB Ratio is 0.50, which is 50% below median its 10-year median of 1.01 and 79.1% below the Software industry median of 2.39. TextMagic AS's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For TextMagic AS (OTSE:MAGIC), the current PB Ratio is 0.50 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TextMagic AS (OTSE:MAGIC) Overvalued in 2026?

Based on GuruFocus' analysis, TextMagic AS stock appears to be undervalued. The current stock price of €1.77 is trading 53.2% below its estimated GF Value™ of €3.78. GuruFocus considers TextMagic AS to be Possible Value Trap.

Key valuation signals for OTSE:MAGIC:

  • PB Ratio: 0.50 (50% below median its 10-year median of 1.01)
  • GF Value™: €3.78 vs. price of €1.77 (53.2% below fair value)
  • GF Score™: 58/100 with 3 warning signs
  • Industry Position: 79.1% below the Software median (#159 of 2629)

No single metric tells the full story. See the OTSE:MAGIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TextMagic AS Business Description

Address A. H. Tammsaare 56, Tallinn, EST, 11316
TextMagic AS is a text messaging company that helps businesses engage with customers. The Group's activities include the management and development of software products. The company operates mainly in the U.S., the U.K., Canada, Australia, and other countries. TextMagic enables companies to transform customer experiences through its text messaging marketing software, which can be used to send notifications, alerts, reminders, confirmations, and SMS marketing campaigns anytime, anywhere. Its product and service lines include text messaging services, which generate maximum revenue, virtual mobile number services, other TextMagic platform services, and the Voog.com platform. The company derives the majority of its revenue from the United States.
58GF Score

Get the complete analysis for OTSE:MAGIC

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.77
Price
€3.78
GF Value