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INVL Technology UTIBOVSE:INC1L -1.21%81 PB Ratio is 0.90 as of Jul. 15, 2026, which is 11% above its 10-year median of 0.81. GuruFocus rates OVSE:INC1L with a GF Score™ of 81/100 and a GF Value™ of €3.79 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,600 Asset Management companies, INVL Technology UTIB ranks better than 63.31% on this metric.
INVL Technology UTIB stock PB Ratio (=0.91) is close to 3-year high of 1.
The historical rank and industry rank for INVL Technology UTIB's PB Ratio or its related term are showing as below:
OVSE:INC1L'
s PB Ratio Range Over the Past 10 Years
Min: 0.51 Med: 0.81 Max: 1.09
Current: 0.9
During the past 13 years, INVL Technology UTIB's highest PB Ratio was 1.09. The lowest was 0.51. And the median was 0.81.
OVSE:INC1L's PB Ratio is ranked better than 63.31% of 1600
companies
in the Asset Management industry
Industry Median: 0.96
vs OVSE:INC1L: 0.90
During the past 12 months, INVL Technology UTIB's average Book Value Per Share Growth Rate was 25.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 19.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 13.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of INVL Technology UTIB was 19.40% per year. The lowest was -23.00% per year. And the median was 11.20% per year.
Back to Basics: PB Ratio
INVL Technology UTIB (OVSE:INC1L) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
INVL Technology UTIB PB Ratio Related Terms
INVL Technology UTIB PB Ratio Historical Data
* Premium members only.
The historical data trend for INVL Technology UTIB's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, INVL Technology UTIB's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
INVL Technology UTIB PB Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, INVL Technology UTIB's PB Ratio distribution charts can be found below:
* The bar in red indicates where INVL Technology UTIB's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
INVL Technology UTIB (OVSE:INC1L) has a PB Ratio of 0.90 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on INVL Technology UTIB and its competitors. This is 11% above median its historical median of 0.81. Over the past decade, INVL Technology UTIB's PB Ratio has ranged from 0.51 to 1.09. According to the industry distribution chart, INVL Technology UTIB ranks #587 out of 1600 companies in the Asset Management industry, placing it in the top 36.7%.
Is INVL Technology UTIB's PB Ratio too high?
INVL Technology UTIB's current PB Ratio of 0.90 is 11% above median its 10-year median of 0.81. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.09. The Asset Management industry median PB Ratio is 0.96. INVL Technology UTIB's value of 0.90 is 6.3% below this industry median. Based on the distribution chart, INVL Technology UTIB ranks #587 out of 1600 companies in the Asset Management industry, which is above the industry midpoint. Overall, INVL Technology UTIB has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does INVL Technology UTIB's PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, INVL Technology UTIB ranks #587 out of 1600 companies for PB Ratio. This puts INVL Technology UTIB in the upper half of its industry. The industry median PB Ratio is 0.96. INVL Technology UTIB's value of 0.90 is 6.3% below this benchmark. Historically, INVL Technology UTIB's own PB Ratio has ranged from 0.51 to 1.09 over the past decade. While the company's 10-year median is 0.81 vs. the industry median of 0.96, INVL Technology UTIB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.96, based on 1,600 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. INVL Technology UTIB's current PB Ratio of 0.90 is 6.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on INVL Technology UTIB and its competitors. For the Asset Management industry, the median PB Ratio is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. INVL Technology UTIB's current PB Ratio is 0.90, which is 11% above median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is INVL Technology UTIB stock overvalued right now?
Based on GuruFocus' analysis, INVL Technology UTIB (OVSE:INC1L) is currently considered Modestly Overvalued. The stock's GF Value™ is €3.79, compared to a current price of €4.88 — trading 28.8% above its estimated fair value. The current PB Ratio is 0.90, which is 11% above median its 10-year median of 0.81 and 6.3% below the Asset Management industry median of 0.96. INVL Technology UTIB's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For INVL Technology UTIB (OVSE:INC1L), the current PB Ratio is 0.90 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is INVL Technology UTIB (OVSE:INC1L) Overvalued in 2026?
Based on GuruFocus' analysis, INVL Technology UTIB stock appears to be overvalued.
The current stock price of €4.88 is trading 28.8% above its estimated GF Value™ of €3.79.
GuruFocus considers INVL Technology UTIB to be Modestly Overvalued.
Key valuation signals for OVSE:INC1L:
PB Ratio: 0.90 (11% above median its 10-year median of 0.81)
GF Value™: €3.79 vs. price of €4.88 (28.8% above fair value)
Industry Position: 6.3% below the Asset Management median (#587 of 1600)
No single metric tells the full story. See the OVSE:INC1L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
INVL Technology UTIB operates as a closed-end fund (CEF) that invests in and develops European IT businesses. The company is headquartered in Vilnius and listed on the Nasdaq Vilnius stock exchange. INVL Technology owns 3 company groups: Novian (a Baltic IT company), NRD Companies (a GovTech company), and NRD Cyber Security (a cybersecurity company). INVL Technology develops businesses to create value for shareholders. Geographically, it operates in various countries in Europe, Central America, South and Southeast Asia, and Sub-Saharan Africa.
81GF Score
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