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INVL Technology UTIBOVSE:INC1L -1.21%81 Return-on-Tangible-Equity is 43.14% as of Dec. 2025, which is 210% above its 10-year median of 13.92. GuruFocus rates OVSE:INC1L with a GF Score™ of 81/100 and a GF Value™ of €3.79 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,591 Asset Management companies, INVL Technology UTIB ranks better than 81.65% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. INVL Technology UTIB's annualized net income for the quarter that ended in Dec. 2025 was €25.16 Mil. INVL Technology UTIB's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €58.33 Mil. Therefore, INVL Technology UTIB's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 43.14%.
The historical rank and industry rank for INVL Technology UTIB's Return-on-Tangible-Equity or its related term are showing as below:
OVSE:INC1L'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -20.54 Med: 13.92 Max: 23.82
Current: 23.82
During the past 13 years, INVL Technology UTIB's highest Return-on-Tangible-Equity was 23.82%. The lowest was -20.54%. And the median was 13.92%.
OVSE:INC1L's Return-on-Tangible-Equity is ranked better than 81.65% of 1591
companies
in the Asset Management industry
Industry Median: 7.21
vs OVSE:INC1L: 23.82
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
INVL Technology UTIB Return-on-Tangible-Equity Related Terms
INVL Technology UTIB Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for INVL Technology UTIB's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OVSE:INC1L vs BLK, BX, KKR: Return-on-Tangible-Equity Comparison
For the Asset Management subindustry, INVL Technology UTIB's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
INVL Technology UTIB Return-on-Tangible-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, INVL Technology UTIB's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where INVL Technology UTIB's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 43.14% mean?
INVL Technology UTIB (OVSE:INC1L) has a Return-on-Tangible-Equity of 43.14% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on INVL Technology UTIB and its competitors. This is 210% above median its historical median of 13.92. According to the industry distribution chart, INVL Technology UTIB ranks #292 out of 1591 companies in the Asset Management industry, placing it in the top 18.4%.
Is INVL Technology UTIB's Return-on-Tangible-Equity too high?
INVL Technology UTIB's current Return-on-Tangible-Equity of 43.14% is 210% above median its 10-year median of 13.92. The Asset Management industry median Return-on-Tangible-Equity is 7.21. INVL Technology UTIB's value of 43.14% is 498.3% above this industry median. Based on the distribution chart, INVL Technology UTIB ranks #292 out of 1591 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, INVL Technology UTIB has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does INVL Technology UTIB's Return-on-Tangible-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, INVL Technology UTIB ranks #292 out of 1591 companies for Return-on-Tangible-Equity. This places INVL Technology UTIB in the top 18% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.21. INVL Technology UTIB's value of 43.14% is 498.3% above this benchmark. While the company's 10-year median is 13.92 vs. the industry median of 7.21, INVL Technology UTIB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.21, based on 1,591 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. INVL Technology UTIB's current Return-on-Tangible-Equity of 43.14% is 498.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on INVL Technology UTIB and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. INVL Technology UTIB's current Return-on-Tangible-Equity is 43.14%, which is 210% above median its own 10-year median of 13.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is INVL Technology UTIB stock overvalued right now?
Based on GuruFocus' analysis, INVL Technology UTIB (OVSE:INC1L) is currently considered Modestly Overvalued. The stock's GF Value™ is €3.79, compared to a current price of €4.88 — trading 28.8% above its estimated fair value. The current Return-on-Tangible-Equity is 43.14%, which is 210% above median its 10-year median of 13.92 and 498.3% above the Asset Management industry median of 7.21. INVL Technology UTIB's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For INVL Technology UTIB (OVSE:INC1L), the current Return-on-Tangible-Equity is 43.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is INVL Technology UTIB (OVSE:INC1L) Overvalued in 2026?
Based on GuruFocus' analysis, INVL Technology UTIB stock appears to be overvalued.
The current stock price of €4.88 is trading 28.8% above its estimated GF Value™ of €3.79.
GuruFocus considers INVL Technology UTIB to be Modestly Overvalued.
Key valuation signals for OVSE:INC1L:
Return-on-Tangible-Equity: 43.14% (210% above median its 10-year median of 13.92)
GF Value™: €3.79 vs. price of €4.88 (28.8% above fair value)
Industry Position: 498.3% above the Asset Management median (#292 of 1591)
No single metric tells the full story. See the OVSE:INC1L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
INVL Technology UTIB operates as a closed-end fund (CEF) that invests in and develops European IT businesses. The company is headquartered in Vilnius and listed on the Nasdaq Vilnius stock exchange. INVL Technology owns 3 company groups: Novian (a Baltic IT company), NRD Companies (a GovTech company), and NRD Cyber Security (a cybersecurity company). INVL Technology develops businesses to create value for shareholders. Geographically, it operates in various countries in Europe, Central America, South and Southeast Asia, and Sub-Saharan Africa.
81GF Score
Get the complete analysis for OVSE:INC1L
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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