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INVL Technology UTIBOVSE:INC1L -1.21%81 ROE % is 43.14% as of Dec. 2025, which is 210% above its 10-year median of 13.92. GuruFocus rates OVSE:INC1L with a GF Score™ of 81/100 and a GF Value™ of €3.79 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,612 Asset Management companies, INVL Technology UTIB ranks better than 85.48% on this metric.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, INVL Technology UTIB's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
INVL Technology UTIB ROE % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, INVL Technology UTIB's ROE % distribution charts can be found below:
* The bar in red indicates where INVL Technology UTIB's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
INVL Technology UTIB (OVSE:INC1L) has a ROE % of 43.14% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on INVL Technology UTIB and its competitors. This is 210% above median its historical median of 13.92. According to the industry distribution chart, INVL Technology UTIB ranks #234 out of 1612 companies in the Asset Management industry, placing it in the top 14.5%.
Is INVL Technology UTIB's ROE % too high?
INVL Technology UTIB's current ROE % of 43.14% is 210% above median its 10-year median of 13.92. The Asset Management industry median ROE % is 6.64. INVL Technology UTIB's value of 43.14% is 549.7% above this industry median. Based on the distribution chart, INVL Technology UTIB ranks #234 out of 1612 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, INVL Technology UTIB has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does INVL Technology UTIB's ROE % compare to BLK and BX?
According to the Asset Management industry distribution chart, INVL Technology UTIB ranks #234 out of 1612 companies for ROE %. This places INVL Technology UTIB in the top 15% of its industry — outperforming the majority of peers. The industry median ROE % is 6.64. INVL Technology UTIB's value of 43.14% is 549.7% above this benchmark. While the company's 10-year median is 13.92 vs. the industry median of 6.64, INVL Technology UTIB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Asset Management company?
The median ROE % among Asset Management companies is 6.64, based on 1,612 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. INVL Technology UTIB's current ROE % of 43.14% is 549.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on INVL Technology UTIB and its competitors. For the Asset Management industry, the median ROE % is 6.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. INVL Technology UTIB's current ROE % is 43.14%, which is 210% above median its own 10-year median of 13.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is INVL Technology UTIB stock overvalued right now?
Based on GuruFocus' analysis, INVL Technology UTIB (OVSE:INC1L) is currently considered Modestly Overvalued. The stock's GF Value™ is €3.79, compared to a current price of €4.88 — trading 28.8% above its estimated fair value. The current ROE % is 43.14%, which is 210% above median its 10-year median of 13.92 and 549.7% above the Asset Management industry median of 6.64. INVL Technology UTIB's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For INVL Technology UTIB (OVSE:INC1L), the current ROE % is 43.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is INVL Technology UTIB (OVSE:INC1L) Overvalued in 2026?
Based on GuruFocus' analysis, INVL Technology UTIB stock appears to be overvalued.
The current stock price of €4.88 is trading 28.8% above its estimated GF Value™ of €3.79.
GuruFocus considers INVL Technology UTIB to be Modestly Overvalued.
Key valuation signals for OVSE:INC1L:
ROE %: 43.14% (210% above median its 10-year median of 13.92)
GF Value™: €3.79 vs. price of €4.88 (28.8% above fair value)
Industry Position: 549.7% above the Asset Management median (#234 of 1612)
No single metric tells the full story. See the OVSE:INC1L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
INVL Technology UTIB operates as a closed-end fund (CEF) that invests in and develops European IT businesses. The company is headquartered in Vilnius and listed on the Nasdaq Vilnius stock exchange. INVL Technology owns 3 company groups: Novian (a Baltic IT company), NRD Companies (a GovTech company), and NRD Cyber Security (a cybersecurity company). INVL Technology develops businesses to create value for shareholders. Geographically, it operates in various countries in Europe, Central America, South and Southeast Asia, and Sub-Saharan Africa.
81GF Score
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