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INVL Technology UTIBOVSE:INC1L -1.21%81 ROA % is 37.46% as of Dec. 2025, which is 181% above its 10-year median of 13.31. GuruFocus rates OVSE:INC1L with a GF Score™ of 81/100 and a GF Value™ of €3.79 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,635 Asset Management companies, INVL Technology UTIB ranks better than 88.5% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. INVL Technology UTIB's annualizedNet Income for the quarter that ended in Dec. 2025 was €25.16 Mil.
INVL Technology UTIB's average Total Assets over the quarter that ended in Dec. 2025 was €67.17 Mil. Therefore, INVL Technology UTIB's annualized ROA % for the quarter that ended in Dec. 2025 was 37.46%.
The historical rank and industry rank for INVL Technology UTIB's ROA % or its related term are showing as below:
OVSE:INC1L'
s ROA % Range Over the Past 10 Years
Min: -20.43 Med: 13.31 Max: 20.76
Current: 20.76
During the past 13 years, INVL Technology UTIB's highest ROA % was 20.76%. The lowest was -20.43%. And the median was 13.31%.
OVSE:INC1L's ROA % is ranked better than 88.5% of 1635
companies
in the Asset Management industry
Industry Median: 4.07
vs OVSE:INC1L: 20.76
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, INVL Technology UTIB's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
INVL Technology UTIB ROA % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, INVL Technology UTIB's ROA % distribution charts can be found below:
* The bar in red indicates where INVL Technology UTIB's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
INVL Technology UTIB (OVSE:INC1L) has a ROA % of 37.46% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on INVL Technology UTIB and its competitors. This is 181% above median its historical median of 13.31. According to the industry distribution chart, INVL Technology UTIB ranks #188 out of 1635 companies in the Asset Management industry, placing it in the top 11.5%.
Is INVL Technology UTIB's ROA % too high?
INVL Technology UTIB's current ROA % of 37.46% is 181% above median its 10-year median of 13.31. The Asset Management industry median ROA % is 4.07. INVL Technology UTIB's value of 37.46% is 820.4% above this industry median. Based on the distribution chart, INVL Technology UTIB ranks #188 out of 1635 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, INVL Technology UTIB has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does INVL Technology UTIB's ROA % compare to BLK and BX?
According to the Asset Management industry distribution chart, INVL Technology UTIB ranks #188 out of 1635 companies for ROA %. This places INVL Technology UTIB in the top 12% of its industry — outperforming the majority of peers. The industry median ROA % is 4.07. INVL Technology UTIB's value of 37.46% is 820.4% above this benchmark. While the company's 10-year median is 13.31 vs. the industry median of 4.07, INVL Technology UTIB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Asset Management company?
The median ROA % among Asset Management companies is 4.07, based on 1,635 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. INVL Technology UTIB's current ROA % of 37.46% is 820.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on INVL Technology UTIB and its competitors. For the Asset Management industry, the median ROA % is 4.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. INVL Technology UTIB's current ROA % is 37.46%, which is 181% above median its own 10-year median of 13.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is INVL Technology UTIB stock overvalued right now?
Based on GuruFocus' analysis, INVL Technology UTIB (OVSE:INC1L) is currently considered Modestly Overvalued. The stock's GF Value™ is €3.79, compared to a current price of €4.88 — trading 28.8% above its estimated fair value. The current ROA % is 37.46%, which is 181% above median its 10-year median of 13.31 and 820.4% above the Asset Management industry median of 4.07. INVL Technology UTIB's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For INVL Technology UTIB (OVSE:INC1L), the current ROA % is 37.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is INVL Technology UTIB (OVSE:INC1L) Overvalued in 2026?
Based on GuruFocus' analysis, INVL Technology UTIB stock appears to be overvalued.
The current stock price of €4.88 is trading 28.8% above its estimated GF Value™ of €3.79.
GuruFocus considers INVL Technology UTIB to be Modestly Overvalued.
Key valuation signals for OVSE:INC1L:
ROA %: 37.46% (181% above median its 10-year median of 13.31)
GF Value™: €3.79 vs. price of €4.88 (28.8% above fair value)
Industry Position: 820.4% above the Asset Management median (#188 of 1635)
No single metric tells the full story. See the OVSE:INC1L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
INVL Technology UTIB operates as a closed-end fund (CEF) that invests in and develops European IT businesses. The company is headquartered in Vilnius and listed on the Nasdaq Vilnius stock exchange. INVL Technology owns 3 company groups: Novian (a Baltic IT company), NRD Companies (a GovTech company), and NRD Cyber Security (a cybersecurity company). INVL Technology develops businesses to create value for shareholders. Geographically, it operates in various countries in Europe, Central America, South and Southeast Asia, and Sub-Saharan Africa.
81GF Score
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