InsperitySTU:ASF -2.99%61 PB Ratio is 21.09 as of Jun. 27, 2026, which is 40% below its 10-year median of 35.36. GuruFocus rates STU:ASF with a GF Score™ of 61/100 and a GF Value™ of €79.10 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,049 Business Services companies, Insperity ranks worse than 98.95% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-27), Insperity's share price is €32.40. Insperity's Book Value per Share for the quarter that ended in Mar. 2026 was €1.54. Hence, Insperity's PB Ratio of today is 21.09.
The historical rank and industry rank for Insperity's PB Ratio or its related term are showing as below:
STU:ASF'
s PB Ratio Range Over the Past 10 Years
Min: 14.09 Med: 35.36 Max: 895.96
Current: 21.63
During the past 13 years, Insperity's highest PB Ratio was 895.96. The lowest was 14.09. And the median was 35.36.
STU:ASF's PB Ratio is ranked worse than 98.95% of 1049
companies
in the Business Services industry
Industry Median: 1.62
vs STU:ASF: 21.63
During the past 12 months, Insperity's average Book Value Per Share Growth Rate was -44.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -17.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Insperity was 174.30% per year. The lowest was -58.30% per year. And the median was 5.45% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Insperity PB Ratio Related Terms
Insperity PB Ratio Historical Data
* Premium members only.
The historical data trend for Insperity's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Staffing & Employment Services subindustry, Insperity's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insperity PB Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, Insperity's PB Ratio distribution charts can be found below:
* The bar in red indicates where Insperity's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Insperity's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Insperity (STU:ASF) has a PB Ratio of 21.09 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Insperity and its competitors. This is 40% below median its historical median of 35.36. Over the past decade, Insperity's PB Ratio has ranged from 14.09 to 895.96. According to the industry distribution chart, Insperity ranks #1038 out of 1049 companies in the Business Services industry, placing it in the top 99%.
Is Insperity's PB Ratio too high?
Insperity's current PB Ratio of 21.09 is 40% below median its 10-year median of 35.36. Over the past 10 years, this metric has ranged from a low of 14.09 to a high of 895.96. The Business Services industry median PB Ratio is 1.62. Insperity's value of 21.09 is 1201.9% above this industry median. Based on the distribution chart, Insperity ranks #1038 out of 1049 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Insperity has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insperity's PB Ratio compare to MAN and KFRC?
According to the Business Services industry distribution chart, Insperity ranks #1038 out of 1049 companies for PB Ratio. This places Insperity in the lower half of its industry. The industry median PB Ratio is 1.62. Insperity's value of 21.09 is 1201.9% above this benchmark. Historically, Insperity's own PB Ratio has ranged from 14.09 to 895.96 over the past decade. While the company's 10-year median is 35.36 vs. the industry median of 1.62, Insperity has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Business Services company?
The median PB Ratio among Business Services companies is 1.62, based on 1,049 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insperity's current PB Ratio of 21.09 is 1201.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Insperity and its competitors. For the Business Services industry, the median PB Ratio is 1.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insperity's current PB Ratio is 21.09, which is 40% below median its own 10-year median of 35.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insperity stock overvalued right now?
Based on GuruFocus' analysis, Insperity (STU:ASF) is currently considered Significantly Undervalued. The stock's GF Value™ is €79.10, compared to a current price of €32.40 — trading 59% below its estimated fair value. The current PB Ratio is 21.09, which is 40% below median its 10-year median of 35.36 and 1201.9% above the Business Services industry median of 1.62. Insperity's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Insperity (STU:ASF), the current PB Ratio is 21.09 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insperity (STU:ASF) Overvalued in 2026?
Based on GuruFocus' analysis, Insperity stock appears to be undervalued.
The current stock price of €32.40 is trading 59% below its estimated GF Value™ of €79.10.
GuruFocus considers Insperity to be Significantly Undervalued.
Key valuation signals for STU:ASF:
PB Ratio: 21.09 (40% below median its 10-year median of 35.36)
GF Value™: €79.10 vs. price of €32.40 (59% below fair value)
Industry Position: 1201.9% above the Business Services median (#1038 of 1049)
No single metric tells the full story. See the STU:ASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insperity Inc is a company that provides a wide range of human resources and business solutions designed to help businesses improve their performance. Small and midsize enterprises are the company's primary target customers. Majority of the company's products are offered through the company's Workforce Optimization and Workforce Synchronization solutions, which comprise various human resource functions, such as payroll and employment administration, employee benefits and compensation, government compliance, performance management, training and development services, and human capital management. The company generates all of its revenue in the United States.
61GF Score
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