Molina Healthcare (STU:MHG) PB Ratio: 2.95 (As of Jul. 06, 2026) — 37% Below Median


STU:MHG Molina Healthcare Inc STU:MHG
80 GF Score
Price €199.90
GF Value €351.87
Valuation Significantly Undervalued
! 9 Warning Signs
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What is Molina Healthcare PB Ratio?

Molina Healthcare STU:MHG +0.33% 80 PB Ratio is 2.95 as of Jul. 06, 2026, which is 37% below its 10-year median of 4.65. GuruFocus rates STU:MHG with a GF Score™ of 80/100 and a GF Value™ of €351.87 (Significantly Undervalued). The stock has 9 warning signs investors should review. Among 18 Healthcare Plans companies, Molina Healthcare ranks worse than 55.56% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-06), Molina Healthcare's share price is €199.90. Molina Healthcare's Book Value per Share for the quarter that ended in Mar. 2026 was €67.87. Hence, Molina Healthcare's PB Ratio of today is 2.95.

Warning Sign:

Molina Healthcare Inc stock PB Ratio (=2.93) is close to 1-year high of 2.93.

The historical rank and industry rank for Molina Healthcare's PB Ratio or its related term are showing as below:

STU:MHG' s PB Ratio Range Over the Past 10 Years
Min: 1.51   Med: 4.65   Max: 7.57
Current: 2.93

During the past 13 years, Molina Healthcare's highest PB Ratio was 7.57. The lowest was 1.51. And the median was 4.65.

STU:MHG's PB Ratio is ranked worse than
55.56% of 18 companies
in the Healthcare Plans industry
Industry Median: 2.745 vs STU:MHG: 2.93

During the past 12 months, Molina Healthcare's average Book Value Per Share Growth Rate was -1.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 15.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 19.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 14.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Molina Healthcare was 85.40% per year. The lowest was -1.50% per year. And the median was 15.25% per year.

Back to Basics: PB Ratio


Molina Healthcare  (STU:MHG) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Molina Healthcare PB Ratio Related Terms


Molina Healthcare PB Ratio Historical Data

* Premium members only.

The historical data trend for Molina Healthcare's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Molina Healthcare PB Ratio Chart

Molina Healthcare Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.05 6.38 4.79 3.61 2.06

Molina Healthcare Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.09 3.37 2.32 2.06 1.70

STU:MHG vs OSCR, ALHC, CLOV: PB Ratio Comparison

For the Healthcare Plans subindustry, Molina Healthcare's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Molina Healthcare PB Ratio vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Molina Healthcare's PB Ratio distribution charts can be found below:

* The bar in red indicates where Molina Healthcare's PB Ratio falls into.


STU:MHG
80GF Score
Molina Healthcare Inc STU:MHG
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Molina Healthcare PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Molina Healthcare's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=199.90/67.869
=2.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 2.95 mean?
Molina Healthcare (STU:MHG) has a PB Ratio of 2.95 as of Jul. 06, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Molina Healthcare and its competitors. This is 37% below median its historical median of 4.65. Over the past decade, Molina Healthcare's PB Ratio has ranged from 1.51 to 7.57. According to the industry distribution chart, Molina Healthcare ranks #10 out of 18 companies in the Healthcare Plans industry, placing it in the top 55.6%.
Is Molina Healthcare's PB Ratio too high?
Molina Healthcare's current PB Ratio of 2.95 is 37% below median its 10-year median of 4.65. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 7.57. The Healthcare Plans industry median PB Ratio is 2.75. Molina Healthcare's value of 2.95 is 7.5% above this industry median. Based on the distribution chart, Molina Healthcare ranks #10 out of 18 companies in the Healthcare Plans industry, which is below the industry midpoint. Overall, Molina Healthcare has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Molina Healthcare's PB Ratio compare to OSCR and ALHC?
According to the Healthcare Plans industry distribution chart, Molina Healthcare ranks #10 out of 18 companies for PB Ratio. This places Molina Healthcare in the lower half of its industry. The industry median PB Ratio is 2.75. Molina Healthcare's value of 2.95 is 7.5% above this benchmark. Historically, Molina Healthcare's own PB Ratio has ranged from 1.51 to 7.57 over the past decade. While the company's 10-year median is 4.65 vs. the industry median of 2.75, Molina Healthcare has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Healthcare Plans company?
The median PB Ratio among Healthcare Plans companies is 2.75, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Molina Healthcare's current PB Ratio of 2.95 is 7.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Molina Healthcare and its competitors. For the Healthcare Plans industry, the median PB Ratio is 2.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Molina Healthcare's current PB Ratio is 2.95, which is 37% below median its own 10-year median of 4.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Molina Healthcare stock overvalued right now?
Based on GuruFocus' analysis, Molina Healthcare (STU:MHG) is currently considered Significantly Undervalued. The stock's GF Value™ is €351.87, compared to a current price of €199.90 — trading 43.2% below its estimated fair value. The current PB Ratio is 2.95, which is 37% below median its 10-year median of 4.65 and 7.5% above the Healthcare Plans industry median of 2.75. Molina Healthcare's overall GF Score™ is 80/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Molina Healthcare (STU:MHG), the current PB Ratio is 2.95 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Molina Healthcare (STU:MHG) Overvalued in 2026?

Based on GuruFocus' analysis, Molina Healthcare stock appears to be undervalued. The current stock price of €199.90 is trading 43.2% below its estimated GF Value™ of €351.87. GuruFocus considers Molina Healthcare to be Significantly Undervalued.

Key valuation signals for STU:MHG:

  • PB Ratio: 2.95 (37% below median its 10-year median of 4.65)
  • GF Value™: €351.87 vs. price of €199.90 (43.2% below fair value)
  • GF Score™: 80/100 with 9 warning signs
  • Industry Position: 7.5% above the Healthcare Plans median (#10 of 18)

No single metric tells the full story. See the STU:MHG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Molina Healthcare Business Description

Other Exchanges MOH:USA1MOH:Italy
Address 200 Oceangate, Suite 100, Long Beach, CA, USA, 90802
Molina Healthcare Inc provides medical insurance plans through Medicaid, the individual exchanges, and Medicare. The company operates in four reportable segments consisting of: 1) Medicaid; 2) Medicare; 3) Marketplace; and 4) Other. It manages health benefit risks for more than 5 million people, with more than 85% of those members coming through contracts with state governments for their Medicaid programs. Medicaid contracts in four states-California, New York, Texas, and Washington-account for over half of its enrollees.
80GF Score

Get the complete analysis for STU:MHG

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€199.90
Price
€351.87
GF Value