Garin AIWAR:GAR +5.00%19 PB Ratio is 116.67 as of Jul. 11, 2026, which is 1466% above its 10-year median of 7.45. GuruFocus rates WAR:GAR with a GF Score™ of 19/100. The stock has 1 warning sign investors should review. Among 2,626 Software companies, Garin AI ranks worse than 99.54% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-11), Garin AI's share price is zł2.10. Garin AI's Book Value per Share for the quarter that ended in Mar. 2026 was zł0.02. Hence, Garin AI's PB Ratio of today is 116.67.
The historical rank and industry rank for Garin AI's PB Ratio or its related term are showing as below:
WAR:GAR'
s PB Ratio Range Over the Past 10 Years
Min: 0.49 Med: 7.45 Max: 152.22
Current: 116.66
During the past 13 years, Garin AI's highest PB Ratio was 152.22. The lowest was 0.49. And the median was 7.45.
WAR:GAR's PB Ratio is ranked worse than 99.54% of 2626
companies
in the Software industry
Industry Median: 2.4
vs WAR:GAR: 116.66
During the past 12 months, Garin AI's average Book Value Per Share Growth Rate was 260.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Garin AI was 105.60% per year. The lowest was -66.40% per year. And the median was -49.85% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Garin AI PB Ratio Related Terms
Garin AI PB Ratio Historical Data
* Premium members only.
The historical data trend for Garin AI's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Garin AI's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Garin AI PB Ratio vs Software Industry
For the Software industry and Technology sector, Garin AI's PB Ratio distribution charts can be found below:
* The bar in red indicates where Garin AI's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Garin AI's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Garin AI (WAR:GAR) has a PB Ratio of 116.67 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Garin AI and its competitors. This is 1466% above median its historical median of 7.45. Over the past decade, Garin AI's PB Ratio has ranged from 0.49 to 152.22. According to the industry distribution chart, Garin AI ranks #2614 out of 2626 companies in the Software industry, placing it in the top 99.5%.
Is Garin AI's PB Ratio too high?
Garin AI's current PB Ratio of 116.67 is 1466% above median its 10-year median of 7.45. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 152.22. The Software industry median PB Ratio is 2.40. Garin AI's value of 116.67 is 4761.3% above this industry median. Based on the distribution chart, Garin AI ranks #2614 out of 2626 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Garin AI has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Garin AI's PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Garin AI ranks #2614 out of 2626 companies for PB Ratio. This places Garin AI in the lower half of its industry. The industry median PB Ratio is 2.40. Garin AI's value of 116.67 is 4761.3% above this benchmark. Historically, Garin AI's own PB Ratio has ranged from 0.49 to 152.22 over the past decade. While the company's 10-year median is 7.45 vs. the industry median of 2.40, Garin AI has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.40, based on 2,626 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Garin AI's current PB Ratio of 116.67 is 4761.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Garin AI and its competitors. For the Software industry, the median PB Ratio is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Garin AI's current PB Ratio is 116.67, which is 1466% above median its own 10-year median of 7.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Garin AI stock overvalued right now?
Garin AI (WAR:GAR) has a current PB Ratio of 116.67. The current PB Ratio is 116.67, which is 1466% above median its 10-year median of 7.45 and 4761.3% above the Software industry median of 2.40. Garin AI's overall GF Score™ is 19/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Garin AI (WAR:GAR), the current PB Ratio is 116.67 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Garin AI SA is a Poland-based technology company building a portfolio of projects that utilize artificial intelligence. The group provides an AI Solution Portfolio for small and medium-sized enterprises and government institutions. Its projects are Meal Plus, AI2help, KSeF Virtual Advisor (AI), and AI agents.
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