Fintel Energija a.dXBEL:FINT 82 PB Ratio is 5.98 as of Jul. 04, 2026, which is 31% below its 10-year median of 8.64. GuruFocus rates XBEL:FINT with a GF Score™ of 82/100 and a GF Value™ of RSD698.43 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 431 Utilities - Independent Power Producers companies, Fintel Energija a.d ranks worse than 90.72% on this metric.
During the past 12 months, Fintel Energija a.d's average Book Value Per Share Growth Rate was 20.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 27.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 39.80% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Fintel Energija a.d was 65.80% per year. The lowest was 22.80% per year. And the median was 29.60% per year.
Back to Basics: PB Ratio
Fintel Energija a.d (XBEL:FINT) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Fintel Energija a.d PB Ratio Related Terms
Fintel Energija a.d PB Ratio Historical Data
* Premium members only.
The historical data trend for Fintel Energija a.d's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fintel Energija a.d PB Ratio Competitor Comparison
For the Utilities - Renewable subindustry, Fintel Energija a.d's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fintel Energija a.d PB Ratio vs Utilities - Independent Power Producers Industry
For the Utilities - Independent Power Producers industry and Utilities sector, Fintel Energija a.d's PB Ratio distribution charts can be found below:
* The bar in red indicates where Fintel Energija a.d's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Fintel Energija a.d (XBEL:FINT) has a PB Ratio of 5.98 as of Jul. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fintel Energija a.d and its competitors. This is 31% below median its historical median of 8.64. Over the past decade, Fintel Energija a.d's PB Ratio has ranged from 5.68 to 16.70. According to the industry distribution chart, Fintel Energija a.d ranks #391 out of 431 companies in the Utilities - Independent Power Producers industry, placing it in the top 90.7%.
Is Fintel Energija a.d's PB Ratio too high?
Fintel Energija a.d's current PB Ratio of 5.98 is 31% below median its 10-year median of 8.64. Over the past 10 years, this metric has ranged from a low of 5.68 to a high of 16.70. The Utilities - Independent Power Producers industry median PB Ratio is 1.32. Fintel Energija a.d's value of 5.98 is 353% above this industry median. Based on the distribution chart, Fintel Energija a.d ranks #391 out of 431 companies in the Utilities - Independent Power Producers industry, which is in the bottom quartile relative to peers. Overall, Fintel Energija a.d has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel Energija a.d's PB Ratio compare to competitors?
According to the Utilities - Independent Power Producers industry distribution chart, Fintel Energija a.d ranks #391 out of 431 companies for PB Ratio. This places Fintel Energija a.d in the lower half of its industry. The industry median PB Ratio is 1.32. Fintel Energija a.d's value of 5.98 is 353% above this benchmark. Historically, Fintel Energija a.d's own PB Ratio has ranged from 5.68 to 16.70 over the past decade. While the company's 10-year median is 8.64 vs. the industry median of 1.32, Fintel Energija a.d has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Utilities - Independent Power Producers company?
The median PB Ratio among Utilities - Independent Power Producers companies is 1.32, based on 431 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintel Energija a.d's current PB Ratio of 5.98 is 353% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fintel Energija a.d and its competitors. For the Utilities - Independent Power Producers industry, the median PB Ratio is 1.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintel Energija a.d's current PB Ratio is 5.98, which is 31% below median its own 10-year median of 8.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel Energija a.d stock overvalued right now?
Based on GuruFocus' analysis, Fintel Energija a.d (XBEL:FINT) is currently considered Modestly Undervalued. The stock's GF Value™ is RSD698.43, compared to a current price of RSD600.00 — trading 14.1% below its estimated fair value. The current PB Ratio is 5.98, which is 31% below median its 10-year median of 8.64 and 353% above the Utilities - Independent Power Producers industry median of 1.32. Fintel Energija a.d's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Fintel Energija a.d (XBEL:FINT), the current PB Ratio is 5.98 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fintel Energija a.d (XBEL:FINT) Overvalued in 2026?
Based on GuruFocus' analysis, Fintel Energija a.d stock appears to be undervalued.
The current stock price of RSD600.00 is trading 14.1% below its estimated GF Value™ of RSD698.43.
GuruFocus considers Fintel Energija a.d to be Modestly Undervalued.
Key valuation signals for XBEL:FINT:
PB Ratio: 5.98 (31% below median its 10-year median of 8.64)
GF Value™: RSD698.43 vs. price of RSD600.00 (14.1% below fair value)
Industry Position: 353% above the Utilities - Independent Power Producers median (#391 of 431)
No single metric tells the full story. See the XBEL:FINT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fintel Energija a.d is involved in the generation of power business which is sold only to EPS through wind power generation technology. It operates only one operating segment wind renewable energy sector. Currently, the company is engaged in the development, construction, and management of a wind power plant portfolio consisting of new wind farms in the north and northeast of Serbia.
82GF Score
Get the complete analysis for XBEL:FINT
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XBEL:FINT has been successfully added to your 
