Banco debadell (XMAD:SAB) PB Ratio: 1.09 (As of Jun. 25, 2026) — 122% Above Median


XMAD:SAB Banco de Sabadell SA XMAD:SAB
53 GF Score
Price €3.09
GF Value €2.01
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Banco debadell PB Ratio?

Banco debadell XMAD:SAB -2.56% 53 PB Ratio is 1.09 as of Jun. 25, 2026, which is 122% above its 10-year median of 0.49. GuruFocus rates XMAD:SAB with a GF Score™ of 53/100 and a GF Value™ of €2.01 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,515 Banks companies, Banco debadell ranks better than 50.69% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Banco debadell's share price is €3.086. Banco debadell's Book Value per Share for the quarter that ended in Mar. 2026 was €2.84. Hence, Banco debadell's PB Ratio of today is 1.09.

The historical rank and industry rank for Banco debadell's PB Ratio or its related term are showing as below:

XMAD:SAB' s PB Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.49   Max: 1.23
Current: 1.09

During the past 13 years, Banco debadell's highest PB Ratio was 1.23. The lowest was 0.12. And the median was 0.49.

XMAD:SAB's PB Ratio is ranked better than
50.69% of 1515 companies
in the Banks industry
Industry Median: 1.08 vs XMAD:SAB: 1.09

During the past 12 months, Banco debadell's average Book Value Per Share Growth Rate was 3.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 5.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 2.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco debadell was 89.60% per year. The lowest was -27.60% per year. And the median was 3.10% per year.

Back to Basics: PB Ratio


Banco debadell  (XMAD:SAB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Banco debadell PB Ratio Related Terms


Banco debadell PB Ratio Historical Data

* Premium members only.

The historical data trend for Banco debadell's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco debadell PB Ratio Chart

Banco debadell Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.38 0.43 0.68 1.20

Banco debadell Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.96 1.17 1.20 1.07

XMAD:SAB vs JPM, BAC, WFC: PB Ratio Comparison

For the Banks - Diversified subindustry, Banco debadell's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco debadell PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco debadell's PB Ratio distribution charts can be found below:

* The bar in red indicates where Banco debadell's PB Ratio falls into.


XMAD:SAB
53GF Score
Banco de Sabadell SA XMAD:SAB
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco debadell PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Banco debadell's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=3.086/2.842
=1.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.09 mean?
Banco debadell (XMAD:SAB) has a PB Ratio of 1.09 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco debadell and its competitors. This is 122% above median its historical median of 0.49. Over the past decade, Banco debadell's PB Ratio has ranged from 0.12 to 1.23. According to the industry distribution chart, Banco debadell ranks #747 out of 1515 companies in the Banks industry, placing it in the top 49.3%.
Is Banco debadell's PB Ratio too high?
Banco debadell's current PB Ratio of 1.09 is 122% above median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 1.23. The Banks industry median PB Ratio is 1.08. Banco debadell's value of 1.09 is 0.9% above this industry median. Based on the distribution chart, Banco debadell ranks #747 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Banco debadell has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco debadell's PB Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Banco debadell ranks #747 out of 1515 companies for PB Ratio. This puts Banco debadell in the upper half of its industry. The industry median PB Ratio is 1.08. Banco debadell's value of 1.09 is 0.9% above this benchmark. Historically, Banco debadell's own PB Ratio has ranged from 0.12 to 1.23 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 1.08, Banco debadell has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco debadell's current PB Ratio of 1.09 is 0.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco debadell and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco debadell's current PB Ratio is 1.09, which is 122% above median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco debadell stock overvalued right now?
Based on GuruFocus' analysis, Banco debadell (XMAD:SAB) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.01, compared to a current price of €3.09 — trading 53.5% above its estimated fair value. The current PB Ratio is 1.09, which is 122% above median its 10-year median of 0.49 and 0.9% above the Banks industry median of 1.08. Banco debadell's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banco debadell (XMAD:SAB), the current PB Ratio is 1.09 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco debadell (XMAD:SAB) Overvalued in 2026?

Based on GuruFocus' analysis, Banco debadell stock appears to be overvalued. The current stock price of €3.09 is trading 53.5% above its estimated GF Value™ of €2.01. GuruFocus considers Banco debadell to be Significantly Overvalued.

Key valuation signals for XMAD:SAB:

  • PB Ratio: 1.09 (122% above median its 10-year median of 0.49)
  • GF Value™: €2.01 vs. price of €3.09 (53.5% above fair value)
  • GF Score™: 53/100 with 4 warning signs
  • Industry Position: 0.9% above the Banks median (#747 of 1515)

No single metric tells the full story. See the XMAD:SAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco debadell Business Description

Address Placa de Sant Roc no. 20, Sabadell, Alicante, ESP, 08201
Banco de Sabadell SA is a Spanish retail and commercial bank operating mostly in Spain but with a notable lending presence in the United Kingdom and the Americas. It emphasizes scaling its current customer base and laying the foundation for international expansion. Its business line is commercial banking, which focuses on providing financial products and services to large corporations, small to medium-sized enterprises, retailers and sole proprietors, professional groupings, entrepreneurs, and personal customers. Loans and advances constitute a majority of the bank's earning assets. Its credit risk is mostly exposed to mortgage loans, followed by sovereign debt.
53GF Score

Get the complete analysis for XMAD:SAB

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.09
Price
€2.01
GF Value