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Palestine Islamic BankXPAE:ISBK 54 PB Ratio is 0.81 as of Aug. 11, 2026, which is 31% below its 10-year median of 1.18. GuruFocus rates XPAE:ISBK with a GF Score™ of 54/100 and a GF Value™ of $1.20 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,514 Banks companies, Palestine Islamic Bank ranks better than 74.57% on this metric.
Palestine Islamic Bank stock PB Ratio (=0.75) is close to 10-year low of 0.73.
The historical rank and industry rank for Palestine Islamic Bank's PB Ratio or its related term are showing as below:
XPAE:ISBK'
s PB Ratio Range Over the Past 10 Years
Min: 0.73 Med: 1.18 Max: 1.59
Current: 0.8
During the past 13 years, Palestine Islamic Bank's highest PB Ratio was 1.59. The lowest was 0.73. And the median was 1.18.
XPAE:ISBK's PB Ratio is ranked better than 74.57% of 1514
companies
in the Banks industry
Industry Median: 1.11
vs XPAE:ISBK: 0.80
During the past 12 months, Palestine Islamic Bank's average Book Value Per Share Growth Rate was 2.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 1.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Palestine Islamic Bank was 14.50% per year. The lowest was -3.30% per year. And the median was 6.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Palestine Islamic Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Palestine Islamic Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Palestine Islamic Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Palestine Islamic Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Palestine Islamic Bank (XPAE:ISBK) has a PB Ratio of 0.81 as of Aug. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Palestine Islamic Bank and its competitors. This is 31% below median its historical median of 1.18. Over the past decade, Palestine Islamic Bank's PB Ratio has ranged from 0.73 to 1.59. According to the industry distribution chart, Palestine Islamic Bank ranks #385 out of 1514 companies in the Banks industry, placing it in the top 25.4%.
Is Palestine Islamic Bank's PB Ratio too high?
Palestine Islamic Bank's current PB Ratio of 0.81 is 31% below median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 1.59. The Banks industry median PB Ratio is 1.11. Palestine Islamic Bank's value of 0.81 is 27% below this industry median. Based on the distribution chart, Palestine Islamic Bank ranks #385 out of 1514 companies in the Banks industry, which is above the industry midpoint. Overall, Palestine Islamic Bank has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Palestine Islamic Bank's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Palestine Islamic Bank ranks #385 out of 1514 companies for PB Ratio. This puts Palestine Islamic Bank in the upper half of its industry. The industry median PB Ratio is 1.11. Palestine Islamic Bank's value of 0.81 is 27% below this benchmark. Historically, Palestine Islamic Bank's own PB Ratio has ranged from 0.73 to 1.59 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 1.11, Palestine Islamic Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Palestine Islamic Bank's current PB Ratio of 0.81 is 27% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Palestine Islamic Bank and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Palestine Islamic Bank's current PB Ratio is 0.81, which is 31% below median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palestine Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Palestine Islamic Bank (XPAE:ISBK) is currently considered Fairly Valued. The stock's GF Value™ is $1.20, compared to a current price of $1.24 — trading 3.3% above its estimated fair value. The current PB Ratio is 0.81, which is 31% below median its 10-year median of 1.18 and 27% below the Banks industry median of 1.11. Palestine Islamic Bank's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Palestine Islamic Bank (XPAE:ISBK), the current PB Ratio is 0.81 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Palestine Islamic Bank (XPAE:ISBK) Overvalued in 2026?
Based on GuruFocus' analysis, Palestine Islamic Bank stock appears to be overvalued.
The current stock price of $1.24 is trading 3.3% above its estimated GF Value™ of $1.20.
GuruFocus considers Palestine Islamic Bank to be Fairly Valued.
Key valuation signals for XPAE:ISBK:
PB Ratio: 0.81 (31% below median its 10-year median of 1.18)
GF Value™: $1.20 vs. price of $1.24 (3.3% above fair value)
Industry Position: 27% below the Banks median (#385 of 1514)
No single metric tells the full story. See the XPAE:ISBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Palestine Islamic Bank offers personal, business, and investment banking products and services to customers in Palestine. It is engaged in baking, finance, commercial and investment services in accordance with the provisions of Islamic Sharia.
54GF Score
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