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Seven Principles AGXTER:T3T1 68 PB Ratio is 2.14 as of Jul. 25, 2026, which is 77% below its 10-year median of 9.22. GuruFocus rates XTER:T3T1 with a GF Score™ of 68/100 and a GF Value™ of €4.52 (Fairly Valued). The stock has 1 warning sign investors should review. Among 2,634 Software companies, Seven Principles AG ranks better than 54.4% on this metric.
Seven Principles AG stock PB Ratio (=2.13) is close to 10-year low of 2.1.
The historical rank and industry rank for Seven Principles AG's PB Ratio or its related term are showing as below:
XTER:T3T1'
s PB Ratio Range Over the Past 10 Years
Min: 2.1 Med: 9.22 Max: 157.3
Current: 2.14
During the past 13 years, Seven Principles AG's highest PB Ratio was 157.30. The lowest was 2.10. And the median was 9.22.
XTER:T3T1's PB Ratio is ranked better than 54.4% of 2634
companies
in the Software industry
Industry Median: 2.345
vs XTER:T3T1: 2.14
During the past 12 months, Seven Principles AG's average Book Value Per Share Growth Rate was 17.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 22.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 76.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Seven Principles AG was 158.30% per year. The lowest was -65.20% per year. And the median was -5.90% per year.
Back to Basics: PB Ratio
Seven Principles AG (XTER:T3T1) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Seven Principles AG PB Ratio Related Terms
Seven Principles AG PB Ratio Historical Data
* Premium members only.
The historical data trend for Seven Principles AG's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Seven Principles AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Seven Principles AG PB Ratio vs Software Industry
For the Software industry and Technology sector, Seven Principles AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where Seven Principles AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Seven Principles AG (XTER:T3T1) has a PB Ratio of 2.14 as of Jul. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Seven Principles AG and its competitors. This is 77% below median its historical median of 9.22. Over the past decade, Seven Principles AG's PB Ratio has ranged from 2.10 to 157.30. According to the industry distribution chart, Seven Principles AG ranks #1201 out of 2634 companies in the Software industry, placing it in the top 45.6%.
Is Seven Principles AG's PB Ratio too high?
Seven Principles AG's current PB Ratio of 2.14 is 77% below median its 10-year median of 9.22. Over the past 10 years, this metric has ranged from a low of 2.10 to a high of 157.30. The Software industry median PB Ratio is 2.35. Seven Principles AG's value of 2.14 is 8.7% below this industry median. Based on the distribution chart, Seven Principles AG ranks #1201 out of 2634 companies in the Software industry, which is above the industry midpoint. Overall, Seven Principles AG has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seven Principles AG's PB Ratio compare to IBM and ACN?
According to the Software industry distribution chart, Seven Principles AG ranks #1201 out of 2634 companies for PB Ratio. This puts Seven Principles AG in the upper half of its industry. The industry median PB Ratio is 2.35. Seven Principles AG's value of 2.14 is 8.7% below this benchmark. Historically, Seven Principles AG's own PB Ratio has ranged from 2.10 to 157.30 over the past decade. While the company's 10-year median is 9.22 vs. the industry median of 2.35, Seven Principles AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.35, based on 2,634 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seven Principles AG's current PB Ratio of 2.14 is 8.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Seven Principles AG and its competitors. For the Software industry, the median PB Ratio is 2.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seven Principles AG's current PB Ratio is 2.14, which is 77% below median its own 10-year median of 9.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seven Principles AG stock overvalued right now?
Based on GuruFocus' analysis, Seven Principles AG (XTER:T3T1) is currently considered Fairly Valued. The stock's GF Value™ is €4.52, compared to a current price of €4.78 — trading 5.8% above its estimated fair value. The current PB Ratio is 2.14, which is 77% below median its 10-year median of 9.22 and 8.7% below the Software industry median of 2.35. Seven Principles AG's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Seven Principles AG (XTER:T3T1), the current PB Ratio is 2.14 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Seven Principles AG (XTER:T3T1) Overvalued in 2026?
Based on GuruFocus' analysis, Seven Principles AG stock appears to be overvalued.
The current stock price of €4.78 is trading 5.8% above its estimated GF Value™ of €4.52.
GuruFocus considers Seven Principles AG to be Fairly Valued.
Key valuation signals for XTER:T3T1:
PB Ratio: 2.14 (77% below median its 10-year median of 9.22)
GF Value™: €4.52 vs. price of €4.78 (5.8% above fair value)
Industry Position: 8.7% below the Software median (#1201 of 2634)
No single metric tells the full story. See the XTER:T3T1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Seven Principles AG provides information technology services. Its services include networking of processes, IT consulting, process and information management, ITC architecture, mobile solutions, SAP, software solutions and service operations. The company offers its services to various sectors such as Telecommunication, Automotive, Energy, Transport, Travel, and Logistics.
68GF Score
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