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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-09), Secure Trust Bank's 3-1 Month Momentum % is 13.49%.
The industry rank for Secure Trust Bank's 3-1 Month Momentum % or its related term are showing as below:
LSE:STB's 3-1 Month Momentum % is ranked better than 85.71% of 1567
companies
in the Banks industry
Industry Median: 3.22
vs LSE:STB: 13.49
Secure Trust Bank (LSE:STB) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Secure Trust Bank 3-1 Month Momentum % Related Terms
LSE:STB vs PNC, USB: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Secure Trust Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Secure Trust Bank 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Secure Trust Bank's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Secure Trust Bank's 3-1 Month Momentum % falls into.
Secure Trust Bank (LSE:STB) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Secure Trust Bank (LSE:STB) has a 3-1 Month Momentum % of 13.49% as of Aug. 09, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Secure Trust Bank and its competitors. According to the industry distribution chart, Secure Trust Bank ranks #224 out of 1567 companies in the Banks industry, placing it in the top 14.3%.
Is Secure Trust Bank's 3-1 Month Momentum % too high?
Secure Trust Bank's current 3-1 Month Momentum % is 13.49%. The Banks industry median 3-1 Month Momentum % is 3.22. Secure Trust Bank's value of 13.49% is 318.9% above this industry median. Based on the distribution chart, Secure Trust Bank ranks #224 out of 1567 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Secure Trust Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Secure Trust Bank's 3-1 Month Momentum % compare to PNC and USB?
According to the Banks industry distribution chart, Secure Trust Bank ranks #224 out of 1567 companies for 3-1 Month Momentum %. This places Secure Trust Bank in the top 14% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 3.22. Secure Trust Bank's value of 13.49% is 318.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 3.22, based on 1,567 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Secure Trust Bank's current 3-1 Month Momentum % of 13.49% is 318.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Secure Trust Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 3.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Secure Trust Bank's current 3-1 Month Momentum % is 13.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Secure Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Secure Trust Bank (LSE:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is £6.57, compared to a current price of £15.92 — trading 142.3% above its estimated fair value. The current 3-1 Month Momentum % is 13.49% and 318.9% above the Banks industry median of 3.22. Secure Trust Bank's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Secure Trust Bank (LSE:STB), the current 3-1 Month Momentum % is 13.49% as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Secure Trust Bank (LSE:STB) Overvalued in 2026?
Based on GuruFocus' analysis, Secure Trust Bank stock appears to be overvalued.
The current stock price of £15.92 is trading 142.3% above its estimated GF Value™ of £6.57.
GuruFocus considers Secure Trust Bank to be Significantly Overvalued.
Key valuation signals for LSE:STB:
3-1 Month Momentum %: 13.49%
GF Value™: £6.57 vs. price of £15.92 (142.3% above fair value)
Industry Position: 318.9% above the Banks median (#224 of 1567)
No single metric tells the full story. See the LSE:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Secure Trust Bank PLC is engaged in the provision of banking and financial services. The company is organised into four operating segments, which consist of the different products available, as follows: i) Consumer Finance: it includes Retail Finance and Vehicle Finance, ii) Business Finance: It includes Real Estate Finance and Commercial Finance, and iii) Other. The majority of revenue is derived from the Retail Finance segment, which provides online e-commerce services to retailers, providing unsecured lending products to prime UK customers. Geographically, the company operates only in the United Kingdom.
60GF Score
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