Secure Trust Bank's ROE % for the quarter that ended in Dec. 2025 was 0.48%. Secure Trust Bank's PB Ratio for the quarter that ended in Dec. 2025 was 0.62.
Secure Trust Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 0.77%.
Secure Trust Bank ROE % Adjusted to Book Value Related Terms
Secure Trust Bank ROE % Adjusted to Book Value Historical Data
* Premium members only.
The historical data trend for Secure Trust Bank's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Secure Trust Bank ROE % Adjusted to Book Value Chart
LSE:STB vs PNC, USB: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, Secure Trust Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Secure Trust Bank ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Secure Trust Bank's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Secure Trust Bank's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 0.77% mean?
Secure Trust Bank (LSE:STB) has a ROE % Adjusted to Book Value of 0.77% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Secure Trust Bank and its competitors.
Is Secure Trust Bank's ROE % Adjusted to Book Value too high?
Secure Trust Bank's current ROE % Adjusted to Book Value is 0.77%. Overall, Secure Trust Bank has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Secure Trust Bank's ROE % Adjusted to Book Value compare to PNC and USB?
Secure Trust Bank's ROE % Adjusted to Book Value of 0.77% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Secure Trust Bank and its competitors. Secure Trust Bank's current ROE % Adjusted to Book Value is 0.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Secure Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Secure Trust Bank (LSE:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is £6.82, compared to a current price of £13.76 — trading 101.8% above its estimated fair value. The current ROE % Adjusted to Book Value is 0.77%. Secure Trust Bank's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Secure Trust Bank (LSE:STB), the current ROE % Adjusted to Book Value is 0.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Secure Trust Bank (LSE:STB) Overvalued in 2026?
Based on GuruFocus' analysis, Secure Trust Bank stock appears to be overvalued.
The current stock price of £13.76 is trading 101.8% above its estimated GF Value™ of £6.82.
GuruFocus considers Secure Trust Bank to be Significantly Overvalued.
Key valuation signals for LSE:STB:
ROE % Adjusted to Book Value: 0.77%
GF Value™: £6.82 vs. price of £13.76 (101.8% above fair value)
No single metric tells the full story. See the LSE:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Secure Trust Bank PLC is engaged in the provision of banking and financial services. The company is organised into four operating segments, which consist of the different products available, as follows: i) Consumer Finance: it includes Retail Finance and Vehicle Finance, ii) Business Finance: It includes Real Estate Finance and Commercial Finance, and iii) Other. The majority of revenue is derived from the Retail Finance segment, which provides online e-commerce services to retailers, providing unsecured lending products to prime UK customers. Geographically, the company operates only in the United Kingdom.
49GF Score
Get the complete analysis for LSE:STB
ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:STB has been successfully added to your 
