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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-22), South Plains Financial's 3-1 Month Momentum % is 10.23%.
The industry rank for South Plains Financial's 3-1 Month Momentum % or its related term are showing as below:
STU:4S4's 3-1 Month Momentum % is ranked better than 75.96% of 1564
companies
in the Banks industry
Industry Median: 3.86
vs STU:4S4: 10.23
South Plains Financial (STU:4S4) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
South Plains Financial 3-1 Month Momentum % Related Terms
STU:4S4 vs ALRS, IBCP, ORRF: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, South Plains Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
South Plains Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, South Plains Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where South Plains Financial's 3-1 Month Momentum % falls into.
South Plains Financial (STU:4S4) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
South Plains Financial (STU:4S4) has a 3-1 Month Momentum % of 10.23% as of Sep. 22, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on South Plains Financial and its competitors. According to the industry distribution chart, South Plains Financial ranks #376 out of 1564 companies in the Banks industry, placing it in the top 24%.
Is South Plains Financial's 3-1 Month Momentum % too high?
South Plains Financial's current 3-1 Month Momentum % is 10.23%. The Banks industry median 3-1 Month Momentum % is 3.86. South Plains Financial's value of 10.23% is 165% above this industry median. Based on the distribution chart, South Plains Financial ranks #376 out of 1564 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, South Plains Financial has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does South Plains Financial's 3-1 Month Momentum % compare to ALRS and IBCP?
According to the Banks industry distribution chart, South Plains Financial ranks #376 out of 1564 companies for 3-1 Month Momentum %. This places South Plains Financial in the top 24% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 3.86. South Plains Financial's value of 10.23% is 165% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 3.86, based on 1,564 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. South Plains Financial's current 3-1 Month Momentum % of 10.23% is 165% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on South Plains Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. South Plains Financial's current 3-1 Month Momentum % is 10.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Plains Financial stock overvalued right now?
South Plains Financial (STU:4S4) has a current 3-1 Month Momentum % of 10.23%. The stock's GF Value™ is €34.05, compared to a current price of €38.20 — trading 12.2% above its estimated fair value. The current 3-1 Month Momentum % is 10.23% and 165% above the Banks industry median of 3.86. South Plains Financial's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For South Plains Financial (STU:4S4), the current 3-1 Month Momentum % is 10.23% as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is South Plains Financial (STU:4S4) Overvalued in 2026?
Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued.
The current stock price of €38.20 is trading 12.2% above its estimated GF Value™ of €34.05.
Key valuation signals for STU:4S4:
3-1 Month Momentum %: 10.23%
GF Value™: €34.05 vs. price of €38.20 (12.2% above fair value)
Industry Position: 165% above the Banks median (#376 of 1564)
No single metric tells the full story. See the STU:4S4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
South Plains Financial Inc. is a bank holding company headquartered in Lubbock, Texas, that operates primarily through its subsidiary, City Bank. It provides commercial and consumer banking services to small and medium-sized businesses, professionals, and individuals, mainly across West Texas, the Dallas-Fort Worth area, and the Permian Basin, with additional operations in El Paso and eastern New Mexico. Its offerings include commercial and industrial loans, commercial real estate lending, agricultural loans, residential mortgage loans, and consumer loans, alongside deposit products such as checking, savings, and money market accounts. The company also generates noninterest income from mortgage banking, insurance commissions, trust and investment services, and service charges on deposits. Its revenue is driven largely by net interest income from loans and securities, supplemented by fee-based businesses.
66GF Score
Get the complete analysis for STU:4S4
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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