Bank Millennium (WAR:MIL) 3-1 Month Momentum %: 7.14% (As of Aug. 21, 2026)

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:MIL Bank Millennium SA WAR:MIL
65 GF Score
Price zł20.83
GF Value zł11.22
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Bank Millennium 3-1 Month Momentum %?

Bank Millennium WAR:MIL -1.98% 65 3-1 Month Momentum % is 7.14% as of Aug. 21, 2026. GuruFocus rates WAR:MIL with a GF Score™ of 65/100 and a GF Value™ of zł11.22 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,578 Banks companies, Bank Millennium ranks better than 60.46% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-21), Bank Millennium's 3-1 Month Momentum % is 7.14%.

The industry rank for Bank Millennium's 3-1 Month Momentum % or its related term are showing as below:

WAR:MIL's 3-1 Month Momentum % is ranked better than
60.46% of 1578 companies
in the Banks industry
Industry Median: 4.62 vs WAR:MIL: 7.14

Bank Millennium  (WAR:MIL) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Bank Millennium 3-1 Month Momentum % Related Terms


WAR:MIL vs PNC, USB: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Bank Millennium's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Millennium 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Bank Millennium's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Bank Millennium's 3-1 Month Momentum % falls into.


WAR:MIL
65GF Score
Bank Millennium SA WAR:MIL
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Millennium  (WAR:MIL) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 7.14% mean?
Bank Millennium (WAR:MIL) has a 3-1 Month Momentum % of 7.14% as of Aug. 21, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bank Millennium and its competitors. According to the industry distribution chart, Bank Millennium ranks #624 out of 1578 companies in the Banks industry, placing it in the top 39.5%.
Is Bank Millennium's 3-1 Month Momentum % too high?
Bank Millennium's current 3-1 Month Momentum % is 7.14%. The Banks industry median 3-1 Month Momentum % is 4.62. Bank Millennium's value of 7.14% is 54.5% above this industry median. Based on the distribution chart, Bank Millennium ranks #624 out of 1578 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Millennium has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Millennium's 3-1 Month Momentum % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Millennium ranks #624 out of 1578 companies for 3-1 Month Momentum %. This puts Bank Millennium in the upper half of its industry. The industry median 3-1 Month Momentum % is 4.62. Bank Millennium's value of 7.14% is 54.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.62, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Millennium's current 3-1 Month Momentum % of 7.14% is 54.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bank Millennium and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Millennium's current 3-1 Month Momentum % is 7.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Millennium stock overvalued right now?
Based on GuruFocus' analysis, Bank Millennium (WAR:MIL) is currently considered Significantly Overvalued. The stock's GF Value™ is zł11.22, compared to a current price of zł20.83 — trading 85.7% above its estimated fair value. The current 3-1 Month Momentum % is 7.14% and 54.5% above the Banks industry median of 4.62. Bank Millennium's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Bank Millennium (WAR:MIL), the current 3-1 Month Momentum % is 7.14% as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Millennium (WAR:MIL) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Millennium stock appears to be overvalued. The current stock price of zł20.83 is trading 85.7% above its estimated GF Value™ of zł11.22. GuruFocus considers Bank Millennium to be Significantly Overvalued.

Key valuation signals for WAR:MIL:

  • 3-1 Month Momentum %: 7.14%
  • GF Value™: zł11.22 vs. price of zł20.83 (85.7% above fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 54.5% above the Banks median (#624 of 1578)

No single metric tells the full story. See the WAR:MIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Millennium Business Description

Other Exchanges 1HN:Germany
Address ul. Stanis?awa ?aryna 2A, Warsaw, POL, 02-593
Bank Millennium SA is a commercial bank group operating in Poland. The bank's operating segments include retail, corporate, FX mortgage loans, treasury operations, assets/liabilities management and other segment. The company derives the majority of its revenue from the retail segment which comprises the banking products and services provided to individual customers on the mass market, affluent customers, sole traders as well as services to small companies.
65GF Score

Get the complete analysis for WAR:MIL

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł20.83
Price
zł11.22
GF Value