Bank Millennium (WAR:MIL) Net Loan: zł70,074 Mil (As of Mar. 2026)

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WAR:MIL Bank Millennium SA WAR:MIL
66 GF Score
Price zł19.56
GF Value zł10.37
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank Millennium Net Loan?

Bank Millennium WAR:MIL +0.28% 66 Net Loan is zł70,074 Mil as of Mar. 2026. GuruFocus rates WAR:MIL with a GF Score™ of 66/100 and a GF Value™ of zł10.37 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Bank Millennium's quarterly net loan increased from Sep. 2025 (zł66,713 Mil) to Dec. 2025 (zł68,367 Mil) and increased from Dec. 2025 (zł68,367 Mil) to Mar. 2026 (zł70,074 Mil).

Bank Millennium's annual net loan declined from Dec. 2023 (zł73,505 Mil) to Dec. 2024 (zł68,367 Mil) but then increased from Dec. 2024 (zł68,367 Mil) to Dec. 2025 (zł70,074 Mil).

Bank Millennium Net Loan Historical Data

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The historical data trend for Bank Millennium's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Millennium Net Loan Chart

Bank Millennium Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 71,255.78 68,842.00 73,504.61 67,061.66 68,367.33

Bank Millennium Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 66,741.61 66,275.85 66,713.17 68,367.33 70,074.13
WAR:MIL
66GF Score
Bank Millennium SA WAR:MIL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Millennium Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of zł70,074 Mil mean?
Bank Millennium (WAR:MIL) has a Net Loan of zł70,074 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bank Millennium and its competitors.
Is Bank Millennium's Net Loan too high?
Bank Millennium's current Net Loan is zł70,074 Mil. Overall, Bank Millennium has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Millennium's Net Loan compare to PNC and USB?
Bank Millennium's Net Loan of zł70,074 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bank Millennium and its competitors. Bank Millennium's current Net Loan is zł70,074 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Millennium stock overvalued right now?
Based on GuruFocus' analysis, Bank Millennium (WAR:MIL) is currently considered Significantly Overvalued. The stock's GF Value™ is zł10.37, compared to a current price of zł19.56 — trading 88.6% above its estimated fair value. The current Net Loan is zł70,074 Mil. Bank Millennium's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bank Millennium (WAR:MIL), the current Net Loan is zł70,074 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Millennium (WAR:MIL) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Millennium stock appears to be overvalued. The current stock price of zł19.56 is trading 88.6% above its estimated GF Value™ of zł10.37. GuruFocus considers Bank Millennium to be Significantly Overvalued.

Key valuation signals for WAR:MIL:

  • Net Loan: zł70,074 Mil
  • GF Value™: zł10.37 vs. price of zł19.56 (88.6% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the WAR:MIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Millennium Business Description

Other Exchanges 1HN:Germany
Address ul. Stanis?awa ?aryna 2A, Warsaw, POL, 02-593
Bank Millennium SA is a commercial bank group operating in Poland. The bank's operating segments include retail, corporate, FX mortgage loans, treasury operations, assets/liabilities management and other segment. The company derives the majority of its revenue from the retail segment which comprises the banking products and services provided to individual customers on the mass market, affluent customers, sole traders as well as services to small companies.
66GF Score

Get the complete analysis for WAR:MIL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł19.56
Price
zł10.37
GF Value