Bank Millennium (WAR:MIL) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:MIL Bank Millennium SA WAR:MIL
64 GF Score
Price zł20.46
GF Value zł10.38
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Bank Millennium Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

WAR:MIL
64GF Score
Bank Millennium SA WAR:MIL
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Bank Millennium (WAR:MIL) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Millennium stock appears to be overvalued. The current stock price of zł20.46 is trading 97.1% above its estimated GF Value™ of zł10.38. GuruFocus considers Bank Millennium to be Significantly Overvalued.

Key valuation signals for WAR:MIL:

  • Altman Z-Score:
  • GF Value™: zł10.38 vs. price of zł20.46 (97.1% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the WAR:MIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Millennium Business Description

Other Exchanges 1HN:Germany
Address ul. Stanis?awa ?aryna 2A, Warsaw, POL, 02-593
Bank Millennium SA is a commercial bank group operating in Poland. The bank's operating segments include retail, corporate, FX mortgage loans, treasury operations, assets/liabilities management and other segment. The company derives the majority of its revenue from the retail segment which comprises the banking products and services provided to individual customers on the mass market, affluent customers, sole traders as well as services to small companies.
64GF Score

Get the complete analysis for WAR:MIL

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł20.46
Price
zł10.38
GF Value