Heritage Insurance Holdings (STU:11H) PEG Ratio: N/A (As of Aug. 19, 2026)

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STU:11H Heritage Insurance Holdings Inc STU:11H
63 GF Score
Price €29.08
GF Value €23.19
! 6 Warning Signs
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What is Heritage Insurance Holdings PEG Ratio?

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Heritage Insurance Holdings's PE Ratio without NRI is 4.82. Heritage Insurance Holdings's 5-Year EBITDA growth rate is 0.00%. Therefore, Heritage Insurance Holdings's PEG Ratio for today is N/A.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Heritage Insurance Holdings's PEG Ratio or its related term are showing as below:



STU:11H's PEG Ratio is not ranked *
in the Insurance industry.
Industry Median: 0.825
* Ranked among companies with meaningful PEG Ratio only.

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Heritage Insurance Holdings  (STU:11H) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Heritage Insurance Holdings PEG Ratio Related Terms


Heritage Insurance Holdings PEG Ratio Historical Data

* Premium members only.

The historical data trend for Heritage Insurance Holdings's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Heritage Insurance Holdings PEG Ratio Chart

Heritage Insurance Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Heritage Insurance Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

STU:11H vs ROOT, HIPO, DGICA: PEG Ratio Comparison

For the Insurance - Property & Casualty subindustry, Heritage Insurance Holdings's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Heritage Insurance Holdings PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Heritage Insurance Holdings's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Heritage Insurance Holdings's PEG Ratio falls into.


STU:11H
63GF Score
Heritage Insurance Holdings Inc STU:11H
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Heritage Insurance Holdings PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Heritage Insurance Holdings's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=4.8201558097132/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Is Heritage Insurance Holdings (STU:11H) Overvalued in 2026?

Based on GuruFocus' analysis, Heritage Insurance Holdings stock appears to be overvalued. The current stock price of €29.08 is trading 25.4% above its estimated GF Value™ of €23.19.

Key valuation signals for STU:11H:

  • PEG Ratio: N/A
  • GF Value™: €23.19 vs. price of €29.08 (25.4% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the STU:11H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Heritage Insurance Holdings Business Description

Other Exchanges HRTG:USA
Address 1401 North Westshore Boulevard, Tampa, FL, USA, 33607
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. The company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, and South Carolina.
63GF Score

Get the complete analysis for STU:11H

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.08
Price
€23.19
GF Value