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Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Heritage Insurance Holdings's Shareholder Yield % was 5.64%.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Heritage Insurance Holdings Shareholder Yield % Related Terms
Heritage Insurance Holdings Shareholder Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:11H vs ROOT, HIPO, DGICA: Shareholder Yield % Comparison
For the Insurance - Property & Casualty subindustry, Heritage Insurance Holdings's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Heritage Insurance Holdings Shareholder Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Heritage Insurance Holdings's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Heritage Insurance Holdings's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Heritage Insurance Holdings (STU:11H) has a Shareholder Yield % of 5.64% as of Jun. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Heritage Insurance Holdings and its competitors. This is 60% above median its historical median of 3.52. According to the industry distribution chart, Heritage Insurance Holdings ranks #124 out of 487 companies in the Insurance industry, placing it in the top 25.5%.
Is Heritage Insurance Holdings' Shareholder Yield % too high?
Heritage Insurance Holdings' current Shareholder Yield % of 5.64% is 60% above median its 10-year median of 3.52. The Insurance industry median Shareholder Yield % is 2.82. Heritage Insurance Holdings' value of 5.64% is 100% above this industry median. Based on the distribution chart, Heritage Insurance Holdings ranks #124 out of 487 companies in the Insurance industry, which is above the industry midpoint. Overall, Heritage Insurance Holdings has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Heritage Insurance Holdings' Shareholder Yield % compare to ROOT and HIPO?
According to the Insurance industry distribution chart, Heritage Insurance Holdings ranks #124 out of 487 companies for Shareholder Yield %. This puts Heritage Insurance Holdings in the upper half of its industry. The industry median Shareholder Yield % is 2.82. Heritage Insurance Holdings' value of 5.64% is 100% above this benchmark. While the company's 10-year median is 3.52 vs. the industry median of 2.82, Heritage Insurance Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.82, based on 487 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Heritage Insurance Holdings's current Shareholder Yield % of 5.64% is 100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Heritage Insurance Holdings and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Heritage Insurance Holdings's current Shareholder Yield % is 5.64%, which is 60% above median its own 10-year median of 3.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heritage Insurance Holdings stock overvalued right now?
Heritage Insurance Holdings (STU:11H) has a current Shareholder Yield % of 5.64%. The stock's GF Value™ is €23.19, compared to a current price of €29.08 — trading 25.4% above its estimated fair value. The current Shareholder Yield % is 5.64%, which is 60% above median its 10-year median of 3.52 and 100% above the Insurance industry median of 2.82. Heritage Insurance Holdings' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Heritage Insurance Holdings (STU:11H), the current Shareholder Yield % is 5.64% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Heritage Insurance Holdings (STU:11H) Overvalued in 2026?
Based on GuruFocus' analysis, Heritage Insurance Holdings stock appears to be overvalued.
The current stock price of €29.08 is trading 25.4% above its estimated GF Value™ of €23.19.
Key valuation signals for STU:11H:
Shareholder Yield %: 5.64% (60% above median its 10-year median of 3.52)
GF Value™: €23.19 vs. price of €29.08 (25.4% above fair value)
Industry Position: 100% above the Insurance median (#124 of 487)
No single metric tells the full story. See the STU:11H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. The company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, and South Carolina.
63GF Score
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