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Yapi Ve Kredi Bankasi AS (IST:YKBNK) Peter Lynch Fair Value : ₺201.30 (As of May. 21, 2024)


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What is Yapi Ve Kredi Bankasi AS Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Yapi Ve Kredi Bankasi AS's PEG is 1. Yapi Ve Kredi Bankasi AS's 5-Year TTM Book Value Growth Rate is 25. Yapi Ve Kredi Bankasi AS's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2024 was ₺8.05. Therefore, the Peter Lynch Fair Value for today is ₺201.30.

As of today (2024-05-21), Yapi Ve Kredi Bankasi AS's share price is ₺34.52. Yapi Ve Kredi Bankasi AS's Peter Lynch fair value is ₺201.30. Therefore, Yapi Ve Kredi Bankasi AS's Price to Peter Lynch Fair Value Ratio for today is 0.17.


The historical rank and industry rank for Yapi Ve Kredi Bankasi AS's Peter Lynch Fair Value or its related term are showing as below:

IST:YKBNK' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.11   Med: 0.21   Max: 0.37
Current: 0.37


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Yapi Ve Kredi Bankasi AS was 0.37. The lowest was 0.11. And the median was 0.21.


IST:YKBNK's Price-to-Peter-Lynch-Fair-Value is ranked better than
85.8% of 690 companies
in the Banks industry
Industry Median: 0.87 vs IST:YKBNK: 0.37

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Yapi Ve Kredi Bankasi AS Peter Lynch Fair Value Historical Data

The historical data trend for Yapi Ve Kredi Bankasi AS's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Yapi Ve Kredi Bankasi AS Peter Lynch Fair Value Chart

Yapi Ve Kredi Bankasi AS Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 12.34 75.89 92.23

Yapi Ve Kredi Bankasi AS Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 87.70 86.40 86.65 92.23 92.15

Competitive Comparison of Yapi Ve Kredi Bankasi AS's Peter Lynch Fair Value

For the Banks - Regional subindustry, Yapi Ve Kredi Bankasi AS's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yapi Ve Kredi Bankasi AS's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Yapi Ve Kredi Bankasi AS's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Yapi Ve Kredi Bankasi AS's Price-to-Peter-Lynch-Fair-Value falls into.



Yapi Ve Kredi Bankasi AS Peter Lynch Fair Value Calculation

Yapi Ve Kredi Bankasi AS's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 25 *8.052
=201.30

Yapi Ve Kredi Bankasi AS's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was ₺8.05.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Yapi Ve Kredi Bankasi AS  (IST:YKBNK) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 25 instead of 15 in this case.

Yapi Ve Kredi Bankasi AS's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=34.52/201.30
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Yapi Ve Kredi Bankasi AS Peter Lynch Fair Value Related Terms

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Yapi Ve Kredi Bankasi AS (IST:YKBNK) Business Description

Traded in Other Exchanges
N/A
Address
Yap? Kredi Plaza D Blok Levent, Istanbul, TUR, 34330
Yapi Ve Kredi Bankasi AS is a banking group operating in, and with its credit exposed nearly entirely to Turkey. The company's strategy emphasizes growth, profitability, and customer satisfaction. The Bank carries out its banking operations through two main business units Retail Banking and Corporate and Commercial Banking. The group also has domestic financial subsidiaries in asset management, brokerage, leasing, and factoring. An overwhelming majority of its outstanding shares are held by Koç Group, a largest conglomerate in Turkey. The group's largest contributor to revenue is retail banking, which includes card payment systems, as well as individual and small to midsize enterprise banking.

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