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Yapi Ve Kredi Bankasi ASIST:YKBNK +5.68%65 FCF Margin % is 33.79% as of Mar. 2026, which is 19% above its 10-year median of 28.50. GuruFocus rates IST:YKBNK with a GF Score™ of 65/100 and a GF Value™ of ₺21.05 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Yapi Ve Kredi Bankasi AS ranks worse than 81.89% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yapi Ve Kredi Bankasi AS FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Yapi Ve Kredi Bankasi AS's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yapi Ve Kredi Bankasi AS FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Yapi Ve Kredi Bankasi AS's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Yapi Ve Kredi Bankasi AS's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yapi Ve Kredi Bankasi AS (IST:YKBNK) has a FCF Margin % of 33.79% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Yapi Ve Kredi Bankasi AS and its competitors. This is 19% above median its historical median of 28.50. According to the industry distribution chart, Yapi Ve Kredi Bankasi AS ranks #1230 out of 1502 companies in the Banks industry, placing it in the top 81.9%.
Is Yapi Ve Kredi Bankasi AS's FCF Margin % too high?
Yapi Ve Kredi Bankasi AS's current FCF Margin % of 33.79% is 19% above median its 10-year median of 28.50. The Banks industry median FCF Margin % is 25.85. Yapi Ve Kredi Bankasi AS's value of 33.79% is 30.7% above this industry median. Based on the distribution chart, Yapi Ve Kredi Bankasi AS ranks #1230 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Yapi Ve Kredi Bankasi AS has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yapi Ve Kredi Bankasi AS's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Yapi Ve Kredi Bankasi AS ranks #1230 out of 1502 companies for FCF Margin %. This places Yapi Ve Kredi Bankasi AS in the lower half of its industry. The industry median FCF Margin % is 25.85. Yapi Ve Kredi Bankasi AS's value of 33.79% is 30.7% above this benchmark. While the company's 10-year median is 28.50 vs. the industry median of 25.85, Yapi Ve Kredi Bankasi AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.85, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yapi Ve Kredi Bankasi AS's current FCF Margin % of 33.79% is 30.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Yapi Ve Kredi Bankasi AS and its competitors. For the Banks industry, the median FCF Margin % is 25.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yapi Ve Kredi Bankasi AS's current FCF Margin % is 33.79%, which is 19% above median its own 10-year median of 28.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yapi Ve Kredi Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS (IST:YKBNK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₺21.05, compared to a current price of ₺32.76 — trading 55.6% above its estimated fair value. The current FCF Margin % is 33.79%, which is 19% above median its 10-year median of 28.50 and 30.7% above the Banks industry median of 25.85. Yapi Ve Kredi Bankasi AS's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Yapi Ve Kredi Bankasi AS (IST:YKBNK), the current FCF Margin % is 33.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yapi Ve Kredi Bankasi AS (IST:YKBNK) Overvalued in 2026?
Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS stock appears to be overvalued.
The current stock price of ₺32.76 is trading 55.6% above its estimated GF Value™ of ₺21.05.
GuruFocus considers Yapi Ve Kredi Bankasi AS to be Significantly Overvalued.
Key valuation signals for IST:YKBNK:
FCF Margin %: 33.79% (19% above median its 10-year median of 28.50)
GF Value™: ₺21.05 vs. price of ₺32.76 (55.6% above fair value)
Industry Position: 30.7% above the Banks median (#1230 of 1502)
No single metric tells the full story. See the IST:YKBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yapi Ve Kredi Bankasi AS is a private capital commercial bank authorised to perform all banking, economic, financial and commercial activities. The company's operating segments are Retail Banking, Corporate Banking, Commercial and SME Banking, Treasury asset-liability management and other. The company generates majority of revenue from retail Banking activities which include card payment systems, individual, individual portfolio, blue class, private banking. Retail Banking products and services offered to customers include card payment systems, consumer loans, commercial installment loans, time and demand deposits, gold banking, investment accounts, life and non-life insurance products and payroll services. It generates majority of income from Domestic country.
65GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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