Yapi Ve Kredi Bankasi AS (IST:YKBNK) Cyclically Adjusted FCF per Share: ₺1.69 (As of Jun. 2026)

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IST:YKBNK Yapi Ve Kredi Bankasi AS IST:YKBNK
67 GF Score
Price ₺34.02
GF Value ₺42.53
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Yapi Ve Kredi Bankasi AS Cyclically Adjusted FCF per Share?

Yapi Ve Kredi Bankasi AS IST:YKBNK -0.06% 67 Cyclically Adjusted FCF per Share is ₺1.69 as of Jun. 2026. GuruFocus rates IST:YKBNK with a GF Score™ of 67/100 and a GF Value™ of ₺42.53 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Yapi Ve Kredi Bankasi AS's adjusted free cash flow per share for the three months ended in Jun. 2026 was ₺-5.083. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ₺1.69 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Yapi Ve Kredi Bankasi AS's average Cyclically Adjusted FCF Growth Rate was -39.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 39.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 75.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Yapi Ve Kredi Bankasi AS was 141.70% per year. The lowest was 28.80% per year. And the median was 66.15% per year.

As of today (2026-08-09), Yapi Ve Kredi Bankasi AS's current stock price is ₺34.02. Yapi Ve Kredi Bankasi AS's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was ₺1.69. Yapi Ve Kredi Bankasi AS's Cyclically Adjusted Price-to-FCF of today is 20.13.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Yapi Ve Kredi Bankasi AS was 22.50. The lowest was 5.08. And the median was 10.19.


Yapi Ve Kredi Bankasi AS  (IST:YKBNK) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Yapi Ve Kredi Bankasi AS's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=34.02/1.69
=20.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Yapi Ve Kredi Bankasi AS was 22.50. The lowest was 5.08. And the median was 10.19.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Yapi Ve Kredi Bankasi AS Cyclically Adjusted FCF per Share Related Terms


Yapi Ve Kredi Bankasi AS Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Yapi Ve Kredi Bankasi AS's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yapi Ve Kredi Bankasi AS Cyclically Adjusted FCF per Share Chart

Yapi Ve Kredi Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.46 0.79 2.40 3.32 2.12

Yapi Ve Kredi Bankasi AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.77 3.46 2.12 2.16 1.69

Yapi Ve Kredi Bankasi AS Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Yapi Ve Kredi Bankasi AS's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yapi Ve Kredi Bankasi AS Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Yapi Ve Kredi Bankasi AS's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Yapi Ve Kredi Bankasi AS's Cyclically Adjusted Price-to-FCF falls into.


IST:YKBNK
67GF Score
Yapi Ve Kredi Bankasi AS IST:YKBNK
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yapi Ve Kredi Bankasi AS Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Yapi Ve Kredi Bankasi AS's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-5.083/333.9520*333.9520
=-5.083

Current CPI (Jun. 2026) = 333.9520.

Yapi Ve Kredi Bankasi AS Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.250 241.428 -0.346
201612 0.322 241.432 0.445
201703 -0.348 243.801 -0.477
201706 0.037 244.955 0.050
201709 0.254 246.819 0.344
201712 0.817 246.524 1.107
201803 -0.717 249.554 -0.959
201806 0.137 251.989 0.182
201809 0.712 252.439 0.942
201812 0.109 251.233 0.145
201903 0.496 254.202 0.652
201906 0.837 256.143 1.091
201909 0.354 256.759 0.460
201912 0.970 256.974 1.261
202003 -1.139 258.115 -1.474
202006 -0.172 257.797 -0.223
202009 -0.746 260.280 -0.957
202012 0.349 260.474 0.447
202103 0.810 264.877 1.021
202106 0.163 271.696 0.200
202109 1.362 274.310 1.658
202112 0.845 278.802 1.012
202203 0.019 287.504 0.022
202206 -0.397 296.311 -0.447
202209 1.087 296.808 1.223
202212 2.024 296.797 2.277
202303 0.030 301.836 0.033
202306 3.042 305.109 3.330
202309 13.340 307.789 14.474
202312 -0.752 306.746 -0.819
202403 -0.038 312.332 -0.041
202406 6.205 314.175 6.596
202409 3.296 315.301 3.491
202412 -1.856 315.605 -1.964
202503 -0.019 319.799 -0.020
202506 -5.768 322.561 -5.972
202509 7.636 324.800 7.851
202512 -14.271 324.054 -14.707
202603 0.034 330.213 0.034
202606 -5.083 333.952 -5.083

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ₺1.69 mean?
Yapi Ve Kredi Bankasi AS (IST:YKBNK) has a Cyclically Adjusted FCF per Share of ₺1.69 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Yapi Ve Kredi Bankasi AS and its competitors.
Is Yapi Ve Kredi Bankasi AS's Cyclically Adjusted FCF per Share too high?
Yapi Ve Kredi Bankasi AS's current Cyclically Adjusted FCF per Share is ₺1.69. Overall, Yapi Ve Kredi Bankasi AS has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Yapi Ve Kredi Bankasi AS's Cyclically Adjusted FCF per Share compare to competitors?
Yapi Ve Kredi Bankasi AS's Cyclically Adjusted FCF per Share of ₺1.69 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Yapi Ve Kredi Bankasi AS and its competitors. Yapi Ve Kredi Bankasi AS's current Cyclically Adjusted FCF per Share is ₺1.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yapi Ve Kredi Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS (IST:YKBNK) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺42.53, compared to a current price of ₺34.02 — trading 20% below its estimated fair value. The current Cyclically Adjusted FCF per Share is ₺1.69. Yapi Ve Kredi Bankasi AS's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Yapi Ve Kredi Bankasi AS (IST:YKBNK), the current Cyclically Adjusted FCF per Share is ₺1.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yapi Ve Kredi Bankasi AS (IST:YKBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS stock appears to be undervalued. The current stock price of ₺34.02 is trading 20% below its estimated GF Value™ of ₺42.53. GuruFocus considers Yapi Ve Kredi Bankasi AS to be Modestly Undervalued.

Key valuation signals for IST:YKBNK:

  • Cyclically Adjusted FCF per Share: ₺1.69
  • GF Value™: ₺42.53 vs. price of ₺34.02 (20% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the IST:YKBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yapi Ve Kredi Bankasi AS Business Description

Address Yap Kredi Plaza D Blok Levent, Istanbul, TUR, 34330
Yapi Ve Kredi Bankasi AS is a private capital commercial bank authorised to perform all banking, economic, financial and commercial activities. The company's operating segments are Retail Banking, Corporate Banking, Commercial and SME Banking, Treasury asset-liability management and other. The company generates majority of revenue from retail Banking activities which include card payment systems, individual, individual portfolio, blue class, private banking. Retail Banking products and services offered to customers include card payment systems, consumer loans, commercial installment loans, time and demand deposits, gold banking, investment accounts, life and non-life insurance products and payroll services. It generates majority of income from Domestic country.
67GF Score

Get the complete analysis for IST:YKBNK

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺34.02
Price
₺42.53
GF Value