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PicS NVMEX:PICSN 37 Peter Lynch Fair Value is MXN694.95 as of Aug. 28, 2026. GuruFocus rates MEX:PICSN with a GF Score™ of 37/100. The stock has 2 warning signs investors should review. Among 657 Software companies, PicS NV ranks better than 97.11% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, PicS NV's PEG is 1. PicS NV's 5-Year TTM Book Value Growth Rate is 25.
PicS NV's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was MXN27.80. Therefore, the Peter Lynch Fair Value for today is MXN694.95.
As of today (2026-08-28), PicS NV's share price is MXN217.43. PicS NV's Peter Lynch fair value is MXN694.95. Therefore, PicS NV's Price to Peter Lynch Fair Value Ratio for today is 0.31.
The historical rank and industry rank for PicS NV's Peter Lynch Fair Value or its related term are showing as below:
MEX:PICSN'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.27
Current: 0.27
During the past 7 years, the highest Price to Peter Lynch Fair Value Ratio of PicS NV was 0.27. The lowest was 0.00. And the median was 0.00.
MEX:PICSN's Price-to-Peter-Lynch-Fair-Value is ranked better than 97.11% of 657
companies
in the Software industry
Industry Median: 1.29
vs MEX:PICSN: 0.27
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
PicS NV (MEX:PICSN) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 25 instead of 15 in this case.
PicS NV's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
217.43
/
694.95
=
0.31
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PicS NV Peter Lynch Fair Value Related Terms
PicS NV Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for PicS NV's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:PICSN vs PRGS, NN, GCT: Peter Lynch Fair Value Comparison
For the Software - Infrastructure subindustry, PicS NV's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PicS NV Price-to-Peter-Lynch-Fair-Value vs Software Industry
For the Software industry and Technology sector, PicS NV's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where PicS NV's Price-to-Peter-Lynch-Fair-Value falls into.
PicS NV's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was MXN27.80.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of MXN694.95 mean?
PicS NV (MEX:PICSN) has a Peter Lynch Fair Value of MXN694.95 as of Aug. 28, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on PicS NV and its competitors. According to the industry distribution chart, PicS NV ranks #19 out of 657 companies in the Software industry, placing it in the top 2.9%.
Is PicS NV's Peter Lynch Fair Value too high?
PicS NV's current Peter Lynch Fair Value is MXN694.95. Based on the distribution chart, PicS NV ranks #19 out of 657 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PicS NV has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does PicS NV's Peter Lynch Fair Value compare to PRGS and NN?
According to the Software industry distribution chart, PicS NV ranks #19 out of 657 companies for Peter Lynch Fair Value. This places PicS NV in the top 3% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 1.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Software company?
The median Peter Lynch Fair Value among Software companies is 1.29, based on 657 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on PicS NV and its competitors. For the Software industry, the median Peter Lynch Fair Value is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PicS NV's current Peter Lynch Fair Value is MXN694.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PicS NV stock overvalued right now?
PicS NV (MEX:PICSN) has a current Peter Lynch Fair Value of MXN694.95. The current Peter Lynch Fair Value is MXN694.95. PicS NV's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For PicS NV (MEX:PICSN), the current Peter Lynch Fair Value is MXN694.95 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PicS NV is a digital payments company. The company operates a peer-to-peer (P2P) transfer platform that enables individuals to send money via mobile devices. It provides digital wallets, instant payments (Pix), P2P transfers, credit cards, loans, investments, insurance, and SMB payment solutions. The company has four reportable segments: Consumer Banking, Small and Medium-Sized Businesses, Audiences and Ecosystem Integration, and Institutional. The majority of the company's revenue is derived from the Consumer Banking segment, which generates revenue from various transaction activities occurring in the digital wallet, such as Pix, peer-to-peer (P2P) transfers, and bill payments.
37GF Score
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