Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
PicS NVMEX:PICSN 37 ROA % is 2.16% as of Jun. 2026. GuruFocus rates MEX:PICSN with a GF Score™ of 37/100. The stock has 2 warning signs investors should review. Among 2,896 Software companies, PicS NV ranks better than 56.42% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. PicS NV's annualizedNet Income for the quarter that ended in Jun. 2026 was MXN3,664 Mil.
PicS NV's average Total Assets over the quarter that ended in Jun. 2026 was MXN169,419 Mil. Therefore, PicS NV's annualized ROA % for the quarter that ended in Jun. 2026 was 2.16%.
The historical rank and industry rank for PicS NV's ROA % or its related term are showing as below:
MEX:PICSN'
s ROA % Range Over the Past 10 Years
Min: -27.1 Med: -0.43 Max: 3.29
Current: 3.12
During the past 7 years, PicS NV's highest ROA % was 3.29%. The lowest was -27.10%. And the median was -0.43%.
MEX:PICSN's ROA % is ranked better than 56.42% of 2896
companies
in the Software industry
Industry Median: 1.765
vs MEX:PICSN: 3.12
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
PicS NV ROA % Related Terms
PicS NV ROA % Historical Data
* Premium members only.
The historical data trend for PicS NV's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, PicS NV's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PicS NV ROA % vs Software Industry
For the Software industry and Technology sector, PicS NV's ROA % distribution charts can be found below:
* The bar in red indicates where PicS NV's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
ROA % is displayed in the 30-year financial page.
PicS NV (MEX:PICSN) has a ROA % of 2.16% as of Jun. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on PicS NV and its competitors. According to the industry distribution chart, PicS NV ranks #1262 out of 2896 companies in the Software industry, placing it in the top 43.6%.
Is PicS NV's ROA % too high?
PicS NV's current ROA % is 2.16%. The Software industry median ROA % is 1.77. PicS NV's value of 2.16% is 22.4% above this industry median. Based on the distribution chart, PicS NV ranks #1262 out of 2896 companies in the Software industry, which is above the industry midpoint. Overall, PicS NV has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does PicS NV's ROA % compare to PRGS and NN?
According to the Software industry distribution chart, PicS NV ranks #1262 out of 2896 companies for ROA %. This puts PicS NV in the upper half of its industry. The industry median ROA % is 1.77. PicS NV's value of 2.16% is 22.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.77, based on 2,896 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PicS NV's current ROA % of 2.16% is 22.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on PicS NV and its competitors. For the Software industry, the median ROA % is 1.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PicS NV's current ROA % is 2.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PicS NV stock overvalued right now?
PicS NV (MEX:PICSN) has a current ROA % of 2.16%. The current ROA % is 2.16% and 22.4% above the Software industry median of 1.77. PicS NV's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For PicS NV (MEX:PICSN), the current ROA % is 2.16% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PicS NV is a digital payments company. The company operates a peer-to-peer (P2P) transfer platform that enables individuals to send money via mobile devices. It provides digital wallets, instant payments (Pix), P2P transfers, credit cards, loans, investments, insurance, and SMB payment solutions. The company has four reportable segments: Consumer Banking, Small and Medium-Sized Businesses, Audiences and Ecosystem Integration, and Institutional. The majority of the company's revenue is derived from the Consumer Banking segment, which generates revenue from various transaction activities occurring in the digital wallet, such as Pix, peer-to-peer (P2P) transfers, and bill payments.
37GF Score
Get the complete analysis for MEX:PICSN
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:PICSN has been successfully added to your 
