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Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Shangri-La Development Bank's PEG is 1. Shangri-La Development Bank's 5-Year TTM Book Value Growth Rate is 8.96.
Shangri-La Development Bank's EPS without NRI for the trailing twelve months (TTM) ended in Jul. 2026 was NPR23.83. Therefore, the Peter Lynch Fair Value for today is NPR213.52.
The historical rank and industry rank for Shangri-La Development Bank's Peter Lynch Fair Value or its related term are showing as below:
XNEP:SADBL'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.61 Med: 4.62 Max: 5.69
Current: 1.61
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Shangri-La Development Bank was 5.69. The lowest was 1.61. And the median was 4.62.
XNEP:SADBL's Price-to-Peter-Lynch-Fair-Value is ranked worse than 71.12% of 890
companies
in the Banks industry
Industry Median: 1.11
vs XNEP:SADBL: 1.61
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Shangri-La Development Bank (XNEP:SADBL) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 8.96 instead of 15 in this case.
Shangri-La Development Bank's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
411.00
/
213.52
=
1.92
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shangri-La Development Bank Peter Lynch Fair Value Related Terms
Shangri-La Development Bank Peter Lynch Fair Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shangri-La Development Bank Peter Lynch Fair Value Chart
Shangri-La Development Bank Peter Lynch Fair Value Competitor Comparison
For the Banks - Regional subindustry, Shangri-La Development Bank's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shangri-La Development Bank Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Shangri-La Development Bank's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Shangri-La Development Bank's Price-to-Peter-Lynch-Fair-Value falls into.
Shangri-La Development Bank's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was NPR23.83.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of NPR213.52 mean?
Shangri-La Development Bank (XNEP:SADBL) has a Peter Lynch Fair Value of NPR213.52 as of Sep. 12, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Shangri-La Development Bank and its competitors. According to the industry distribution chart, Shangri-La Development Bank ranks #633 out of 890 companies in the Banks industry, placing it in the top 71.1%.
Is Shangri-La Development Bank's Peter Lynch Fair Value too high?
Shangri-La Development Bank's current Peter Lynch Fair Value is NPR213.52. Based on the distribution chart, Shangri-La Development Bank ranks #633 out of 890 companies in the Banks industry, which is below the industry midpoint. Overall, Shangri-La Development Bank has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shangri-La Development Bank's Peter Lynch Fair Value compare to competitors?
According to the Banks industry distribution chart, Shangri-La Development Bank ranks #633 out of 890 companies for Peter Lynch Fair Value. This places Shangri-La Development Bank in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.11. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.11, based on 890 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Shangri-La Development Bank and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shangri-La Development Bank's current Peter Lynch Fair Value is NPR213.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shangri-La Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Shangri-La Development Bank (XNEP:SADBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR473.36, compared to a current price of NPR411.00 — trading 13.2% below its estimated fair value. The current Peter Lynch Fair Value is NPR213.52. Shangri-La Development Bank's overall GF Score™ is 94/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Shangri-La Development Bank (XNEP:SADBL), the current Peter Lynch Fair Value is NPR213.52 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shangri-La Development Bank (XNEP:SADBL) Overvalued in 2026?
Based on GuruFocus' analysis, Shangri-La Development Bank stock appears to be undervalued.
The current stock price of NPR411.00 is trading 13.2% below its estimated GF Value™ of NPR473.36.
GuruFocus considers Shangri-La Development Bank to be Modestly Undervalued.
Key valuation signals for XNEP:SADBL:
Peter Lynch Fair Value: NPR213.52
GF Value™: NPR473.36 vs. price of NPR411.00 (13.2% below fair value)
No single metric tells the full story. See the XNEP:SADBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shangri-La Development Bank Ltd provides banking products and services in Nepal. The bank is engaged in three operating segments which include core banking, treasury, digital banking. It generates a majority of its revenue from the core banking segment. The core banking segment generates the majority of revenue, providing deposit accounts and loans. The treasury segment manages liquidity and investments in government bonds and shares. The digital banking segment focuses on domestic and foreign remittance services for customers.
94GF Score
Get the complete analysis for XNEP:SADBL
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