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Shangri-La Development Bank (XNEP:SADBL) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Shangri-La Development Bank Pretax Margin % Related Terms
Shangri-La Development Bank Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shangri-La Development Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Shangri-La Development Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shangri-La Development Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Shangri-La Development Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Shangri-La Development Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shangri-La Development Bank (XNEP:SADBL) has a Pretax Margin % of 42.95% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Shangri-La Development Bank and its competitors. This is 16% above median its historical median of 37.08. Over the past decade, Shangri-La Development Bank's Pretax Margin % has ranged from 20.36 to 67.89. According to the industry distribution chart, Shangri-La Development Bank ranks #792 out of 1526 companies in the Banks industry, placing it in the top 51.9%.
Is Shangri-La Development Bank's Pretax Margin % too high?
Shangri-La Development Bank's current Pretax Margin % of 42.95% is 16% above median its 10-year median of 37.08. Over the past 10 years, this metric has ranged from a low of 20.36 to a high of 67.89. The Banks industry median Pretax Margin % is 35.41. Shangri-La Development Bank's value of 42.95% is 21.3% above this industry median. Based on the distribution chart, Shangri-La Development Bank ranks #792 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Shangri-La Development Bank has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Shangri-La Development Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Shangri-La Development Bank ranks #792 out of 1526 companies for Pretax Margin %. This places Shangri-La Development Bank in the lower half of its industry. The industry median Pretax Margin % is 35.41. Shangri-La Development Bank's value of 42.95% is 21.3% above this benchmark. Historically, Shangri-La Development Bank's own Pretax Margin % has ranged from 20.36 to 67.89 over the past decade. While the company's 10-year median is 37.08 vs. the industry median of 35.41, Shangri-La Development Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.41, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shangri-La Development Bank's current Pretax Margin % of 42.95% is 21.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Shangri-La Development Bank and its competitors. For the Banks industry, the median Pretax Margin % is 35.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shangri-La Development Bank's current Pretax Margin % is 42.95%, which is 16% above median its own 10-year median of 37.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shangri-La Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Shangri-La Development Bank (XNEP:SADBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR432.62, compared to a current price of NPR411.00 — trading 5% below its estimated fair value. The current Pretax Margin % is 42.95%, which is 16% above median its 10-year median of 37.08 and 21.3% above the Banks industry median of 35.41. Shangri-La Development Bank's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Shangri-La Development Bank (XNEP:SADBL), the current Pretax Margin % is 42.95% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shangri-La Development Bank (XNEP:SADBL) Overvalued in 2026?
Based on GuruFocus' analysis, Shangri-La Development Bank stock appears to be undervalued.
The current stock price of NPR411.00 is trading 5% below its estimated GF Value™ of NPR432.62.
GuruFocus considers Shangri-La Development Bank to be Fairly Valued.
Key valuation signals for XNEP:SADBL:
Pretax Margin %: 42.95% (16% above median its 10-year median of 37.08)
GF Value™: NPR432.62 vs. price of NPR411.00 (5% below fair value)
Industry Position: 21.3% above the Banks median (#792 of 1526)
No single metric tells the full story. See the XNEP:SADBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shangri-La Development Bank Ltd provides banking products and services in Nepal. The bank is engaged in three operating segments which include core banking, treasury, digital banking. It generates a majority of its revenue from the core banking segment. The core banking segment generates the majority of revenue, providing deposit accounts and loans. The treasury segment manages liquidity and investments in government bonds and shares. The digital banking segment focuses on domestic and foreign remittance services for customers.
91GF Score
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