ABDBY (Alm Brand AS) Pretax Margin %: 11.08% (As of Mar. 2026) — Near Median


ABDBY Alm Brand AS ABDBY
52 GF Score
Price $5.00
GF Value $4.39
! 2 Warning Signs
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What is Alm Brand AS Pretax Margin %?

Alm Brand AS ABDBY 52 Pretax Margin % is 11.08% as of Mar. 2026, which is 9% above its 10-year median of 10.12. GuruFocus rates ABDBY with a GF Score™ of 52/100 and a GF Value™ of $4.39. The stock has 2 warning signs investors should review. Among 501 Insurance companies, Alm Brand AS ranks better than 51.9% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Alm Brand AS's Pre-Tax Income for the three months ended in Mar. 2026 was $48 Mil. Alm Brand AS's Revenue for the three months ended in Mar. 2026 was $437 Mil. Therefore, Alm Brand AS's pretax margin for the quarter that ended in Mar. 2026 was 11.08%.

The historical rank and industry rank for Alm Brand AS's Pretax Margin % or its related term are showing as below:

ABDBY' s Pretax Margin % Range Over the Past 10 Years
Min: -2.23   Med: 10.12   Max: 14.04
Current: 12.55


ABDBY's Pretax Margin % is ranked better than
51.9% of 501 companies
in the Insurance industry
Industry Median: 12.04 vs ABDBY: 12.55

Alm Brand AS  (OTCPK:ABDBY) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Alm Brand AS Pretax Margin % Related Terms


Alm Brand AS Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Alm Brand AS's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alm Brand AS Pretax Margin % Chart

Alm Brand AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.31 -2.23 4.92 8.01 11.62

Alm Brand AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.00 12.59 13.99 12.37 11.08

ABDBY vs BRK.A, AIG, HIG: Pretax Margin % Comparison

For the Insurance - Diversified subindustry, Alm Brand AS's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alm Brand AS Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Alm Brand AS's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Alm Brand AS's Pretax Margin % falls into.


ABDBY
52GF Score
Alm Brand AS ABDBY
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Alm Brand AS Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Alm Brand AS's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=248.495/2139.408
=11.62 %

Alm Brand AS's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=48.412/436.948
=11.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 11.08% mean?
Alm Brand AS (ABDBY) has a Pretax Margin % of 11.08% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Alm Brand AS and its competitors. This is near median its historical median of 10.12. According to the industry distribution chart, Alm Brand AS ranks #241 out of 501 companies in the Insurance industry, placing it in the top 48.1%.
Is Alm Brand AS's Pretax Margin % too high?
Alm Brand AS's current Pretax Margin % of 11.08% is near median its 10-year median of 10.12. The Insurance industry median Pretax Margin % is 12.04. Alm Brand AS's value of 11.08% is 8% below this industry median. Based on the distribution chart, Alm Brand AS ranks #241 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Alm Brand AS has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Alm Brand AS's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Alm Brand AS ranks #241 out of 501 companies for Pretax Margin %. This puts Alm Brand AS in the upper half of its industry. The industry median Pretax Margin % is 12.04. Alm Brand AS's value of 11.08% is 8% below this benchmark. While the company's 10-year median is 10.12 vs. the industry median of 12.04, Alm Brand AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alm Brand AS's current Pretax Margin % of 11.08% is 8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Alm Brand AS and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alm Brand AS's current Pretax Margin % is 11.08%, which is near median its own 10-year median of 10.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alm Brand AS stock overvalued right now?
Alm Brand AS (ABDBY) has a current Pretax Margin % of 11.08%. The stock's GF Value™ is $4.39, compared to a current price of $5.00 — trading 13.9% above its estimated fair value. The current Pretax Margin % is 11.08%, which is near median its 10-year median of 10.12 and 8% below the Insurance industry median of 12.04. Alm Brand AS's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Alm Brand AS (ABDBY), the current Pretax Margin % is 11.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alm Brand AS (ABDBY) Overvalued in 2026?

Based on GuruFocus' analysis, Alm Brand AS stock appears to be overvalued. The current stock price of $5.00 is trading 13.9% above its estimated GF Value™ of $4.39.

Key valuation signals for ABDBY:

  • Pretax Margin %: 11.08% (near median its 10-year median of 10.12)
  • GF Value™: $4.39 vs. price of $5.00 (13.9% above fair value)
  • GF Score™: 52/100 with 2 warning signs
  • Industry Position: 8% below the Insurance median (#241 of 501)

No single metric tells the full story. See the ABDBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alm Brand AS Business Description

Address Midtermolen 7, Copenhagen, DNK, DK-2100
Alm Brand AS is a Danish investment holding company. Along with its subsidiaries, it offers insurance solutions, under various brands, to its customers. Its business segments include the personal Lines segment, which comprises sales of insurance to private households through its own sales channels and partnerships, the Commercial Lines segment, which comprises sales to agricultural and commercial customers through its own sales channels and partnerships, and the Non-life insurance segment, which is also its key revenue-generating segment. Geographically, the company generates the majority of its revenue from Denmark.
52GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.00
Price
$4.39
GF Value