ABDBY (Alm Brand AS) 10-Year RORE % : -4.52% (As of Mar. 2026)


ABDBY Alm Brand AS ABDBY
51 GF Score
Price $5.00
GF Value $4.26
! 4 Warning Signs
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What is Alm Brand AS 10-Year RORE %?

Alm Brand AS ABDBY 51 10-Year RORE % is -4.52 as of Mar. 2026. GuruFocus rates ABDBY with a GF Score™ of 51/100 and a GF Value™ of $4.26. The stock has 4 warning signs investors should review. Among 383 Insurance companies, Alm Brand AS ranks worse than 83.81% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Alm Brand AS's 10-Year RORE % for the quarter that ended in Mar. 2026 was -4.52%.

The industry rank for Alm Brand AS's 10-Year RORE % or its related term are showing as below:

ABDBY's 10-Year RORE % is ranked worse than
83.81% of 383 companies
in the Insurance industry
Industry Median: 12.63 vs ABDBY: -4.52

Alm Brand AS  (OTCPK:ABDBY) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Alm Brand AS 10-Year RORE % Related Terms


Alm Brand AS 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for Alm Brand AS's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alm Brand AS 10-Year RORE % Chart

Alm Brand AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.32 -0.37 2.04 -3.90 -4.18

Alm Brand AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.43 -2.69 -4.29 -4.18 -4.52

ABDBY vs BRK.A, AIG, HIG: 10-Year RORE % Comparison

For the Insurance - Diversified subindustry, Alm Brand AS's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alm Brand AS 10-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Alm Brand AS's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Alm Brand AS's 10-Year RORE % falls into.


ABDBY
51GF Score
Alm Brand AS ABDBY
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Alm Brand AS 10-Year RORE % Calculation

Alm Brand AS's 10-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 0.25-0.367 )/( 3.104-0.513 )
=-0.117/2.591
=-4.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of -4.52 mean?
Alm Brand AS (ABDBY) has a 10-Year RORE % of -4.52 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Alm Brand AS and its competitors. According to the industry distribution chart, Alm Brand AS ranks #321 out of 383 companies in the Insurance industry, placing it in the top 83.8%.
Is Alm Brand AS's 10-Year RORE % too high?
Alm Brand AS's current 10-Year RORE % is -4.52. Based on the distribution chart, Alm Brand AS ranks #321 out of 383 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Alm Brand AS has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Alm Brand AS's 10-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Alm Brand AS ranks #321 out of 383 companies for 10-Year RORE %. This places Alm Brand AS in the lower half of its industry. The industry median 10-Year RORE % is 12.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for an Insurance company?
The median 10-Year RORE % among Insurance companies is 12.63, based on 383 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Alm Brand AS and its competitors. For the Insurance industry, the median 10-Year RORE % is 12.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alm Brand AS's current 10-Year RORE % is -4.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alm Brand AS stock overvalued right now?
Alm Brand AS (ABDBY) has a current 10-Year RORE % of -4.52. The stock's GF Value™ is $4.26, compared to a current price of $5.00 — trading 17.4% above its estimated fair value. The current 10-Year RORE % is -4.52. Alm Brand AS's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Alm Brand AS (ABDBY), the current 10-Year RORE % is -4.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alm Brand AS (ABDBY) Overvalued in 2026?

Based on GuruFocus' analysis, Alm Brand AS stock appears to be overvalued. The current stock price of $5.00 is trading 17.4% above its estimated GF Value™ of $4.26.

Key valuation signals for ABDBY:

  • 10-Year RORE %: -4.52
  • GF Value™: $4.26 vs. price of $5.00 (17.4% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the ABDBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alm Brand AS Business Description

Address Midtermolen 7, Copenhagen, DNK, DK-2100
Alm Brand AS is a Danish investment holding company. Along with its subsidiaries, it offers insurance solutions, under various brands, to its customers. Its business segments include the personal Lines segment, which comprises sales of insurance to private households through its own sales channels and partnerships, the Commercial Lines segment, which comprises sales to agricultural and commercial customers through its own sales channels and partnerships, and the Non-life insurance segment, which is also its key revenue-generating segment. Geographically, the company generates the majority of its revenue from Denmark.
51GF Score

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10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.00
Price
$4.26
GF Value