Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Alm Brand AS's 3-Year RORE % for the quarter that ended in Mar. 2026 was 8.46%.
The industry rank for Alm Brand AS's 3-Year RORE % or its related term are showing as below:
ABDBY's 3-Year RORE % is not ranked
in the Insurance industry.
Industry Median: 11.7
vs ABDBY: 8.46
Alm Brand AS (OTCPK:ABDBY) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Alm Brand AS 3-Year RORE % Related Terms
Alm Brand AS 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Alm Brand AS's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ABDBY vs BRK.A, AIG, HIG: 3-Year RORE % Comparison
For the Insurance - Diversified subindustry, Alm Brand AS's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alm Brand AS 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Alm Brand AS's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Alm Brand AS's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Alm Brand AS (ABDBY) has a 3-Year RORE % of 8.46 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Alm Brand AS and its competitors. According to the industry distribution chart, Alm Brand AS ranks #999999 out of 473 companies in the Insurance industry.
Is Alm Brand AS's 3-Year RORE % too high?
Alm Brand AS's current 3-Year RORE % is 8.46. The Insurance industry median 3-Year RORE % is 11.70. Alm Brand AS's value of 8.46 is 27.7% below this industry median. Based on the distribution chart, Alm Brand AS ranks #999999 out of 473 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Alm Brand AS has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Alm Brand AS's 3-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Alm Brand AS ranks #999999 out of 473 companies for 3-Year RORE %. This places Alm Brand AS in the lower half of its industry. The industry median 3-Year RORE % is 11.70. Alm Brand AS's value of 8.46 is 27.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.70, based on 473 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alm Brand AS's current 3-Year RORE % of 8.46 is 27.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Alm Brand AS and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alm Brand AS's current 3-Year RORE % is 8.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alm Brand AS stock overvalued right now?
Alm Brand AS (ABDBY) has a current 3-Year RORE % of 8.46. The stock's GF Value™ is $4.30, compared to a current price of $5.00 — trading 16.3% above its estimated fair value. The current 3-Year RORE % is 8.46 and 27.7% below the Insurance industry median of 11.70. Alm Brand AS's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Alm Brand AS (ABDBY), the current 3-Year RORE % is 8.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alm Brand AS (ABDBY) Overvalued in 2026?
Based on GuruFocus' analysis, Alm Brand AS stock appears to be overvalued.
The current stock price of $5.00 is trading 16.3% above its estimated GF Value™ of $4.30.
Key valuation signals for ABDBY:
3-Year RORE %: 8.46
GF Value™: $4.30 vs. price of $5.00 (16.3% above fair value)
Industry Position: 27.7% below the Insurance median (#999999 of 473)
No single metric tells the full story. See the ABDBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alm Brand AS is a Danish investment holding company. Along with its subsidiaries, it offers insurance solutions, under various brands, to its customers. Its business segments include the personal Lines segment, which comprises sales of insurance to private households through its own sales channels and partnerships, the Commercial Lines segment, which comprises sales to agricultural and commercial customers through its own sales channels and partnerships, and the Non-life insurance segment, which is also its key revenue-generating segment. Geographically, the company generates the majority of its revenue from Denmark.
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