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Haryana CapfinBOM:532855 -1.79%86 Pretax Margin % is 2,044.77% as of Mar. 2026, which is 2484% above its 10-year median of 79.13. GuruFocus rates BOM:532855 with a GF Score™ of 86/100 and a GF Value™ of ₹192.63 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 535 Credit Services companies, Haryana Capfin ranks better than 97.94% on this metric.
The historical rank and industry rank for Haryana Capfin's Pretax Margin % or its related term are showing as below:
BOM:532855'
s Pretax Margin % Range Over the Past 10 Years
Min: 65.82 Med: 79.13 Max: 186.74
Current: 181.24
BOM:532855's Pretax Margin % is ranked better than 97.94% of 535
companies
in the Credit Services industry
Industry Median: 20.19
vs BOM:532855: 181.24
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Haryana Capfin Pretax Margin % Related Terms
Haryana Capfin Pretax Margin % Historical Data
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The historical data trend for Haryana Capfin's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:532855 vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Haryana Capfin's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Haryana Capfin Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Haryana Capfin's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Haryana Capfin's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Haryana Capfin (BOM:532855) has a Pretax Margin % of 2,044.77% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Haryana Capfin and its competitors. This is 2484% above median its historical median of 79.13. Over the past decade, Haryana Capfin's Pretax Margin % has ranged from 65.82 to 186.74. According to the industry distribution chart, Haryana Capfin ranks #11 out of 535 companies in the Credit Services industry, placing it in the top 2.1%.
Is Haryana Capfin's Pretax Margin % too high?
Haryana Capfin's current Pretax Margin % of 2,044.77% is 2484% above median its 10-year median of 79.13. Over the past 10 years, this metric has ranged from a low of 65.82 to a high of 186.74. The Credit Services industry median Pretax Margin % is 20.19. Haryana Capfin's value of 2,044.77% is 10027.6% above this industry median. Based on the distribution chart, Haryana Capfin ranks #11 out of 535 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Haryana Capfin has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Haryana Capfin's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Haryana Capfin ranks #11 out of 535 companies for Pretax Margin %. This places Haryana Capfin in the top 2% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 20.19. Haryana Capfin's value of 2,044.77% is 10027.6% above this benchmark. Historically, Haryana Capfin's own Pretax Margin % has ranged from 65.82 to 186.74 over the past decade. While the company's 10-year median is 79.13 vs. the industry median of 20.19, Haryana Capfin has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.19, based on 535 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Haryana Capfin's current Pretax Margin % of 2,044.77% is 10027.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Haryana Capfin and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Haryana Capfin's current Pretax Margin % is 2,044.77%, which is 2484% above median its own 10-year median of 79.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haryana Capfin stock overvalued right now?
Based on GuruFocus' analysis, Haryana Capfin (BOM:532855) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹192.63, compared to a current price of ₹139.90 — trading 27.4% below its estimated fair value. The current Pretax Margin % is 2,044.77%, which is 2484% above median its 10-year median of 79.13 and 10027.6% above the Credit Services industry median of 20.19. Haryana Capfin's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Haryana Capfin (BOM:532855), the current Pretax Margin % is 2,044.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Haryana Capfin (BOM:532855) Overvalued in 2026?
Based on GuruFocus' analysis, Haryana Capfin stock appears to be undervalued.
The current stock price of ₹139.90 is trading 27.4% below its estimated GF Value™ of ₹192.63.
GuruFocus considers Haryana Capfin to be Modestly Undervalued.
Key valuation signals for BOM:532855:
Pretax Margin %: 2,044.77% (2484% above median its 10-year median of 79.13)
GF Value™: ₹192.63 vs. price of ₹139.90 (27.4% below fair value)
Industry Position: 10027.6% above the Credit Services median (#11 of 535)
No single metric tells the full story. See the BOM:532855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Haryana Capfin Ltd is an India-based non-banking finance company engaged in financing and investment activities. Its core business includes investment in shares and securities and financing. The company derives key revenue in the form of interest and dividend income.
86GF Score
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