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Haryana CapfinBOM:532855 +0.68%76 PS Ratio is 11.67 as of Sep. 22, 2026, which is 1% above its 10-year median of 11.55. GuruFocus rates BOM:532855 with a GF Score™ of 76/100 and a GF Value™ of ₹265.32 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 529 Credit Services companies, Haryana Capfin ranks worse than 82.23% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Haryana Capfin's share price is ₹143.50.
Haryana Capfin's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹12.30. Hence, Haryana Capfin's PS Ratio for today is 11.67.
The historical rank and industry rank for Haryana Capfin's PS Ratio or its related term are showing as below:
BOM:532855'
s PS Ratio Range Over the Past 10 Years
Min: 3.23 Med: 11.55 Max: 42.71
Current: 12.13
During the past 13 years, Haryana Capfin's highest PS Ratio was 42.71. The lowest was 3.23. And the median was 11.55.
BOM:532855's PS Ratio is ranked worse than 82.23% of 529
companies
in the Credit Services industry
Industry Median: 2.79
vs BOM:532855: 12.13
Haryana Capfin Ltd revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Haryana Capfin was -11.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 30.30% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 34.80% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 13.90% per year.
During the past 13 years, Haryana Capfin's highest 3-Year average Revenue per Share Growth Rate was 51.80% per year. The lowest was -13.00% per year. And the median was 8.30% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Haryana Capfin PS Ratio Related Terms
Haryana Capfin PS Ratio Historical Data
* Premium members only.
The historical data trend for Haryana Capfin's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Haryana Capfin's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Haryana Capfin PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Haryana Capfin's PS Ratio distribution charts can be found below:
* The bar in red indicates where Haryana Capfin's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Haryana Capfin's Share Price of today is ₹143.50.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Haryana Capfin's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹12.30.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Haryana Capfin (BOM:532855) has a PS Ratio of 11.67 as of Sep. 22, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Haryana Capfin and its competitors. This is near median its historical median of 11.55. Over the past decade, Haryana Capfin's PS Ratio has ranged from 3.23 to 42.71. According to the industry distribution chart, Haryana Capfin ranks #435 out of 529 companies in the Credit Services industry, placing it in the top 82.2%.
Is Haryana Capfin's PS Ratio too high?
Haryana Capfin's current PS Ratio of 11.67 is near median its 10-year median of 11.55. Over the past 10 years, this metric has ranged from a low of 3.23 to a high of 42.71. The Credit Services industry median PS Ratio is 2.79. Haryana Capfin's value of 11.67 is 318.3% above this industry median. Based on the distribution chart, Haryana Capfin ranks #435 out of 529 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Haryana Capfin has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Haryana Capfin's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Haryana Capfin ranks #435 out of 529 companies for PS Ratio. This places Haryana Capfin in the lower half of its industry. The industry median PS Ratio is 2.79. Haryana Capfin's value of 11.67 is 318.3% above this benchmark. Historically, Haryana Capfin's own PS Ratio has ranged from 3.23 to 42.71 over the past decade. While the company's 10-year median is 11.55 vs. the industry median of 2.79, Haryana Capfin has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.79, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Haryana Capfin's current PS Ratio of 11.67 is 318.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Haryana Capfin and its competitors. For the Credit Services industry, the median PS Ratio is 2.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Haryana Capfin's current PS Ratio is 11.67, which is near median its own 10-year median of 11.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haryana Capfin stock overvalued right now?
Based on GuruFocus' analysis, Haryana Capfin (BOM:532855) is currently considered Possible Value Trap. The stock's GF Value™ is ₹265.32, compared to a current price of ₹143.50 — trading 45.9% below its estimated fair value. The current PS Ratio is 11.67, which is near median its 10-year median of 11.55 and 318.3% above the Credit Services industry median of 2.79. Haryana Capfin's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Haryana Capfin (BOM:532855), the current PS Ratio is 11.67 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Haryana Capfin (BOM:532855) Overvalued in 2026?
Based on GuruFocus' analysis, Haryana Capfin stock appears to be undervalued.
The current stock price of ₹143.50 is trading 45.9% below its estimated GF Value™ of ₹265.32.
GuruFocus considers Haryana Capfin to be Possible Value Trap.
Key valuation signals for BOM:532855:
PS Ratio: 11.67 (near median its 10-year median of 11.55)
GF Value™: ₹265.32 vs. price of ₹143.50 (45.9% below fair value)
Industry Position: 318.3% above the Credit Services median (#435 of 529)
No single metric tells the full story. See the BOM:532855 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Haryana Capfin Ltd is an India-based non-banking finance company engaged in financing and investment activities. Its core business includes investment in shares and securities and financing. The company derives key revenue in the form of interest and dividend income.
76GF Score
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