BradsaudeBSP:SAUD3 +2.00%94 Pretax Margin % is 35.96% as of Mar. 2026, which is 22% above its 10-year median of 29.51. GuruFocus rates BSP:SAUD3 with a GF Score™ of 94/100 and a GF Value™ of R$13.48 (Fairly Valued). The stock has 6 warning signs investors should review. Among 18 Healthcare Plans companies, Bradsaude ranks better than 88.89% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Bradsaude's Pre-Tax Income for the
three
months ended in Mar. 2026 was R$221 Mil. Bradsaude's Revenue for the
three
months ended in Mar. 2026 was R$615 Mil. Therefore, Bradsaude's pretax margin for the quarter that ended in Mar. 2026 was 35.96%.
The historical rank and industry rank for Bradsaude's Pretax Margin % or its related term are showing as below:
BSP:SAUD3'
s Pretax Margin % Range Over the Past 10 Years
Min: 22.38 Med: 29.51 Max: 51.79
Current: 32.85
BSP:SAUD3's Pretax Margin % is ranked better than 88.89% of 18
companies
in the Healthcare Plans industry
Industry Median: 2.235
vs BSP:SAUD3: 32.85
Bradsaude (BSP:SAUD3) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bradsaude Pretax Margin % Related Terms
Bradsaude Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Bradsaude's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:SAUD3 vs UNH, CVS, ELV: Pretax Margin % Comparison
For the Healthcare Plans subindustry, Bradsaude's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bradsaude Pretax Margin % vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Bradsaude's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bradsaude's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bradsaude (BSP:SAUD3) has a Pretax Margin % of 35.96% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bradsaude and its competitors. This is 22% above median its historical median of 29.51. Over the past decade, Bradsaude's Pretax Margin % has ranged from 22.38 to 51.79. According to the industry distribution chart, Bradsaude ranks #2 out of 18 companies in the Healthcare Plans industry, placing it in the top 11.1%.
Is Bradsaude's Pretax Margin % too high?
Bradsaude's current Pretax Margin % of 35.96% is 22% above median its 10-year median of 29.51. Over the past 10 years, this metric has ranged from a low of 22.38 to a high of 51.79. The Healthcare Plans industry median Pretax Margin % is 2.24. Bradsaude's value of 35.96% is 1508.9% above this industry median. Based on the distribution chart, Bradsaude ranks #2 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Bradsaude has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bradsaude's Pretax Margin % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Bradsaude ranks #2 out of 18 companies for Pretax Margin %. This places Bradsaude in the top 11% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 2.24. Bradsaude's value of 35.96% is 1508.9% above this benchmark. Historically, Bradsaude's own Pretax Margin % has ranged from 22.38 to 51.79 over the past decade. While the company's 10-year median is 29.51 vs. the industry median of 2.24, Bradsaude has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Healthcare Plans company?
The median Pretax Margin % among Healthcare Plans companies is 2.24, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bradsaude's current Pretax Margin % of 35.96% is 1508.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bradsaude and its competitors. For the Healthcare Plans industry, the median Pretax Margin % is 2.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bradsaude's current Pretax Margin % is 35.96%, which is 22% above median its own 10-year median of 29.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bradsaude stock overvalued right now?
Based on GuruFocus' analysis, Bradsaude (BSP:SAUD3) is currently considered Fairly Valued. The stock's GF Value™ is R$13.48, compared to a current price of R$14.28 — trading 5.9% above its estimated fair value. The current Pretax Margin % is 35.96%, which is 22% above median its 10-year median of 29.51 and 1508.9% above the Healthcare Plans industry median of 2.24. Bradsaude's overall GF Score™ is 94/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bradsaude (BSP:SAUD3), the current Pretax Margin % is 35.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bradsaude (BSP:SAUD3) Overvalued in 2026?
Based on GuruFocus' analysis, Bradsaude stock appears to be overvalued.
The current stock price of R$14.28 is trading 5.9% above its estimated GF Value™ of R$13.48.
GuruFocus considers Bradsaude to be Fairly Valued.
Key valuation signals for BSP:SAUD3:
Pretax Margin %: 35.96% (22% above median its 10-year median of 29.51)
GF Value™: R$13.48 vs. price of R$14.28 (5.9% above fair value)
Industry Position: 1508.9% above the Healthcare Plans median (#2 of 18)
No single metric tells the full story. See the BSP:SAUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bradsaude SA operates a healthcare ecosystem in Brazil formed through the consolidation of companies across different healthcare segments. Its operations include health and dental insurance, hospitals, primary care clinics, healthcare technology, diagnostics, and oncology services. The company serves more than 13 million beneficiaries and operates a healthcare network that includes approximately 4,000 hospital beds across the country.
94GF Score
Get the complete analysis for BSP:SAUD3
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:SAUD3 has been successfully added to your 
