Bradsaude (BSP:SAUD3) 5-Year ROIIC % : 44.21% (As of Dec. 2025)


BSP:SAUD3 Bradsaude SA BSP:SAUD3
92 GF Score
Price R$15.45
GF Value R$13.51
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Bradsaude 5-Year ROIIC %?

Bradsaude BSP:SAUD3 +1.78% 92 5-Year ROIIC % is 44.21 as of Dec. 2025. GuruFocus rates BSP:SAUD3 with a GF Score™ of 92/100 and a GF Value™ of R$13.51 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 18 Healthcare Plans companies, Bradsaude ranks better than 77.78% on this metric.

5-Year Return on Invested Incremental Capital (5-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 5-year. Bradsaude's 5-Year ROIIC % for the quarter that ended in Dec. 2025 was 44.21%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

The industry rank for Bradsaude's 5-Year ROIIC % or its related term are showing as below:

BSP:SAUD3's 5-Year ROIIC % is ranked better than
77.78% of 18 companies
in the Healthcare Plans industry
Industry Median: 3.295 vs BSP:SAUD3: 44.21

Bradsaude  (BSP:SAUD3) 5-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.


Bradsaude 5-Year ROIIC % Related Terms


Bradsaude 5-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for Bradsaude's 5-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bradsaude 5-Year ROIIC % Chart

Bradsaude Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year ROIIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.67 -5.43 25.97 33.62 44.21

Bradsaude Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
5-Year ROIIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 44.21 0.00

BSP:SAUD3 vs UNH, CVS, ELV: 5-Year ROIIC % Comparison

For the Healthcare Plans subindustry, Bradsaude's 5-Year ROIIC %, along with its competitors' market caps and 5-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bradsaude 5-Year ROIIC % vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Bradsaude's 5-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where Bradsaude's 5-Year ROIIC % falls into.


BSP:SAUD3
92GF Score
Bradsaude SA BSP:SAUD3
5-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bradsaude 5-Year ROIIC % Calculation

Bradsaude's 5-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:

5-Year ROIIC %=5-Year Incremental Net Operating Profit After Taxes (NOPAT)**/5-Year Incremental Invested Capital**
=( 540.5165997 (Dec. 2025) - 344.3441418 (Dec. 2020) )/( 1826.412 (Dec. 2025) - 1382.719 (Dec. 2020) )
=196.1724579/443.693
=44.21%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 5-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 5-Year ROIIC % →
What does a 5-Year ROIIC % of 44.21 mean?
Bradsaude (BSP:SAUD3) has a 5-Year ROIIC % of 44.21 as of Dec. 2025. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Bradsaude and its competitors. According to the industry distribution chart, Bradsaude ranks #4 out of 18 companies in the Healthcare Plans industry, placing it in the top 22.2%.
Is Bradsaude's 5-Year ROIIC % too high?
Bradsaude's current 5-Year ROIIC % is 44.21. The Healthcare Plans industry median 5-Year ROIIC % is 3.30. Bradsaude's value of 44.21 is 1241.7% above this industry median. Based on the distribution chart, Bradsaude ranks #4 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Bradsaude has a GF Score™ of 92/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bradsaude's 5-Year ROIIC % compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Bradsaude ranks #4 out of 18 companies for 5-Year ROIIC %. This places Bradsaude in the top 22% of its industry — outperforming the majority of peers. The industry median 5-Year ROIIC % is 3.30. Bradsaude's value of 44.21 is 1241.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year ROIIC % for a Healthcare Plans company?
The median 5-Year ROIIC % among Healthcare Plans companies is 3.30, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bradsaude's current 5-Year ROIIC % of 44.21 is 1241.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year ROIIC % mean?
A high 5-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Bradsaude and its competitors. For the Healthcare Plans industry, the median 5-Year ROIIC % is 3.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bradsaude's current 5-Year ROIIC % is 44.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bradsaude stock overvalued right now?
Based on GuruFocus' analysis, Bradsaude (BSP:SAUD3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$13.51, compared to a current price of R$15.45 — trading 14.4% above its estimated fair value. The current 5-Year ROIIC % is 44.21 and 1241.7% above the Healthcare Plans industry median of 3.30. Bradsaude's overall GF Score™ is 92/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year ROIIC % calculated?
5-Year ROIIC % is calculated from a company's financial statements. For Bradsaude (BSP:SAUD3), the current 5-Year ROIIC % is 44.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bradsaude (BSP:SAUD3) Overvalued in 2026?

Based on GuruFocus' analysis, Bradsaude stock appears to be overvalued. The current stock price of R$15.45 is trading 14.4% above its estimated GF Value™ of R$13.51. GuruFocus considers Bradsaude to be Modestly Overvalued.

Key valuation signals for BSP:SAUD3:

  • 5-Year ROIIC %: 44.21
  • GF Value™: R$13.51 vs. price of R$15.45 (14.4% above fair value)
  • GF Score™: 92/100 with 7 warning signs
  • Industry Position: 1241.7% above the Healthcare Plans median (#4 of 18)

No single metric tells the full story. See the BSP:SAUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bradsaude Business Description

Address Alameda Araguaia, 2104, 21 andar, Alphaville, Barueri, SP, BRA, 06460-040
Bradsaude SA operates a healthcare ecosystem in Brazil formed through the consolidation of companies across different healthcare segments. Its operations include health and dental insurance, hospitals, primary care clinics, healthcare technology, diagnostics, and oncology services. The company serves more than 13 million beneficiaries and operates a healthcare network that includes approximately 4,000 hospital beds across the country.
92GF Score

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5-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$15.45
Price
R$13.51
GF Value