GSP Finance Co (Bangladesh) (DHA:GSPFINANCE) Pretax Margin %: 124.32% (As of Sep. 2025) — 75% Above Median


DHA:GSPFINANCE GSP Finance Co (Bangladesh) Ltd DHA:GSPFINANCE
25 GF Score
Price BDT3.70
! 3 Warning Signs
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What is GSP Finance Co (Bangladesh) Pretax Margin %?

GSP Finance Co (Bangladesh) DHA:GSPFINANCE 25 Pretax Margin % is 124.32% as of Sep. 2025, which is 75% above its 10-year median of 70.87. GuruFocus rates DHA:GSPFINANCE with a GF Score™ of 25/100. The stock has 3 warning signs investors should review. Among 113 Diversified Financial Services companies, GSP Finance Co (Bangladesh) ranks better than 96.46% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. GSP Finance Co (Bangladesh)'s Pre-Tax Income for the three months ended in Sep. 2025 was BDT-579.84 Mil. GSP Finance Co (Bangladesh)'s Revenue for the three months ended in Sep. 2025 was BDT-466.41 Mil. Therefore, GSP Finance Co (Bangladesh)'s pretax margin for the quarter that ended in Sep. 2025 was 124.32%.

The historical rank and industry rank for GSP Finance Co (Bangladesh)'s Pretax Margin % or its related term are showing as below:

DHA:GSPFINANCE' s Pretax Margin % Range Over the Past 10 Years
Min: -32.07   Med: 70.87   Max: 582.01
Current: 229.97


DHA:GSPFINANCE's Pretax Margin % is ranked better than
96.46% of 113 companies
in the Diversified Financial Services industry
Industry Median: 11.11 vs DHA:GSPFINANCE: 229.97

GSP Finance Co (Bangladesh)  (DHA:GSPFINANCE) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


GSP Finance Co (Bangladesh) Pretax Margin % Related Terms


GSP Finance Co (Bangladesh) Pretax Margin % Historical Data

* Premium members only.

The historical data trend for GSP Finance Co (Bangladesh)'s Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GSP Finance Co (Bangladesh) Pretax Margin % Chart

GSP Finance Co (Bangladesh) Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 66.81 60.97 -32.07 582.01 473.44

GSP Finance Co (Bangladesh) Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 336.39 496.21 166.54 252.52 124.32

DHA:GSPFINANCE vs VOYA, FRHC: Pretax Margin % Comparison

For the Financial Conglomerates subindustry, GSP Finance Co (Bangladesh)'s Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GSP Finance Co (Bangladesh) Pretax Margin % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, GSP Finance Co (Bangladesh)'s Pretax Margin % distribution charts can be found below:

* The bar in red indicates where GSP Finance Co (Bangladesh)'s Pretax Margin % falls into.


DHA:GSPFINANCE
25GF Score
GSP Finance Co (Bangladesh) Ltd DHA:GSPFINANCE
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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GSP Finance Co (Bangladesh) Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

GSP Finance Co (Bangladesh)'s Pretax Margin for the fiscal year that ended in Dec. 2024 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=-1846.779/-390.076
=473.44 %

GSP Finance Co (Bangladesh)'s Pretax Margin for the quarter that ended in Sep. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Sep. 2025 )/Revenue (Q: Sep. 2025 )
=-579.843/-466.407
=124.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 124.32% mean?
GSP Finance Co (Bangladesh) (DHA:GSPFINANCE) has a Pretax Margin % of 124.32% as of Sep. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on GSP Finance Co (Bangladesh) and its competitors. This is 75% above median its historical median of 70.87. According to the industry distribution chart, GSP Finance Co (Bangladesh) ranks #4 out of 113 companies in the Diversified Financial Services industry, placing it in the top 3.5%.
Is GSP Finance Co (Bangladesh)'s Pretax Margin % too high?
GSP Finance Co (Bangladesh)'s current Pretax Margin % of 124.32% is 75% above median its 10-year median of 70.87. The Diversified Financial Services industry median Pretax Margin % is 11.11. GSP Finance Co (Bangladesh)'s value of 124.32% is 1019% above this industry median. Based on the distribution chart, GSP Finance Co (Bangladesh) ranks #4 out of 113 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, GSP Finance Co (Bangladesh) has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does GSP Finance Co (Bangladesh)'s Pretax Margin % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, GSP Finance Co (Bangladesh) ranks #4 out of 113 companies for Pretax Margin %. This places GSP Finance Co (Bangladesh) in the top 4% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 11.11. GSP Finance Co (Bangladesh)'s value of 124.32% is 1019% above this benchmark. While the company's 10-year median is 70.87 vs. the industry median of 11.11, GSP Finance Co (Bangladesh) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Diversified Financial Services company?
The median Pretax Margin % among Diversified Financial Services companies is 11.11, based on 113 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GSP Finance Co (Bangladesh)'s current Pretax Margin % of 124.32% is 1019% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on GSP Finance Co (Bangladesh) and its competitors. For the Diversified Financial Services industry, the median Pretax Margin % is 11.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GSP Finance Co (Bangladesh)'s current Pretax Margin % is 124.32%, which is 75% above median its own 10-year median of 70.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GSP Finance Co (Bangladesh) stock overvalued right now?
GSP Finance Co (Bangladesh) (DHA:GSPFINANCE) has a current Pretax Margin % of 124.32%. The current Pretax Margin % is 124.32%, which is 75% above median its 10-year median of 70.87 and 1019% above the Diversified Financial Services industry median of 11.11. GSP Finance Co (Bangladesh)'s overall GF Score™ is 25/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For GSP Finance Co (Bangladesh) (DHA:GSPFINANCE), the current Pretax Margin % is 124.32% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

GSP Finance Co (Bangladesh) Business Description

Address Mymensingh Road, 1, Paribagh, Dhaka, BGD, 1000
GSP Finance Co (Bangladesh) Ltd provides financial products and services. The company activities include lease finance, term finance, working capital finance, bridge/equity finance, syndication finance, SME finance, and term deposits, among others. It is also engaged in providing merchant banking services.
25GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT3.70
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